Summary
Profiel 2.0 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €110k and a net result of €398. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 94% of 5527 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 11-12-2025, 79 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
79 d early
2024
1 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close24-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€110k▲ 0.4%
2024 · €109k
2023: €108k
2024: €109k
2023 → 2025
Net result
€398▼ 55.8%
2024 · €900
2023: €105k
2024: €900
2023 → 2025
Total assets
€112k▼ 17.3%
2024 · €136k
2023: €174k
2024: €136k
2023 → 2025
Solvency
97.5%▲ 17.2pp
2024 · 80.3%
2023: 62.2%
2024: 80.3%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€108k-€109k▲ 0.8%€110k▲ 0.4%
Operating result€125k-€666▼ 99.5%€743▲ 11.6%
Net result€105k-€900▼ 99.1%€398▼ 55.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€64k =
Current assets
€49k ▼ 32.6%
Equity and liabilities €112k
Equity
€110k ▲ 0.4%
Debt
€3k ▼ 89.5%
Debt's share of the balance-sheet total falls from 19.7% to 2.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.4%▼
2024 · 0.8%
ROA
0.4%▼
2024 · 0.7%
Debt ≤ 1 year
€3k▼
2024 · €27k
Income taxes
€223▼
2024 · €577
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€136k€112k▼
Fixed assets21/28€64k€64k=
Financial fixed assets28€64k€64k=
Current assets29/58€72k€49k▼
Amounts receivable within one year40/41€52k€43k▼
Trade receivables40€19k€13k▼
Other amounts receivable41€33k€30k▼
Cash at bank and in hand54/58€21k€6k▼
Equity and liabilities
Total equity and liabilities10/49€136k€112k▼
Equity10/15€109k€110k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€106k€107k▲
Amounts payable17/49€27k€3k▼
Amounts payable within one year42/48€27k€3k▼
Trade debts44€2k€404▼
Suppliers440/4€2k€404▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€305€1k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€21k€1k▼
Income statement
Code20242025
Other operating charges640/8€649€663▲
Gross operating margin9900€1k€1k▲
Operating profit (loss)9901€666€743▲
Financial income75/76B€819-
Recurring financial income75€819-
Financial charges65/66B€8€122▲
Recurring financial charges65€8€122▲
Profit (loss) for the period before taxes9903€1k€621▼
Income taxes67/77€577€223▼
Profit (loss) for the period9904€900€398▼
Profit (loss) for the period to be appropriated9905€900€398▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€107k▲
Profit (loss) brought forward from the previous period14P€105k€106k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-07
Financial
Weakest financial yearnet €398 ▼55.8%
Net result drops to €398, the lowest in the series.
31-07
Financial
Liquidity times 6current ratio 17.36
Current ratio from 2.70 to 17.36; short-term debt falls from €27k to €3k.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guido Gezellestraat 238560 WevelgemGround area
1,180 m²
Building footprint
366 m²
Volume, LiDAR
2,709 m³
Parcel 34302B0495/00A006, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Profiel 2.0
since 20212.320.852.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0495/00A006 | Flanders | 1,180 m² | 1 · 366 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MUMMIE
BE 0540.914.065
Antwerpen · Eq €109,678
VASTGOED en VORMING IN VLAANDEREN
BE 0458.059.239
Gent · Eq €109,634
SIRIMI
BE 0843.594.647
Deerlijk · Eq €109,712
SURE +
BE 0873.881.413
Ardooie · Eq €109,734
RSC-INVEST
BE 0889.038.157
Antwerpen · Eq €109,738
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2021
Fiscal year end31-07
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.