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PROFEX

Active Private limited company (pre-2019)founded 1998active for 28 yearsHazendreef (Heide) 26, 2920 KalmthoutKBO/BCE: BE 0462.344.461 #7 oldest company in Kalmthout, Finance and insurance sector

Overview

Lifetime

17 annual accounts with figures on one time axis, 25 filings since 1998
peak €59,091 (2022)
€40,561▲ 8.0%
lowest -€2,638 (2013)
€21,509▲ 212%
peak €271,572 (2024)
€271,572▲ 7.7%
€34,811▲ 1.1%
Board3 names since 2018
1 directorMaerten Dirk
Documentsfilings and deeds
30-09-202561 days late
2024micro format
Result from €6,903 to €21,509

Key points

from the 2024 annual accounts

Equity

€271,572 ▲ 7.7%

PROFEX has made a profit without a break since 2014.

Filings

25 annual accounts 103 days past the deadline
AprilJune31 JulyOctober200020102020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

88.6%

Higher solvency than 88% of companies in auxiliary financial services. Sector median 49.5% · 3,242 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
91 days late
2022
94 days late
2021
61 days late
2020
92 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 92 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MD
Maerten Dirk
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0462344461
Appointments: Pieter Maerten (manager) and Anne - Sofie Maerten (manager) General meeting of 02-07-2018 · Gazette deed
First establishment Hazendreef (Heide) 26, Kalmthout
Incorporation published on 16-01-1998 · Gazette deed
All 37 events

Comparable companies

same main activity, similar in size and age
Company
PROFEX Kalmthout €306,383 €40,561 88.6% -
VESEC Schoten €349,062 €38,185 68.9% -
D'HEER Mortsel €332,913 €31,607 93.7% -
NAUCOM Antwerp €282,110 €48,730 56.7% -
EXPERTISE VERHOEVEN EN VAN DER STUYFT Essen €274,003 €40,563 48.8% -
GENEX Duffel €301,887 €52,625 60.4% -
MELIS JAN & PARTNERS Westerlo €262,421 €54,899 90.5% -

These companies have the same main activity as PROFEX: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €262,000 and €349,000, founded between 1989 and 2004.

Official details

Source: KBO
Status
Active since 06-01-1998Normal situation
Activity
Risk and damage evaluationNACE 66210
Establishment unit
2.085.393.4962920 Kalmthout, since 20-03-1998
Financial year end
31 December
Peppol
Reachable since 01-01-2026
Company details

Annual accounts 2024

€21,509▲ 212%
€271,572▲ 7.7%
€306,383▲ 6.9%
Filing
Filed on 30-09-2025
Financials

Insights on PROFEX

PROFEX files the micro format. That format states no turnover. The gross margin rose from €28,602 in 2006 to €40,561 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 30-09-2025, 61 days late

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 11 November 2026.

€271,572
▲ 7.7%
€306,383
▲ 6.9%
€21,509
▲ 212%
88.6%
▲ 0.7 percentage points
7.9%
▲ 5.2 percentage points
7.0%
▲ 4.6 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €306,383 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

88.6%

Higher than 88% of 3,242 companies in 2024.

7.0%

Higher than 41% of 3,195 companies in 2024.

