Equity
€106,443 ▼ 5.7%
PRO SMART paid out €40,000 in dividends. That is 119% of the 2025 profit.
PRO SMART
Overview
Lifetime
6 annual accounts with figures on one time axispeak €188,051 (2024)
€129,559▼ 31.1%
peak €110,990 (2021)
€33,592▼ 51.3%
peak €203,627 (2022)
€106,443▼ 5.7%
€263,019▼ 10.5%
Board1 name since 2019
1 director
Documentsfilings and deeds
23-08-202623 days late
2025micro format
Gross margin from €188,051 to €129,559Result from €69,016 to €33,592Registered office moved from Braine-le-Château to Waterloo 08-12Dividend €40,000
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Debts
€263,019 71% of the balance sheet
Financial debts 76%Suppliers 4%Taxes and wages 9%Other 11%
Of this, €62,876 falls due within a year.
Filings
6 annual accounts 4 late
The 2025 accounts came latest: 23 days after the end of the period.
Starting capital
€4,000 400 shares
Position in the sector
€129,559
Higher gross margin than 80% of companies in head offices and management consultancy. Sector median €53,345 · 39,342 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as PRO SMART has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for PRO SMART. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved from Braine-le-Château to Waterloo
New registered office: Avenue du Verseau 24, 1410 Waterloo · Previous registered office: Rue d'Hurbize 2/b, 1440 Braine-le-Château · Board meeting of 24-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0728980833
Incorporation
Founding capital of €4,000, 400 shares · Founder: · Appointment: (director) · published on 01-07-2019 · Gazette deed
First establishment
Rue d'Hurbize 2/b, Braine-le-Château
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PRO SMART Waterloo | €369,462 | €129,559 | 28.8% | - |
| BIZ BOOST Waterloo | €404,699 | €127,785 | 82.1% | - |
| CVL Management Waterloo | €458,391 | €143,739 | 26.7% | - |
| LUDICIA Wavre | €395,775 | €129,557 | 85.0% | - |
| BCRV Wavre | €388,496 | €123,009 | 95.9% | - |
| OLIVIER MOUSON CONSULT Lasne | €357,479 | €113,889 | 40.7% | - |
| SNOWBRIDGE Braine-le-Château | €403,735 | €135,124 | 5.1% | - |
These companies have the same main activity as PRO SMART: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €357,000 and €458,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 27-06-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.290.770.8061440 Braine-le-Château, since 27-06-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €129,559▼ 31.1%
- €33,592▼ 51.3%
- €106,443▼ 5.7%
- €369,462▼ 9.1%
- Filing
- Filed on 23-08-2026
Insights on PRO SMART
PRO SMART files the micro format. That format states no turnover. The gross margin rose from €91,962 in 2020 to €129,559 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-08-2026, 23 days late€129,559
▼ 31.1%
€45,902
▼ 56.5%
€33,592
▼ 51.3%
€19,092
▼ 18.4%
28.8%
▲ 1.1 percentage points
1.30
▼ 0.06
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €180,000 and €260,000.
Balance sheet
balance sheet total €369,462 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
28.8%
Higher than 29% of 39,376 companies in 2025.
1.30
Higher than 34% of 38,058 companies in 2025.
9.1%
Higher than 40% of 38,530 companies in 2025.
