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SIRIMI

Active Risk: not assessed
Private limited companyfounded 201214 yrs activeVichtesteenweg 6, 8540 Deerlijk, BelgiumKBO/BCE: BE 0843.594.647
Summary

SIRIMI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €109,712 and a net result of €7,028. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 8094 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 8094 sector peers (2025).
NBB · sector comparison
Position among 8094 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 d early
2024
38 d early
2023
27 d early
2022
43 d late
2021
30 d late
2020
27 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 February 2012, SIRIMI was incorporated.1 Total assets went from EUR 738,335 in 2018 to EUR 545,018 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€109,712▲ 6.8%
2024 · €102,685
Net result
€7,028▼ 37.3%
2024 · €11,208
Total assets
€545,018▼ 4.6%
2024 · €571,228
Solvency
20.1%▲ 2.2pp
2024 · 18.0%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€20,304▲ 70.3%€23,285▲ 14.7%€19,094▼ 18.0%€24,022▲ 25.8%€27,420▲ 14.1%
Net result€7,590within the sector's middle half€13,801within the sector's middle half▲ 81.8%€8,011within the sector's middle half▼ 42.0%€11,208within the sector's middle half▲ 39.9%€7,028within the sector's middle half▼ 37.3%
Equity€71,383within the sector's middle half▲ 11.9%€85,184within the sector's middle half▲ 19.3%€93,195within the sector's middle half▲ 9.4%€102,685within the sector's middle half▲ 10.2%€109,712within the sector's middle half▲ 6.8%
Total assets€649,111within the sector's middle half▼ 5.8%€620,143within the sector's middle half▼ 4.5%€624,601within the sector's middle half▲ 0.7%€571,228within the sector's middle half▼ 8.5%€545,018within the sector's middle half▼ 4.6%
Debt€577,728▼ 7.7%€534,959▼ 7.4%€531,407▼ 0.7%€468,543▼ 11.8%€435,306▼ 7.1%
Working capital-€25,003within the sector's middle half▼ 5.0%-€24,141within the sector's middle half▲ 3.4%-€38,628below the sector's middle half▼ 60.0%-€45,990below the sector's middle half▼ 19.1%-€53,677below the sector's middle half▼ 16.7%
Solvency11.0%below the sector's middle half▲ 1.7pp13.7%below the sector's middle half▲ 2.7pp14.9%below the sector's middle half▲ 1.2pp18.0%below the sector's middle half▲ 3.1pp20.1%below the sector's middle half▲ 2.2pp
Current ratio0.65below the sector's middle half▼ 0.060.65below the sector's middle half=0.56below the sector's middle half▼ 0.080.33below the sector's middle half▼ 0.230.27below the sector's middle half▼ 0.06
Return on assets (ROA)1.2%within the sector's middle half▲ 1.3pp2.2%within the sector's middle half▲ 1.1pp1.3%within the sector's middle half▼ 0.9pp2.0%within the sector's middle half▲ 0.7pp1.3%below the sector's middle half▼ 0.7pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €20,304€20,304Net result 2021: €7,590€7,590Operating result 2022: €23,285€23,285Net result 2022: €13,801€13,801Operating result 2023: €19,094€19,094Net result 2023: €8,011€8,011Operating result 2024: €24,022€24,022Net result 2024: €11,208€11,208Operating result 2025: €27,420€27,420Net result 2025: €7,028€7,02820212022202320242025€0€10,000€20,000€30,000Operating result 2023: €19,094€19,100Net result 2023: €8,011€8,010Operating result 2024: €24,022€24,000Net result 2024: €11,208€11,200Operating result 2025: €27,420€27,400Net result 2025: €7,028€7,030202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €545,018
Fixed assets €525,448 ▼ 4.2%
Current assets €19,570 ▼ 13.8%
Equity and liabilities €545,018
Equity €109,712 ▲ 6.8%