PROFEX Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: middle half · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242023202220212020201920162015201420132012201120102009200820072006
Balance sheet: assets
20/58 306,383286,494273,258264,149243,312239,265132,491123,814111,588110,484117,348127,341141,126114,973115,22695,55081,900
21/28 18,31520,90623,98024,91625,48536,3762,3293,38113,92627,78140,16453,05313,05810,85910,1629,91611,795
21 -----3,333-----------
22/27 18,27520,86623,94024,87625,44533,0032,3293,38113,92627,78140,16453,05313,05810,85910,1629,91611,795
23 1,328-4311,0741,7191,2443997981,1042,4072,1393,5862,8523,1523,4051,5541,229
24 6,6739,88717,90920,76022,34229,763--11,18022,36133,54144,7213,580----
26 10,27410,9795,5993,0421,3841,9971,9302,5821,6423,0134,4844,7466,6267,7076,7568,36210,566
28 404040404040-----------
29/58 288,067265,588249,278239,234217,827202,889130,162120,43397,66182,70377,18474,288128,067104,114105,06485,63470,105
40/41 92,6344,88725,588-9,0315,4888,7786,46311,62412,87715,56510,8368,450764,8593,804923
40 92,6344,88725,588-9,0314,8218,7786,4638,4277,81712,0649,1658,088-4,1403,208923
41 -----667--3,1975,0593,5011,67136276719596-
50/53 --------------51,68150,000-
54/58 191,949257,527220,659236,473207,082196,045119,493113,08684,08967,86860,59362,503118,432102,50946,61530,85568,212
490/1 3,4843,1743,0322,7601,7151,3571,8918851,9481,9581,0269501,1861,5291,909975971
Balance sheet: equity and liabilities
10/49 306,383286,494273,258264,149243,312239,265132,491123,814111,588110,484117,348127,341141,126114,973115,22695,55081,900
10/15 271,572252,063247,160219,105207,013191,341120,576111,226105,723107,398110,035109,669102,71484,19166,56650,79740,007
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59212,4006,2006,2006,197
100 -----18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
101 -------------6,19212,39212,39212,395
13 47,85947,85947,85927,85917,85917,8597,2187,2187,2187,2187,2187,2187,2187,2187,2187,2187,218
130/1 1,8591,8591,8591,8591,859------------
130 -----1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
1311 1,8591,8591,8591,8591,859------------
132 16,00016,00016,00016,00016,00016,0005,3595,3595,3595,3595,3595,3595,3595,3595,3595,3595,359
133 30,00030,00030,00010,000-------------
14 205,120185,612180,709172,654170,562154,89094,76685,41679,91381,58884,22683,85976,90464,57453,14837,37926,591
17/49 34,81134,43126,09845,04436,29947,92411,91512,5885,8643,0867,31317,67238,41230,78148,66044,75341,893
42/48 34,81134,43126,09845,04436,29947,92411,91512,5885,8383,0717,24917,43830,96330,57048,59644,74141,879
44 12,6349,33011,4205,5403,07210,4854,9734,2332,6211,4045,9448,5137,3655,9095,9726,99610,590
440/4 12,6349,33011,4205,5403,07210,4854,9734,2332,6211,4045,9448,5137,3655,9095,9726,99610,590
45 56612,4762982,3151,094-4,7824,1162,4061,5621,3054,0944,32811,74616,42116,94812,058
450/3 56612,4762982,3151,094-4,7824,1162,4061,5621,3054,0944,32811,74616,42113,08812,058
454/9 ---------------3,859-
47/48 21,61012,62514,37937,18932,13337,4392,1604,240812105-4,83019,27012,91426,20320,79819,231
492/3 --------2615642357,449211641314
Income statement
76A -----------552250----
9900 40,56137,55859,09143,21942,75942,26421,21731,07519,58515,64319,88431,72136,79927,81440,58825,44428,602
630 5,71112,62011,3599,42912,48512,1351,05213,91213,85514,10914,53615,4337,4495,7454,7242,7282,593
640/8 2,0532,0792,6021,2925782,7422,0352,9212,3522,1961,8632,2852,4382,2542,6021,3094,176