PRO SMART
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
Staff costs divided by the average number of full-time equivalents.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
369,462 | 406,579 | 449,455 | 235,620 | 191,061 | 69,510 | |
21/28 |
287,494 | 319,206 | 346,481 | 4,276 | 7,724 | 3,181 | |
22/27 |
287,494 | 319,206 | 346,481 | 4,276 | 7,724 | 3,181 | |
22 |
247,237 | 256,472 | 258,919 | - | - | - | |
23 |
- | 341 | 788 | - | - | - | |
24 |
40,257 | 62,393 | 86,774 | 4,276 | 7,724 | 3,181 | |
29/58 |
81,968 | 87,372 | 102,974 | 231,344 | 183,336 | 66,330 | |
40/41 |
59,888 | 61,956 | 54,764 | 44,990 | 83,973 | 10,800 | |
40 |
28,447 | 61,956 | 54,764 | 44,990 | 83,973 | 10,800 | |
41 |
31,440 | - | - | - | - | - | |
54/58 |
21,821 | 21,979 | 43,882 | 182,492 | 97,104 | 55,530 | |
490/1 |
260 | 3,437 | 4,328 | 3,863 | 2,260 | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
369,462 | 406,579 | 449,455 | 235,620 | 191,061 | 69,510 | |
10/15 |
106,443 | 112,851 | 143,834 | 203,627 | 129,001 | 18,011 | |
10/11 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
14 |
102,443 | 108,851 | 139,834 | 199,627 | 125,001 | 14,011 | |
17/49 |
263,019 | 293,728 | 305,621 | 31,993 | 62,060 | 51,500 | |
17 |
200,143 | 229,751 | 258,354 | - | - | - | |
170/4 |
200,143 | 229,751 | 258,354 | - | - | - | |
42/48 |
62,876 | 63,977 | 47,267 | 31,993 | 62,060 | 51,500 | |
42 |
29,608 | 28,741 | 27,633 | - | - | - | |
44 |
9,940 | 14,100 | 5,967 | 3,155 | 6,084 | 5,291 | |
440/4 |
9,940 | 14,100 | 5,967 | 3,155 | 6,084 | 5,291 | |
45 |
23,328 | 9,278 | 13,667 | 28,838 | 55,975 | 45,827 | |
450/3 |
18,344 | 5,446 | 9,400 | 25,041 | 54,955 | 45,827 | |
454/9 |
4,984 | 3,832 | 4,267 | 3,797 | 1,020 | - | |
47/48 |
0 | 11,859 | - | - | - | 381 | |
| Income statement | |||||||
9900 |
129,559 | 188,051 | 100,122 | 138,370 | 150,347 | 91,962 | |
62 |
40,741 | 33,465 | 38,781 | 35,279 | - | - | |
630 |
37,954 | 45,947 | 42,045 | 4,840 | 2,677 | 973 | |
640/8 |
4,963 | 3,211 | 1,344 | 401 | - | - | |
9901 |
45,902 | 105,429 | 17,952 | 97,850 | 147,669 | 90,989 | |
75/76B |
40 | 1 | 33 | - | 6 | 3 | |
75 |
40 | 1 | 33 | - | 6 | 3 | |
65/66B |
9,618 | 10,518 | 7,657 | 2,899 | 2,514 | 4,565 | |
65 |
9,618 | 10,518 | 7,657 | 2,899 | 2,514 | 4,565 | |
9903 |
36,324 | 94,911 | 10,328 | 94,951 | 145,162 | 86,427 | |
67/77 |
2,732 | 25,895 | 5,414 | 20,324 | 34,171 | 20,988 | |
9904 |
33,592 | 69,016 | 4,913 | 74,626 | 110,990 | 65,439 | |
9905 |
33,592 | 69,016 | 4,913 | 74,626 | 110,990 | 65,439 | |
| Appropriation of the result | |||||||
9906 |
142,443 | 208,851 | 204,540 | 199,627 | 125,001 | 65,439 | |
14P |
108,851 | 139,834 | 199,627 | 125,001 | 14,011 | - | |
694/7 |
40,000 | 100,000 | 64,706 | - | - | 51,429 | |
694 |
40,000 | 100,000 | 64,706 | - | - | 51,429 | |
| Social balance sheet | |||||||
9087 |
- | - | - | 1 | - | - | |
Hours worked1013 |
- | - | - | 1,944 | - | - | |
| Document | |||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 23 days after the deadline. Filed on 23 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00436272.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-08-2026 | 2026-00436272 | |
| 31-12-2024 | micro format | 13-08-2025 | 2025-00374935 | |
| 31-12-2023 | micro format | 13-08-2024 | 2024-00342087 | |
| 31-12-2022 | micro format | 06-03-2023 | 2023-00035765 | |
| 31-12-2021 | micro format | 21-06-2022 | 2022-20076914 | |
| 31-12-2020 | micro format | 11-08-2021 | 2021-47400550 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 83,856 | 151,375 | 59,996 | 102,690 | 150,347 | 91,962 | ||
| 71,546 | 114,963 | 46,958 | 79,467 | 113,668 | 66,412 | ||
| 6,242 | 18,672 | 384,250 | 1,392 | 7,221 | 4,154 | ||
| -158 | -21,903 | -138,610 | 85,388 | 41,574 | - | ||
| 19,092 | 23,396 | 55,708 | 199,352 | 121,277 | 14,830 | ||
| 28.8% | 27.8% | 32.0% | 86.4% | 67.5% | 25.9% | ||
| 1.30 | 1.37 | 2.18 | 7.23 | 2.95 | 1.29 | ||
| 2.47 | 2.60 | 2.12 | 0.16 | 0.48 | 2.86 | ||
| 31.6% | 61.2% | 3.4% | 36.6% | 86.0% | 363.3% | ||
| 9.1% | 17.0% | 1.1% | 31.7% | 58.1% | 94.1% | ||
| 8.72 | 14.39 | 7.84 | 35.42 | 59.80 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2022 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| in full-time equivalents | 1 |
| 1 | |
| On a permanent contract | 1 |
Source: social balance sheet in the 2022 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €6,242 | €18,672 | €384,250 | €1,392 | €7,221 |
| €37,954 | €45,947 | €42,045 | €4,840 | €2,677 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on PRO SMART
The operating result for 2025 is 56% lower than in 2024.
