PROCONDEC
ActivePROCONDEC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €4k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-64
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 3.87 in 2024), and 21.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
5.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
5 d early
2022
32 d late
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 7.8%
2024 · €46k
2020: €6k
2021: €7k
2022: €22k
2023: €35k
2024: €46k
2020 → 2025
Total assets
€63k▲ 2.0%
2024 · €62k
2020: €68k
2021: €98k
2022: €236k
2023: €215k
2024: €62k
2020 → 2025
Net result
€4k▼ 68.1%
2024 · €11k
2020: €782
2021: €1k
2022: €16k
2023: €12k
2024: €11k
2020 → 2025
Working capital
€49k▲ 7.8%
2024 · €46k
2020: €5k
2021: €6k
2022: €22k
2023: €35k
2024: €46k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€22k▲ 229%€35k▲ 55.0%€46k▲ 32.2%€49k▲ 7.8%
Operating result€1k-€20k▲ 1,300%€17k▼ 14.2%€16k▼ 7.7%€5k▼ 67.9%
Net result€1k-€16k▲ 1,405%€12k▼ 20.9%€11k▼ 9.1%€4k▼ 68.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€49k▲ 7.8%
Debt
€14k▼ 14.4%
The debt ratio falls from 25.8% to 21.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
78.3%▲
2024 · 74.2%
Current ratio
4.61▲
2024 · 3.87
Quick ratio
4.22▲
2024 · 3.87
Debt / equity
0.28▼
2024 · 0.35
ROE
7.2%▼
2024 · 24.4%
ROA
5.6%▼
2024 · 18.1%
Debt
€14k▼
2024 · €16k
Debt ≤ 1 year
€14k▼
2024 · €16k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€63k▲
Current assets29/58€62k€63k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€23k€56k▲
Trade receivables40€3k€25k▲
Other amounts receivable41€20k€30k▲
Cash at bank and in hand54/58€39k€2k▼
Equity and liabilities
Total equity and liabilities10/49€62k€63k▲
Equity10/15€46k€49k▲
Contributions10/11€5k€5k=
Reserves13€41k€44k▲
Distributable reserves133€41k€44k▲
Amounts payable17/49€16k€14k▼
Amounts payable within one year42/48€16k€14k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€2k€5k▲
Income statement
Code20242025
Other operating charges640/8€505€120▼
Gross operating margin9900€16k€5k▼
Operating profit (loss)9901€16k€5k▼
Financial charges65/66B€262€153▼
Recurring financial charges65€262€153▼
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Transfer to equity691/2€11k€4k▼
To other reserves6921€11k€4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 3.87
Current ratio from 1.19 to 3.87; short-term debt falls from €180k to €16k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2020net €16k ▲1405%
Operating result €20k, net result €16k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikant(Bevel) 572560 NijlenGround area
1,005 m²
Building footprint
186 m²
Volume, LiDAR
1,546 m³
Parcel 12003A0270/00B004, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROCONDEC
since 20202.300.965.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12003A0270/00B004 | Flanders | 1,005 m² | 1 · 186 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 4,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.