Debt €435,306 ▼ 7.1%
Debt's share of the balance-sheet total falls from 82.0% to 79.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
6.4%▼
2024 · 10.9%
Debt ≤ 1 year
€73,247▲
2024 · €68,692
Debt > 1 year
€362,059▼
2024 · €399,851
Income taxes
€8,925▲
2024 · €4,140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€571,228€545,018▼
Fixed assets21/28€548,526€525,448▼
Tangible fixed assets22/27€548,526€525,448▼
Land and buildings22€548,104€525,224▼
Furniture and vehicles24€423€224▼
Current assets29/58€22,702€19,570▼
Amounts receivable within one year40/41€19,305€13,775▼
Trade receivables40€19,295€13,775▼
Other amounts receivable41€10€0▼
Cash at bank and in hand54/58€3,397€3,357▼
Deferred charges and accrued income490/1-€2,439
Equity and liabilities
Total equity and liabilities10/49€571,228€545,018▼
Equity10/15€102,685€109,712▲
Contributions10/11€6,200€6,200=
Reserves13€96,485€103,512▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€96,485€103,512▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€468,543€435,306▼
Amounts payable after more than one year17€399,851€362,059▼
Financial debts170/4€399,851€362,059▼
Amounts payable within one year42/48€68,692€73,247▲
Current portion of amounts payable after more than one year42€42,249€39,447▼
Financial debts43€1,456€840▼
Credit institutions430/8€1,456€840▼
Trade debts44€0€526▲
Suppliers440/4€0€526▲
Taxes, remuneration and social security45€9,371€14,931▲
Taxes450/3€9,371€13,702▲
Remuneration and social security454/9€0€1,228▲
Other amounts payable47/48€15,616€17,503▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€4,550€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,718€33,375▲
Other operating charges640/8€6,182€11,725▲
Non-recurring operating charges66A€63€0▼
Gross operating margin9900€62,986€72,520▲
Operating profit (loss)9901€24,022€27,420▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8,674€11,468▲
Recurring financial charges65€8,674€11,468▲
Profit (loss) for the period before taxes9903€15,348€15,952▲
Income taxes67/77€4,140€8,925▲
Profit (loss) for the period9904€11,208€7,028▼
Profit (loss) for the period to be appropriated9905€11,208€7,028▼
Appropriation of the result
Profit (loss) to be appropriated9906€11,208€7,028▼
Transfer to equity691/2€9,490€7,028▼
To other reserves6921€9,490€7,028▼
Profit to be distributed694/7€1,718€0▼
Return on contributions (dividend)694€1,718€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€2,274€0€4,550€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,685€32,334€32,073€32,718€33,375▲ 2.0%
Other operating charges640/8€6,722€5,763€5,958€6,182€11,725▲ 89.7%
Non-recurring operating charges66A€86€192€0€63€0▼ 100%
Gross operating margin9900€64,796€61,574€57,125€62,986€72,520▲ 15.1%
Operating profit (loss)9901€20,304€23,285€19,094€24,022€27,420▲ 14.1%
Financial income75/76B-€3,029€0€0--
Recurring financial income75-€3,029€0€0--
Financial charges65/66B€9,481€7,034€8,573€8,674€11,468▲ 32.2%
Recurring financial charges65€9,481€7,034€8,573€8,674€11,468▲ 32.2%
Profit (loss) for the period before taxes9903€10,822€19,280€10,522€15,348€15,952▲ 3.9%
Income taxes67/77€3,233€5,479€2,511€4,140€8,925▲ 116%
Profit (loss) for the period9904€7,590€13,801€8,011€11,208€7,028▼ 37.3%
Profit (loss) for the period to be appropriated9905€7,590€13,801€8,011€11,208€7,028▼ 37.3%
Line20212022202320242025Change
Assets
Total assets20/58€649,111€620,143€624,601€571,228€545,018▼ 4.6%
Fixed assets21/28€602,439€575,405€574,471€548,526€525,448▼ 4.2%
Tangible fixed assets22/27€602,439€575,405€574,471€548,526€525,448▼ 4.2%
