PROF - IMMO
ActiveSummary
PROF - IMMO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€159,231) and a net result of -€71,307. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 7.2 against 7.49 in 2024; short-term debt: 12.4% and cash: 14.7% of total assets), but equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33.3%
Return on assets
-14.9%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€159,231
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
7 d early
2023
4 d early
2022
3 d early
2021
32 d early
2020
32 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€159,231▼ 81.1%
2024 · -€87,925
Total assets
€478,616▲ 125%
2024 · €212,759
Net result
-€71,307▼ 76.2%
2024 · -€40,479
Working capital
€368,877▲ 187%
2024 · €128,578
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,015-€10,914▲ 22.1%-€9,052▲ 17.1%-€31,218▼ 245%-€45,111▼ 44.5%
Net result-€15,237below the sector's middle half-€10,814within the sector's middle half▲ 29.0%-€12,488below the sector's middle half▼ 15.5%-€40,479below the sector's middle half▼ 224%-€71,307below the sector's middle half▼ 76.2%
Equity-€24,144below the sector's middle half▼ 171%-€34,958below the sector's middle half▼ 44.8%-€47,446below the sector's middle half▼ 35.7%-€87,925below the sector's middle half▼ 85.3%-€159,231below the sector's middle half▼ 81.1%
Total assets€84,575below the sector's middle half▼ 40.8%€61,951below the sector's middle half▼ 26.7%€38,666below the sector's middle half▼ 37.6%€212,759within the sector's middle half▲ 450%€478,616within the sector's middle half▲ 125%
Debt€108,719▼ 28.3%€96,910▼ 10.9%€86,112▼ 11.1%€300,684▲ 249%€637,847▲ 112%
Working capital€34,804within the sector's middle half▼ 41.1%€40,817within the sector's middle half▲ 17.3%€19,150within the sector's middle half▼ 53.1%€128,578above the sector's middle half▲ 571%€368,877above the sector's middle half▲ 187%
Solvency-28.5%below the sector's middle half▼ 22.3pp-56.4%below the sector's middle half▼ 27.9pp-122.7%below the sector's middle half▼ 66.3pp-41.3%below the sector's middle half▲ 81.4pp-33.3%below the sector's middle half▲ 8.1pp
Current ratio3.38above the sector's middle half▲ 0.063.87above the sector's middle half▲ 0.492.52within the sector's middle half▼ 1.367.49above the sector's middle half▲ 4.977.20above the sector's middle half▼ 0.29
Return on assets (ROA)-18.0%below the sector's middle half▼ 36.9pp-17.5%below the sector's middle half▲ 0.6pp-32.3%below the sector's middle half▼ 14.8pp-19.0%below the sector's middle half▲ 13.3pp-14.9%below the sector's middle half▲ 4.1pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45,111 in 2025 against €31,218 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €478,616
Fixed assets
€50,226 ▼ 22.0%
Current assets
€428,390 ▲ 189%
Key figures and ratios
EBITDA
-€31,494▼
2024 · -€23,559
Cash flow
-€57,690▼
2024 · -€32,820
Quick ratio
1.44▼
2024 · 1.57
Debt to equity
-4.01▼
2024 · -3.42
Interest coverage
-1.17▲
2024 · -2.59
Debt ≤ 1 year
€59,513▲
2024 · €19,807
Debt > 1 year
€578,334▲
2024 · €278,954
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 685 companies that looked in July 2024 the way this one looks now, 6.3% went bankrupt within 24 months and 84% are still going.
- Small
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
6.3%
went bankrupt
6.1%
stopped otherwise
84%
still going
A further 3.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 685 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,006 | €2,224 | €2,365 | €7,659 | €13,617 | ▲ 77.8% |
| Other operating charges640/8 | - | €768 | €816 | €1,153 | €3,204 | ▲ 178% |
| Gross operating margin9900 | -€10,184 | -€7,922 | -€5,870 | -€22,406 | -€28,290 | ▼ 26.3% |
| Operating profit (loss)9901 | -€14,015 | -€10,914 | -€9,052 | -€31,218 | -€45,111 | ▼ 44.5% |
| Financial income75/76B | - | €1,080 | - | €154 | €620 | ▲ 302% |
| Recurring financial income75 | €502 | €1,080 | - | €154 | €620 | ▲ 302% |
| Financial charges65/66B | - | €785 | €3,436 | €9,092 | €26,816 | ▲ 195% |
| Recurring financial charges65 | €1,578 | €785 | €3,436 | €9,092 | €26,816 | ▲ 195% |
| Profit (loss) for the period before taxes9903 | -€15,091 | -€10,618 | -€12,488 | -€40,156 | -€71,307 | ▼ 77.6% |
| Income taxes67/77 | €146 | €196 | - | €323 | - | - |
| Profit (loss) for the period9904 | -€15,237 | -€10,814 | -€12,488 | -€40,479 | -€71,307 | ▼ 76.2% |