Debt's share of the balance-sheet total falls from 72.2% to 71.2%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 01-07-2019
term without a fixed end
listed in the 2025 annual accounts, filed on 23-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est attribuée, avec la faculté de déléguer partie de…”deed of 01-07-2019
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 01-07-2019, still in office
Control
Founder
This company
PRO SMART
Equity €106,443
Profit €33,592 in 2025
Capital
- Contribution
- €4,000
- Shares
- 400
- Contribution per share
- €10
- Equity per share
- €266 in 2025
- Source
- deed of 01-07-2019
Articles of association
deed of 01-07-2019 (in French)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Tuesday of June at 18:00
Shareholders
At incorporation
deed of 01-07-2019 ↗
- 400 shares (100%) · €4,000 in cash
Network & group
No group
PRO SMART has no parent and no holdings in its annual accounts. is the only director. PRO SMART shares no director with another company.
Timeline
Timeline
16 events since 2019Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 23 days late
2025
Registered office moved from Braine-le-Château to WaterlooNew registered office: Avenue du Verseau 24, 1410 Waterloo · Previous registered office: Rue d'Hurbize 2/b, 1440 Braine-le-Château · Board meeting of 24-11-20252 points ▸
- Board meeting, 24-11-2025
- Registered-office move, Avenue du Verseau 24, 1410 Waterloo
Registered in the Peppol Directory Reachable for e-invoices through 0208:0728980833
Annual accounts 2024 filed PDFmicro format · 13 days late
2024
Annual accounts 2023 filed PDFmicro format · 13 days late
2023
Weakest financial year net €4,913 ▼93.4% The net result drops to €4,913, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 147 days before the deadline
2022
Liquidity more than doubled current ratio 7.23 The current ratio rises from 2.95 to 7.23. Short-term debt falls from €62,060 to €31,993.
Equity above €200,000 equity €203,627 ▲57.8% With a profit in every financial year since 2020, equity grows to €203,627.
Annual accounts 2021 filed PDFmicro format · 40 days before the deadline
2021
Highest result from 2020 to 2025 net €110,990 ▲69.6% The operating result of €147,669 and the net result of €110,990 are both a record.
Liquidity more than doubled current ratio 2.95 The current ratio rises from 1.29 to 2.95.
Equity above €100,000 equity €129,001 ▲616% With a profit in every financial year since 2020, equity grows to €129,001.
Annual accounts 2020 filed PDFmicro format · 11 days late
2019
IncorporationFounding capital of €4,000, 400 shares · Founder: · Appointment: (director) · published on 01-07-20194 points ▸
- Founder,
- Founding capital, €4,000, 400 shares
- Board rule, 1
- Director appointment, (director (not named in the articles))
- The deed holds 2 more points.
First establishment Rue d'Hurbize 2/b, Braine-le-Château
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 27 June 2019, PRO SMART was incorporated as a private limited company by one natural person, with a starting capital of €4,000.12 In 2025 the registered office moved to Waterloo.3 is director of the company, appointed by deed of 01-07-2019.2 Total assets went from €69,510 in 2020 to €369,462 in 2025.4
Company details
Identity
- Enterprise number
- 0728.980.833
- VAT number
- BE 0728.980.833
- Peppol ID
- 0208:0728980833
- Other Peppol ID
- 9925:BE0728980833
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-06-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Tuesday of June at 18:00deed of 01-07-2019 (in French)
- Peppol
- Reachable since 04-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PRO SMART in French
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Rue d'Hurbize 2/b, 1440 Braine-le-Château”deed of 01-07-2019 (in French)
Activities
NACEBEL 2025VAT activities
70200
Business and other management consultancy main activity
43341
Painting of buildings
Social security (RSZ) activities
70200
Business and other management consultancy main activity
Codes under NACEBEL 2008
VAT activities
70220
Business consulting main activity
Social security (RSZ) activities
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le conseil et la réalisation de prestations de service intellectuelles de toute nature et en toutes matières,notamment en matière…”deed of 01-07-2019 (in French)
15 activities
- Le conseil et la réalisation de prestations de service intellectuelles de toute nature et en toutes matières,notamment en matière commerciale,financière et immobilière et en ressources humaines.
