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PRO LUX FINANCE

Active Risk: not assessed
Private limited companyfounded 2023active for 3 yearsRue des Rames 22, 6720 Habay, BelgiumKBO/BCE: BE 0799.490.331
Summary

PRO LUX FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €92,486 and a net result of €457,575. Its solvency ranks better than 8% of 607 sector peers (NACE 66, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

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PRO LUX FINANCEActive
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Overview

Activity
Agents and brokers in banking services
NACE 66191
2nd largest employer in the province of Luxembourg, Auxiliary financial services sector4 sites
Size
≈ €3.5mturnover 2025, estimated
Staff
15.8 FTE
Equity
€92,486
Profit
€457,575
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
ADNET MANAGEMENT · 33%
  • ADNET MANAGEMENTDirector · permanent representative ADNET Frédéric
  • ALMAGADirector · permanent representative ETIEN Amaud
  • GOFF INVESTDirector · permanent representative Goffinet Thomas
2025 accounts 74 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 607 sector peers (2025).
NBB · sector comparison
Position among 607 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
74 days early
2024
77 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 76 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointment: Goff Invest (director)Permanent representative: Goffinet Thomas
  3. Resignation: Laporte Muriel Management (director)Permanent representative: Laporte Muriel

Key points

  • Positive: Equity rose in 2025from €34,912 to €92,486 ▲ 165% View
  • Caution: Among the weakest 9% on solvencysector median 41.6% · 607 companies 2.7% View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€3.5m
Profit
€457,575
Solvency
2.7%
Total assets▼ 15.4%
Net result
20242025
Go to Financials

Board & ownership

Board
3 members
Largest shareholder
ADNET MANAGEMENT · 33%
  • ADNET MANAGEMENTDirector
  • ALMAGADirector
  • GOFF INVESTDirector
Go to Board & ownership

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 15-05-2025Annual accounts filed
  2. 13-07-2023Amendment of the articles · Miscellaneous
  3. 16-03-2023Incorporation
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Agents and brokers in banking servicesNACE 66191
Founded
14-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Fourth Wednesday of April
Purpose
“En tant qu'agent indépendant, au nom et pour compte d'ING Belgique SA: la médiation et la…” (deed in French)
Go to Articles of association

Key facts about PRO LUX FINANCE

What is the company number of PRO LUX FINANCE?
0799.490.331. In Belgium the VAT number is the company number with BE in front: BE 0799.490.331.
Where is PRO LUX FINANCE based?
The registered office is at Rue des Rames 22, 6720 Habay.Company details
What does PRO LUX FINANCE do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of PRO LUX FINANCE?
Private limited company (BV).
When was PRO LUX FINANCE founded?
On 14-03-2023.
Is PRO LUX FINANCE still active?
Yes, PRO LUX FINANCE is an active enterprise in the KBO register.
How many employees does PRO LUX FINANCE have?
On average 15.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PRO LUX FINANCE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PRO LUX FINANCE profitable?
In financial year 2025, PRO LUX FINANCE made a profit of €457,575.
Where can I find the annual accounts of PRO LUX FINANCE?
PRO LUX FINANCE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRO LUX FINANCE due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed

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