ProCeramic
ActiveSummary
ProCeramic has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,545 and a net result of €11,545. Its solvency ranks better than 29% of 13,660 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
- Equity
- €21,545
- Profit
- €11,545
Why 63raises riskFounded in 2025Equity €21,545 (13.7% of total assets)Size: total assets €157,429lowers riskLiquidity: current ratio 0.85, cash €29,119Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 27% on liquidity and 69% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: THERET Maxime Grégory Dominique…
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00432067.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,781 |
| Other operating charges640/8 | €638 |
| Gross operating margin9900 | €24,088 |
| Operating profit (loss)9901 | €16,669 |
| Financial income75/76B | €9 |
| Recurring financial income75 | €9 |
| Financial charges65/66B | €1,961 |
| Recurring financial charges65 | €1,961 |
| Profit (loss) for the period before taxes9903 | €14,717 |
| Income taxes67/77 | €3,172 |
| Profit (loss) for the period9904 | €11,545 |
| Profit (loss) for the period to be appropriated9905 | €11,545 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €157,429 | |
| Formation expenses20 | €2,731 | |
| Fixed assets21/28 | €48,318 | |
| Intangible fixed assets21 | €2,748 | |
| Tangible fixed assets22/27 | €44,620 | |
| Plant, machinery and equipment23 | €8,342 | |
| Furniture and vehicles24 | €8,836 | |
| Other tangible fixed assets26 | €27,442 | |
| Financial fixed assets28 | €950 | |
| Current assets29/58 | €106,380 | |
| Stocks and contracts in progress3 | €25,518 | |
| Stocks30/36 | €25,518 | |
| Amounts receivable within one year40/41 | €51,598 | |
| Trade receivables40 | €47,360 | |
| Other amounts receivable41 | €4,238 | |
| Cash at bank and in hand54/58 | €29,119 | |
| Deferred charges and accrued income490/1 | €145 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €157,429 | |
| Equity10/15 | €21,545 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | €11,545 | |
| Amounts payable17/49 | €135,884 | |
| Amounts payable after more than one year17 | €11,377 | |
| Financial debts170/4 | €11,377 | |
| Amounts payable within one year42/48 | €124,507 | |
| Current portion of amounts payable after more than one year42 | €9,475 | |
| Trade debts44 | €62,511 | |
| Suppliers440/4 | €62,511 | |
| Taxes, remuneration and social security45 | €11,338 | |
| Taxes450/3 | €11,338 | |
| Other amounts payable47/48 | €41,183 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €11,545 |
| + Depreciation and write-downs630 | €6,781 |
| Operating cash flow (approximation) | €18,326 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00432067 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| THERET Maxime Grégory Dominique |
|
Owners and capital
Capital and shareholders
- THERET Maxime Grégory Dominique 100 shares (100%) · €10,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 10-01-2025 Incorporation · €10,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 8 January 2025, ProCeramic was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 THERET Maxime Grégory Dominique has served as administrateur non statutaire of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
10-01
Gazette deed
IncorporationAppointment: THERET Maxime Grégory Dominique (administrateur non statutaire) · Permanent representative: THERET Maxime Grégory Dominique · Registered office clause25 facts ▸
- Other provision, “conformément à la loi, à dater du dépôt au greffe expédition acte constitutif” (deed in French)
- Other provision, “première assemblée générale ordinaire, dernier jour ouvrable juin 2026” (deed in French)
- Registered office clause, “5574 Pondrôme (Beauraing) rue de Bouillon numéro 257” (deed in French)
- Other provision, “communication vers adresse par actionnaires titulaires réputée valablement intervenue, info@proceramic.be” (deed in French)
- Board rule, 1
- Director appointment, THERET Maxime Grégory Dominique (administrateur non statutaire)
- Other provision, “conditions nomination administrateur, informations secrétariat social et absence condamnation interdiction gérer” (deed in French)
- Permanent representative, THERET Maxime Grégory Dominique
- Other provision, “administrateur subsidiaire, Non décidé” (deed in French)
- Pre-incorporation commitments, “reprise, engagements obligations activités par comparants au nom pour compte société en formation” (deed in French)
- Other provision, “électronique, registre actions électronique” (deed in French)
- Power of attorney, Paul-Alexandre DOÏCESCO
- +13 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1018.432.791
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 91108B0389/00T002 | Wallonia | 1,687 m² | 1 · 351 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Le commerce, en gros et au détail, l’importation et l’exportation ainsi que le transport de tous types de matériaux de construction et…” (deed in French)
11 activities (deed in French)
- Le commerce, en gros et au détail, l’importation et l’exportation ainsi que le transport de tous types de matériaux de construction et accessoires du bâtiment, de pavés et dalles en toutes matières, de tous carrelages, planchers, revêtements des murs et des sols, de tous châssis, volets, tuiles et matériaux de couverture ou de bardage des bâtiments, de tous articles de décoration intérieure et extérieure du bâtiment ou accessoires du bâtiment, capteurs d’énergie solaire ou renouvelable ; le commerce, en gros et au détail de toutes machines et de tous outillages, la prise en location et la location de toutes machines et de tous outils, véhicules, camions, remorques et autres véhicules utilitaires.
- Exercer toutes activités se rapportant à l’activité d’entrepreneur carreleur, en ce compris tous travaux de chapiste de pose, dans les bâtiments ou autres projets de construction et de rénovation, des éléments suivants : revêtements muraux ou carrelages en céramique, verre, béton ou pierre de taille,
- Tous travaux de revêtement de sols et murs en toutes pierres telles que granit, marbre ou ardoise, céramiques, mosaïques, voire tous matériaux naturels ou artificiels ou manufacturés,
- Tous travaux de pose de carrelages, chapes et parquets, le montage de cloisons sèches à base de plâtre et le montage de cloisons mobiles : le revêtement de murs, plafonds et sols en général,
- Se porter garant ou fournir toute sûretés personnelles ou réelles au profit de toute entreprise ou personnes privées, personne physique ou morale, au sens le plus large.
- La constitution et la gestion d’un patrimoine mobilier et immobilier propre et pourra ainsi acquérir, vendre, prendre en location ou se rendre titulaire de tous types de droits réels et personnels, tant en Belgique qu’à l’étranger, des biens, valeurs et droits mobiliers et immobiliers, construire ou rénover tous biens immeubles en qualité de propriétaire, usufruitier ou nu-propriétaire, seule ou en indivision, en vue de son occupation pour les besoins de l’entreprise ou en vue du logement du (des) administrateur(s) ou du personnel, de leur mise en location ou revente totale ou partielle.
- Pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet.
- L’installation dans des bâtiments ou autres projets de construction de matériaux d’isolation thermique, de matériaux d’isolation acoustique et anti-vibrations. Les travaux d’isolation de canalisations de chauffage ou de réfrigération.
- Les travaux de terrassement : creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destruction à l’explosif.
- S'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
- Exercer des mandats d'administrateur, gérant, membre du comité de direction ou liquidateur d'autres sociétés et remplir des missions de consultance et d'expertise.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ProCeramic
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs, assemblée” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last day of June at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, si aucun autre liquidateur désigné” (deed in French)