BCRV
ActiveBCRV has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372k and a net result of €89k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 24.22 against 32.61 in 2024; short-term debt: 4.1% and cash: 60.7% of total assets), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
23%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
22 d late
2024
1 d early
2023
8 d late
2022
2 d early
2021
5 d early
2020
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€372k▲ 31.6%
2024 · €283k
2020: €76k
2021: €151k
2022: €212k
2023: €210k
2024: €283k
2020 → 2025
Total assets
€388k▲ 33.0%
2024 · €292k
2020: €150k
2021: €208k
2022: €245k
2023: €334k
2024: €292k
2020 → 2025
Net result
€89k▲ 21.9%
2024 · €73k
2020: €73k
2021: €75k
2022: €60k
2023: €88k
2024: €73k
2020 → 2025
Working capital
€372k▲ 31.6%
2024 · €283k
2020: €71k
2021: €138k
2022: €199k
2023: €204k
2024: €283k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€212k▲ 39.8%€210k▼ 0.9%€283k▲ 35.0%€372k▲ 31.6%
Operating result€107k-€85k▼ 20.5%€113k▲ 33.3%€100k▼ 11.8%€123k▲ 22.5%
Net result€75k-€60k▼ 19.9%€88k▲ 46.3%€73k▼ 16.8%€89k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €388k
Equity
€372k▲ 31.6%
Debt
€16k▲ 79.1%
The debt ratio rises from 3.1% to 4.1%. Equity and debt are higher.
Key figures and ratios
Solvency
95.9%▼
2024 · 96.9%
Current ratio
24.22▼
2024 · 32.61
Quick ratio
24.22▼
2024 · 32.61
Debt / equity
0.04▲
2024 · 0.03
ROE
24.0%▼
2024 · 25.9%
ROA
23.0%▼
2024 · 25.1%
Debt
€16k▲
2024 · €9k
Debt ≤ 1 year
€16k▲
2024 · €9k
Income taxes
€36k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€388k▲
Current assets29/58€292k€388k▲
Amounts receivable within one year40/41€199k€153k▼
Trade receivables40€49k€30k▼
Other amounts receivable41€150k€123k▼
Cash at bank and in hand54/58€93k€236k▲
Deferred charges and accrued income490/1€130€98▼
Equity and liabilities
Total equity and liabilities10/49€292k€388k▲
Equity10/15€283k€372k▲
Contributions10/11€3k€3k=
Reserves13€271k€359k▲
Distributable reserves133€271k€359k▲
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€9k€16k▲
Amounts payable within one year42/48€9k€16k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k-
Other operating charges640/8€350€436▲
Gross operating margin9900€106k€123k▲
Operating profit (loss)9901€100k€123k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€222€242▲
Recurring financial charges65€222€242▲
Profit (loss) for the period before taxes9903€101k€126k▲
Income taxes67/77€28k€36k▲
Profit (loss) for the period9904€73k€89k▲
Profit (loss) for the period to be appropriated9905€73k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€98k▲
Profit (loss) brought forward from the previous period14P€2k€9k▲
Transfer to equity691/2€66k€88k▲
To other reserves6921€66k€88k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Highest result since 2020net €89k ▲21.9%
Operating result €123k, net result €89k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 12current ratio 32.61
Current ratio from 2.64 to 32.61; short-term debt falls from €124k to €9k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €60k ▼19.9%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €212k ▲39.8%
3 profitable years in a row build equity to €212k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €151k ▲98.7%
2 profitable years in a row build equity to €151k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Nivelles 671300 WavreGround area
1,494 m²
Building footprint
161 m²
Parcel 25055B0324/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BCRV
since 20202.297.015.923
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055B0324/00Z000 | Wallonia | 1,494 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900304UZOYZNP9B72
Similar companies · same sector, comparable size
JEROME CONSULT
BE 0765.596.353
Merelbeke-Melle · Eq €372k
AWP - CONSULT
BE 0471.833.932
Wetteren · Eq €372k
One Office
BE 0669.566.056
Zoersel · Eq €373k
MALEIN
BE 0739.734.074
Sint-Truiden · Eq €372k
GHESCO
BE 0753.445.520
Sint-Truiden · Eq €373k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 36,810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.