9901 32,79822,85945,12932,49829,69527,38718,13014,2423,379-6623,48514,00326,91119,81533,26221,40621,833
75/76B 1562001651203222382823888291,8071,4901,7141,553739
75 1562001651203222382823888291,8071,4901,7141,553739
65/66B 1,6571,0991,3451,5011,5652721851912512522883257441,7491,2191,2391,868
65 1,6571,0991,3451,5011,5652721851912512522883257441,7491,2191,2391,868
9903 31,29721,76343,78530,99728,13127,76618,14914,0733,366-6333,58515,05928,22419,55633,75721,72120,704
67/77 9,78814,86013,73014,1629,0679,4256,5496,3203,0412,0053,2196,0938,3946,1209,9776,9336,331
9904 21,5096,90330,05516,83519,06418,34111,6007,752325-2,6383678,96619,83013,43623,78014,78714,373
9905 21,5096,90330,05516,83519,06418,34111,6007,752325-2,6383678,96619,83013,43623,78014,78714,373
Appropriation of the result
9906 207,120187,612202,709187,397173,955163,45297,01687,66681,91381,58884,22685,86984,40466,58461,15841,37932,591
14P 185,612180,709172,654170,562-------------
691/2 --20,00010,000-------------
6921 --20,00010,000-------------
694/7 2,0002,0002,0004,7433,3938,5622,2502,2502,000--2,0117,5002,0118,0114,0006,000
694 ---1,1431,143------------
695 2,0002,0002,0003,6002,2508,5622,2502,2502,000--2,0117,5002,0118,0114,0006,000
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 8 older financial years (1998-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 30-09-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 30-09-2025 2025-00523831 PDF
31-12-2023 micro format 30-10-2024 2024-00527273 PDF
31-12-2022 micro format 02-11-2023 2023-00507472 PDF
31-12-2021 micro format 30-09-2022 2022-20447630 PDF
31-12-2020 micro format 31-10-2021 2021-75600354 PDF
31-12-2019 micro format 31-12-2020 2020-77900364 PDF
31-12-2016 micro format 30-09-2017 2017-66000052 PDF
31-12-2015 abbreviated format 30-09-2016 2016-64000383 PDF
31-12-2014 abbreviated format 31-08-2015 2015-54600008 PDF
31-12-2013 abbreviated format 23-10-2014 2014-65500412 PDF
31-12-2012 abbreviated format 22-12-2013 2013-69700018 PDF
31-12-2011 abbreviated format 31-08-2012 2012-55000434 PDF
31-12-2010 abbreviated format 04-12-2011 2011-63100321 PDF
31-12-2009 abbreviated format 30-09-2010 2010-56900549 PDF
31-12-2008 abbreviated format 31-08-2009 2009-73800297 PDF
31-12-2007 abbreviated format 30-09-2008 2008-77400165 PDF
31-12-2006 abbreviated format 28-09-2007 2007-76100292 PDF
31-12-2005 abbreviated format 29-09-2006 2006-81803936 PDF
31-12-2004 abbreviated format 30-09-2005 2005-80305290 PDF
31-12-2003 abbreviated format 30-07-2004 2004-55701815 PDF
31-12-2002 abbreviated format 13-08-2003 2003-61501223 PDF
31-12-2001 abbreviated format 31-07-2002 2002-44601881 PDF
31-12-2000 abbreviated format 31-07-2001 2001-46104951 PDF
31-12-1999 abbreviated format 15-06-2000 2000-22700783 PDF
31-12-1998 abbreviated format 30-06-1999 1999-27004324 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242023202220212020201920162015201420132012201120102009200820072006
3,1209,54610,4238,8601,59437,82003,36701,7261,64759,0089,6496,4424,970849826
-65,57836,869-15,81429,39111,037-6,40728,99616,2227,275-1,909-55,92915,92355,89415,760-37,357-
88.6%88.0%90.4%82.9%85.1%80.0%91.0%89.8%94.7%97.2%93.8%86.1%72.8%73.2%57.8%53.2%48.8%
7.9%2.7%12.2%7.7%9.2%9.6%9.6%7.0%0.3%-2.5%0.3%8.2%19.3%16.0%35.7%29.1%35.9%
7.0%2.4%11.0%6.4%7.8%7.7%8.8%6.3%0.3%-2.4%0.3%7.0%14.1%11.7%20.6%15.5%17.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2024202320222021
Tangible fixed assets€3,120€9,546€10,423€8,860
€5,711€12,620€11,359€9,429

