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ProCeramic

Active
Private limited companyfounded 2025active for 1 yearrue de Bouillon 257, 5574 Beauraing, BelgiumKBO/BCE: BE 1018.432.791
Summary

ProCeramic has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,545 and a net result of €11,545. Its solvency ranks better than 29% of 13,576 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00432067.

Equity
€21,545
Total assets
€157,429
Net result
€11,545
Working capital
-€18,127

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €154,698
Fixed assets €48,318
Current assets €106,380
Equity and liabilities €157,429
Equity €21,545
Debt €135,884
Debt finances 86.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€23,450
Cash flow
€18,326
Current ratio
0.85
Quick ratio
0.65
Debt to equity
6.31
ROE
53.6%
ROA
7.3%
Interest coverage
11.96
Debt ≤ 1 year
€124,507
Debt > 1 year
€11,377
Income taxes
€3,172

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€157,429
Formation expenses20€2,731
Fixed assets21/28€48,318
Intangible fixed assets21€2,748
Tangible fixed assets22/27€44,620
Plant, machinery and equipment23€8,342
Furniture and vehicles24€8,836
Other tangible fixed assets26€27,442
Financial fixed assets28€950
Current assets29/58€106,380
Stocks and contracts in progress3€25,518
Stocks30/36€25,518
Amounts receivable within one year40/41€51,598
Trade receivables40€47,360
Other amounts receivable41€4,238
Cash at bank and in hand54/58€29,119
Deferred charges and accrued income490/1€145
Equity and liabilities
Total equity and liabilities10/49€157,429
Equity10/15€21,545
Contributions10/11€10,000
Profit (loss) carried forward14€11,545
Amounts payable17/49€135,884
Amounts payable after more than one year17€11,377
Financial debts170/4€11,377
Amounts payable within one year42/48€124,507
Current portion of amounts payable after more than one year42€9,475
Trade debts44€62,511
Suppliers440/4€62,511
Taxes, remuneration and social security45€11,338
Taxes450/3€11,338
Other amounts payable47/48€41,183
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,781
Other operating charges640/8€638
Gross operating margin9900€24,088
Operating profit (loss)9901€16,669
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€1,961
Recurring financial charges65€1,961
Profit (loss) for the period before taxes9903€14,717
Income taxes67/77€3,172
Profit (loss) for the period9904€11,545
Profit (loss) for the period to be appropriated9905€11,545
Appropriation of the result
Profit (loss) to be appropriated9906€11,545

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,781
Other operating charges640/8€638
Gross operating margin9900€24,088
Operating profit (loss)9901€16,669
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€1,961
Recurring financial charges65€1,961
Profit (loss) for the period before taxes9903€14,717
Income taxes67/77€3,172
Profit (loss) for the period9904€11,545
Profit (loss) for the period to be appropriated9905€11,545
Line2025
Assets
Total assets20/58€157,429
Formation expenses20€2,731
Fixed assets21/28€48,318
Intangible fixed assets21€2,748
Tangible fixed assets22/27€44,620
Plant, machinery and equipment23€8,342
Furniture and vehicles24€8,836
Other tangible fixed assets26€27,442
Financial fixed assets28€950
Current assets29/58€106,380
Stocks and contracts in progress3€25,518
Stocks30/36€25,518
Amounts receivable within one year40/41€51,598
Trade receivables40€47,360
Other amounts receivable41€4,238
Cash at bank and in hand54/58€29,119
Deferred charges and accrued income490/1€145
Equity and liabilities
Total equity and liabilities10/49€157,429
Equity10/15€21,545
Contributions10/11€10,000
Profit (loss) carried forward14€11,545
Amounts payable17/49€135,884
Amounts payable after more than one year17€11,377
Financial debts170/4€11,377
Amounts payable within one year42/48€124,507
Current portion of amounts payable after more than one year42€9,475
Trade debts44€62,511
Suppliers440/4€62,511
Taxes, remuneration and social security45€11,338
Taxes450/3€11,338
Other amounts payable47/48€41,183
Line2025
Profit (loss) for the period9904€11,545
+ Depreciation and write-downs630€6,781
Operating cash flow (approximation)€18,326

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 27-08-2026 2026-00432067

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.