- Le soutien aux entreprises dans le domaine des ressources humaines,le conseil,l'élaboration de plan,la réalisation et le suivi de projet d'outplacement,l'étude;le conseil,la consultation,l'expertise,l'ingénierie et toutes prestations de services dans le cadre des domaines précités.
- Le coaching de travailleurs.
- L'organisation d'évènements,de séminaires,de stages,de séminaires publics ou d'entreprises,de formations dans les domaines précités.
- Toutes opérations se rapportant directement ou indirectement,d'une part à l'organisation,la création,la conception de toutes manifestations audio-visuelles généralement quelconques,publiques ou privées,telles que:spectacles,concerts,soirées,thés dansants,garden-parties,le cas échéant animés par un disc-jockey ou un orchestre,campagnes publicitaires ou promotionnelles faisant appel aux techniques de l'audiovisuel,et cetera,la présente énumération étant exemplative et non limitative;d'autre part l'enregistrement,l'éclairage,la régie technique et la prise de son en studio ou en direct,quel que soit le support utilisé,de tous artistes et de tous spectacles généralement quelconques,ainsi que la production,la post-production(mixages,arrangements,et cetera),la commercialisation sous toutes ces formes d'enregistrements,de façon générale l'organisation de tout type d'évènements;
- La mise à disposition,le prêt,la location,la prise en location de personnel et/ou de matériel généralement quelconque et en particulier tout le matériel de type audio-visuel et tout l'équipement logistique que nécessite la réalisation des opérations dont question au point 5)ci-dessus,ainsi que l'achat,la vente en gros et au détail,le financement,l'importation,l'exportation,la représentation et le courtage dudit matériel;le tout dans le cadre des opérations dont question au point 5)ci-dessus;
- La construction,l'acquisition,la vente,la location,l'investissement,l'exploitation et la gestion de salles de spectacles,salles de cinéma,salles de théâtre,salles d'expositions,musées,de restaurants,bars,cafétérias ou autres débits de boissons et de «petite restauration»;
- Toutes activités de production et d'édition dans les secteurs artistique,didactique,informatique et publicitaire;toutes activités commerciales et promotionnelles y relatives,ainsi que la fourniture de biens et la prestation de service en rapport direct ou indirect avec lesdites activités,et de manière générale toutes activités en rapport avec l'audio-visuel et l'organisation de manifestations telles que décrites aux points 5 et 7 ci-dessus.
- L'exercice de tout mandat(notamment:administrateur,gérant,liquidateur)au sein de toutes personnes morales belges ou étrangères,en la qualité de conseiller externe ou d'organe.
- La constitution et la gestion d'un patrimoine immobilier,en ce compris la construction,la démolition,la rénovation,l'aménagement,la décoration et la mise en valeur de tous biens immobiliers;l'achat,la vente,la location,la promotion,le leasing,l'échange et toutes autres formes d'exploitation de tous biens ou droits immobiliers,en ce compris les parts de sociétés immobilières;que la société,détienne des biens ou droits en propriété entière ou démembrée,seule ou en indivision;en location ou autrement.
- L'octroi de prêts et avances sous quelque forme ou durée que ce soit,à toutes personnes physiques ou morales,liées ou non,et l'octroi de garanties(en ce compris comme caution ou porte-fort)pour les engagements de ces mêmes personnes.
- Toutes opérations commerciales,industrielles,financières,mobilières et immobilières se rapportant directement ou indirectement à son objet social ou qui seraient de nature à en favoriser ou à en développer la réalisation.
- Passer tout contrat,accomplir tout acte et faire toute opération de nature à favoriser,même indirectement et même partiellement,la réalisation de son objet social ou d'une branche de celui-ci,ou qui serait de nature à faciliter,favoriser ou développer ses entreprises.
- Toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières ou immobilières,se rapportant directement ou indirectement à son objet.
- S'intéresser par toutes voies,dans toutes affaires,entreprises ou sociétés ayant un objet identique,analogue ou connexe ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l'écoulement de ses produits.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Avenue du Verseau 24 registered office 1410 Waterloo | ||
| Rue d'Hurbize 2/b 1440 Braine-le-Château | 27-06-2019 | 2.290.770.806 |
1 former office
- Rue d'Hurbize 2/b, 1440 Braine-le-Château until 01-01-2026 · deed of 08-12-2025
Buildings and parcels at the addresses
- Ground area
- 1,988 m²
- Buildings
- 259 m²
- Volume, LiDAR
- 1,566 m³
- Tallest building
- 9.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25764N0716/00_000 | 1,169 m² | 1 · 106 m² | 7.1 m · 2 |
| 25015C0230/00G000 | 819 m² | 1 · 153 m² | 8.9 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0728.980.833