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on PROFEX

The operating result for 2024 is 43% higher than in 2023. It is a recovery after the fall in 2023.

Debt's share of the balance-sheet total falls from 12.0% to 11.4%. Equity and debt are higher.

Board & ownership

Board

1 director, no change since 2018
Maerten Dirk
Director
listed in the 2024 annual accounts, filed on 30-09-2025

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
Maerten Dirk
Director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
  • Maerten Dirk
    • Director, since before 31-12-2021
  • Anne - Sofie Maerten
    • Manager, appointed by deed of 05-08-2021, no longer listed in the 2024 annual accounts
  • Pieter Maerten
    • Manager, appointed by deed of 05-08-2021, no longer listed in the 2024 annual accounts

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,592.01
Source
2024 annual accounts

Network & group

No group

PROFEX has no parent and no holdings in its annual accounts. Maerten Dirk is the only director. PROFEX shares no director with another company.

Timeline

Timeline

37 events since 1998
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0462344461
2025
Annual accounts 2024 filed PDFmicro format · 61 days late
2024
Annual accounts 2023 filed PDFmicro format · 91 days late
2023
Annual accounts 2022 filed PDFmicro format · 94 days late
2022
Highest result from 2006 to 2024 net €30,055 ▲78.5% The operating result of €45,129 and the net result of €30,055 are both a record.
Annual accounts 2021 filed PDFmicro format · 61 days late
2021
Annual accounts 2020 filed PDFmicro format · 92 days late
Appointments: Pieter Maerten (manager) and Anne - Sofie Maerten (manager)General meeting of 02-07-20183 points ▸

Open the deed in the Belgian Official Gazette

2020
Equity above €200,000 equity €207,013 ▲8.2% After 5 profitable years in a row, equity reaches €207,013.
Annual accounts 2019 filed PDFmicro format · 153 days late
2019
Equity above €150,000 equity €191,341 ▲58.7% After 4 profitable years in a row, equity reaches €191,341.
2017
Annual accounts 2016 filed PDFmicro format · 61 days late
2016
Annual accounts 2015 filed PDFabbreviated format · 61 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 31 days late
2014
Back to profit net €325 The net result is €325, after one loss-making year.
Annual accounts 2013 filed PDFabbreviated format · 84 days late
2013
Weakest financial year net -€2,638 The net result drops to -€2,638, the lowest from 2006 to 2024. It recovers the following year.
Liquidity more than doubled current ratio 26.93 The current ratio rises from 10.65 to 26.93. Short-term debt falls from €7,249 to €3,071.
Annual accounts 2012 filed PDFabbreviated format · 144 days late
2012
Liquidity more than doubled current ratio 10.65 The current ratio rises from 4.26 to 10.65. Short-term debt falls from €17,438 to €7,249.
Annual accounts 2011 filed PDFabbreviated format · 31 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 126 days late
2010
Equity above €100,000 equity €102,714 ▲22% With a profit in every financial year since 2006, equity grows to €102,714.
Annual accounts 2009 filed PDFabbreviated format · 61 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 31 days late
2008
Annual accounts 2007 filed PDFabbreviated format · 61 days late
2007
Annual accounts 2006 filed PDFabbreviated format · 59 days late
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
First establishment Hazendreef (Heide) 26, Kalmthout
Incorporation published on 16-01-1998

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 January 1998, PROFEX was incorporated.1 Maerten Dirk is director of the company according to the 2024 annual accounts.2 Total assets went from €239,265 in 2019 to €306,383 in 2024.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2024
  3. 3National Bank, annual accounts 2019 and 2024

Company details

Identity

Enterprise number
0462.344.461
VAT number
BE 0462.344.461
Peppol ID
0208:0462344461
Other Peppol ID
9925:BE0462344461
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
06-01-1998
Financial year
ends on 31 December
Peppol
Reachable since 01-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
PROFEX in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
66210 Risk and damage evaluation main activity
Codes under NACEBEL 2008
66210 Activities auxiliary to financial services and insurance activities main activity
Codes under NACEBEL 2003
67202 main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Hazendreef (Heide) 26 registered office 2920 Kalmthout 68322 Real estate appraisal on a fee or contract basis 20-03-1998 2.085.393.496

Buildings and parcels at the address

Ground area
1,635 m²
Buildings
161 m²
Volume, LiDAR
1,025 m³
Tallest building
11.3 m
Buildings to scale, each on its own parcel
161 m², 11.3 m 161 m², 11.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11022F0004/00A0211,635 m² 1 · 161 m² 11.3 m · 2