Land and buildings22€602,119€575,405€574,471€548,104€525,224▼ 4.2%
Plant, machinery and equipment23€320€0----
Furniture and vehicles24---€423€224▼ 47.1%
Current assets29/58€46,672€44,737€50,130€22,702€19,570▼ 13.8%
Amounts receivable after more than one year29€0-----
Other amounts receivable291€0-----
Amounts receivable within one year40/41€46,672€39,210€50,130€19,305€13,775▼ 28.6%
Trade receivables40€44,905€39,200€50,120€19,295€13,775▼ 28.6%
Other amounts receivable41€1,767€10€10€10€0▼ 100%
Cash at bank and in hand54/58---€3,397€3,357▼ 1.2%
Deferred charges and accrued income490/1€0€5,527€0-€2,439-
Equity and liabilities
Total equity and liabilities10/49€649,111€620,143€624,601€571,228€545,018▼ 4.6%
Equity10/15€71,383€85,184€93,195€102,685€109,712▲ 6.8%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€65,183€78,984€86,995€96,485€103,512▲ 7.3%
Non-distributable reserves130/1€1,860€1,860€1,860€0--
Reserves not available under the articles1311€1,860€1,860€1,860€0--
Distributable reserves133€63,323€77,124€85,135€96,485€103,512▲ 7.3%
Profit (loss) carried forward14---€0€0-
Amounts payable17/49€577,728€534,959€531,407€468,543€435,306▼ 7.1%
Amounts payable after more than one year17€503,066€465,532€442,100€399,851€362,059▼ 9.5%
Financial debts170/4€503,066€465,532€442,100€399,851€362,059▼ 9.5%
Amounts payable within one year42/48€71,675€68,879€88,758€68,692€73,247▲ 6.6%
Current portion of amounts payable after more than one year42€40,162€37,534€41,641€42,249€39,447▼ 6.6%
Financial debts43€2,278€3,089€6,469€1,456€840▼ 42.3%
Credit institutions430/8€2,278€3,089€6,469€1,456€840▼ 42.3%
Trade debts44€6,620€2,699€5,275€0€526-
Suppliers440/4€6,620€2,699€5,275€0€526-
Taxes, remuneration and social security45€11,382€7,954€13,432€9,371€14,931▲ 59.3%
Taxes450/3€5,382€7,954€11,432€9,371€13,702▲ 46.2%
Remuneration and social security454/9€6,000€0€2,000€0€1,228-
Other amounts payable47/48€11,233€17,603€21,942€15,616€17,503▲ 12.1%
Accrued charges and deferred income492/3€2,987€548€548€0--
Line20212022202320242025Change
Profit (loss) for the period9904€7,590€13,801€8,011€11,208€7,028▼ 37.3%
+ Depreciation and write-downs630€37,685€32,334€32,073€32,718€33,375▲ 2.0%
Operating cash flow (approximation)€45,274€46,134€40,084€43,927€40,402▼ 8.0%
Investment in fixed assets (approximation)--€5,300-€31,139-€6,774-€10,296▼ 52.0%
Change in cash-----€40-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €100,000Eq €102,685 ▲10.2%
4 profitable years in a row build equity to €102,685.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Back to profitnet €7,590
Net result €7,590 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Weakest financial yearnet -€843
Net result drops to -€843, the lowest in the series; recovery starts the following year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Highest result since 2018net €14,480 ▲36.6%
Operating result €40,253, net result €14,480, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
436 m²
Building footprint
141 m²
Volume, LiDAR
1,032 m³
Parcel 34009B0455/00S003, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vichtesteenweg 6, 8540 Deerlijk
Holdings
since 20122.206.923.907
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34009B0455/00S003 Flanders 436 m² 1 · 141 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail richie@primadonna-deerlijk.beDeerlijk
Phone 056/ 70 69 22Deerlijk
Fax 056/ 49 06 03Deerlijk
E-invoicing
Reachable via Peppol
Peppol ID 0208:0843594647
Also 9925:BE0843594647
Registered 11-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.