JMJ Management
ActiveJMJ Management has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50k and a net result of €19k. Equity is growing by ~116.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
86
/ 100
Excellent▲ +13 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency91▲+33
Growth78=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.08 in 2023), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.6%
Return on assets
18.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
5 d early
2022
7 d early
2021
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€50k▲ 63.6%
2023 · €30k
2021: €-172
2022: €-382
2023: €30k
2021 → 2024
Total assets
€106k▼ 15.0%
2023 · €125k
2021: €49k
2022: €69k
2023: €125k
2021 → 2024
Net result
€19k▼ 37.2%
2023 · €31k
2021: €-1k
2022: €-209
2023: €31k
2021 → 2024
Working capital
€49k▼ 24.6%
2023 · €64k
2021: €-472
2022: €32k
2023: €64k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-172-€-382▼ 121%€30k€50k▲ 63.6%
Operating result€-1k-€-130▲ 88.4%€40k€15k▼ 63.4%
Net result€-1k-€-209▲ 82.1%€31k€19k▼ 37.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €106k
Fixed assets
€13k▲ 799%
Current assets
€93k▼ 24.8%
Equity and liabilities €106k
Equity
€50k▲ 63.6%
Debt
€57k▼ 40.0%
The debt ratio falls from 75.8% to 53.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k
Cash flow
€20k
Solvency
46.6%▲
2023 · 24.2%
Current ratio
2.09▲
2023 · 2.08
Quick ratio
2.09▲
2023 · 2.08
Debt / equity
1.15▼
2023 · 3.13
ROE
38.9%▼
2023 · 101.3%
ROA
18.1%▼
2023 · 24.5%
Interest coverage
21.05
Debt
€57k▼
2023 · €95k
Debt ≤ 1 year
€44k▼
2023 · €59k
Debt > 1 year
€10k▼
2023 · €34k
Income taxes
€3k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€125k€106k▼
Fixed assets21/28€2k€13k▲
Tangible fixed assets22/27-€12k
Furniture and vehicles24-€780
Other tangible fixed assets26-€11k
Financial fixed assets28€2k€1k▼
Current assets29/58€124k€93k▼
Amounts receivable within one year40/41€97k€93k▼
Trade receivables40€23k€12k▼
Other amounts receivable41€74k€81k▲
Cash at bank and in hand54/58€27k€66▼
Equity and liabilities
Total equity and liabilities10/49€125k€106k▼
Equity10/15€30k€50k▲
Contributions10/11€1k€1k=
Reserves13€29k€49k▲
Distributable reserves133€29k€49k▲
Amounts payable17/49€95k€57k▼
Amounts payable after more than one year17€34k€10k▼
Financial debts170/4€34k€10k▼
Amounts payable within one year42/48€59k€44k▼
Trade debts44-€15k
Suppliers440/4-€15k
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€13k€7k▼
Other amounts payable47/48€46k€22k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€525
Other operating charges640/8€656€118▼
Gross operating margin9900€41k€15k▼
Operating profit (loss)9901€40k€15k▼
Financial income75/76B-€8k
Recurring financial income75-€8k
Financial charges65/66B€2k€725▼
Recurring financial charges65€2k€725▼
Profit (loss) for the period before taxes9903€38k€22k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€31k€19k▼
Profit (loss) for the period to be appropriated9905€31k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€19k▼
Profit (loss) brought forward from the previous period14P€-1k-
Transfer to equity691/2€29k€19k▼
To other reserves6921€29k€19k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciebaan(HTV) 492235 HulshoutGround area
868 m²
Building footprint
255 m²
Volume, LiDAR
362 m³
Parcel 13015A0180/00C000, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
JMJ Management
since 20202.309.016.605
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13015A0180/00C000 | Flanders | 867 m² | 1 · 255 m² | 10.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POSSIMPIBLE INVEST
BE 0792.811.682
Floreffe · Eq €50k
JBCOR RE BOUW EN PROMOTIE
BE 0675.938.560
Bilzen-Hoeselt · Eq €50k
Rebovest
BE 0898.332.044
Oostkamp · Eq €50k
PROCONDEC
BE 0741.760.780
Nijlen · Eq €49k
CADRAN REAL ESTATE
BE 0804.930.051
Villers-le-Bouillet · Eq €49k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 4,959 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.