| Profit (loss) for the period to be appropriated9905 | -€15,237 | -€10,814 | -€12,488 | -€40,479 | -€71,307 | ▼ 76.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84,575 | €61,951 | €38,666 | €212,759 | €478,616 | ▲ 125% |
| Fixed assets21/28 | €35,170 | €6,937 | €6,891 | €64,374 | €50,226 | ▼ 22.0% |
| Tangible fixed assets22/27 | €3,770 | €5,537 | €5,491 | €62,974 | €50,226 | ▼ 20.2% |
| Plant, machinery and equipment23 | - | €2,646 | €2,219 | €8,245 | €6,889 | ▼ 16.4% |
| Furniture and vehicles24 | - | €2,891 | €3,272 | €54,729 | €43,337 | ▼ 20.8% |
| Financial fixed assets28 | €31,400 | €1,400 | €1,400 | €1,400 | - | - |
| Current assets29/58 | €49,405 | €55,015 | €31,775 | €148,385 | €428,390 | ▲ 189% |
| Stocks and contracts in progress3 | - | - | - | €117,332 | €342,896 | ▲ 192% |
| Stocks30/36 | - | - | - | €117,332 | €342,896 | ▲ 192% |
| Amounts receivable within one year40/41 | €22,943 | €25,964 | €22,692 | €10,525 | €14,178 | ▲ 34.7% |
| Trade receivables40 | - | €8,000 | €2,772 | €897 | €5,197 | ▲ 480% |
| Other amounts receivable41 | - | €17,964 | €19,920 | €9,628 | €8,982 | ▼ 6.7% |
| Current investments50/53 | €26,462 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | €29,050 | €9,082 | €19,663 | €70,410 | ▲ 258% |
| Deferred charges and accrued income490/1 | - | - | - | €865 | €906 | ▲ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84,575 | €61,951 | €38,666 | €212,759 | €478,616 | ▲ 125% |
| Equity10/15 | -€24,144 | -€34,958 | -€47,446 | -€87,925 | -€159,231 | ▼ 81.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €3,897 | €3,897 | €3,897 | €3,897 | €3,897 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €2,037 | €2,037 | €2,037 | €2,037 | = |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€46,641 | -€57,456 | -€69,943 | -€110,422 | -€181,729 | ▼ 64.6% |
| Amounts payable17/49 | €108,719 | €96,910 | €86,112 | €300,684 | €637,847 | ▲ 112% |
| Amounts payable after more than one year17 | €94,118 | €82,712 | €73,487 | €278,954 | €578,334 | ▲ 107% |
| Financial debts170/4 | - | €82,712 | €73,487 | €278,954 | €578,334 | ▲ 107% |
| Amounts payable within one year42/48 | €14,601 | €14,198 | €12,625 | €19,807 | €59,513 | ▲ 200% |
| Current portion of amounts payable after more than one year42 | - | €12,409 | €10,343 | €17,287 | €29,872 | ▲ 72.8% |
| Trade debts44 | €1,055 | €738 | €2,281 | €2,357 | €3,193 | ▲ 35.4% |
| Suppliers440/4 | - | €738 | €2,281 | €2,357 | €3,193 | ▲ 35.4% |
| Taxes, remuneration and social security45 | - | €1,051 | - | €162 | €1,448 | ▲ 793% |
| Taxes450/3 | - | €1,051 | - | €162 | €1,448 | ▲ 793% |
| Other amounts payable47/48 | - | - | - | - | €25,000 | - |
| Accrued charges and deferred income492/3 | - | - | - | €1,923 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,237 | -€10,814 | -€12,488 | -€40,479 | -€71,307 | ▼ 76.2% |
| + Depreciation and write-downs630 | €2,006 | €2,224 | €2,365 | €7,659 | €13,617 | ▲ 77.8% |
| Operating cash flow (approximation) | -€13,231 | -€8,590 | -€10,122 | -€32,820 | -€57,690 | ▼ 75.8% |
| Investment in fixed assets (approximation) | - | €26,010 | -€2,320 | -€65,142 | €531 | ▲ 101% |
| Change in cash | - | - | -€19,968 | €10,581 | €50,747 | ▲ 380% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
Registered officeRegistered-office move · Power of attorney2 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney2 facts ▸
- Registered-office move, Oude Holrakkerstraat 21, 3510 Hasselt
- Power of attorney, Helsen Accountants
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€71,307
Net result drops to -€71,307, the lowest in the series.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 7.49
Current ratio from 2.52 to 7.49.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €44,407
Net result €44,407 after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 4.92
Current ratio from 0.82 to 4.92; short-term debt falls from €71,143 to €29,554.
Show earlier events
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
Ground area
87 m²
Building footprint
87 m²
Volume, LiDAR
293 m³
Parcel 71028A0273/00D000, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oude Holrakkerstraat 21, 3510 Hasselt
since 20022.095.923.837
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028A0273/00D000 | Flanders | 87 m² | 1 · 87 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2002
Fiscal year end30-09
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477296715
Also
9925:BE0477296715
Registered
03-02-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.