ALMAGA
ActiveALMAGA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €389k and a net result of €311k. Its solvency ranks better than 62% of 486 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€389k▲ 401%
2024 · €78k
2024: €78k
2024 → 2025
Net result
€311k▲ 328%
2024 · €73k
2024: €73k
2024 → 2025
Total assets
€681k▲ 162%
2024 · €260k
2024: €260k
2024 → 2025
Solvency
57.1%▲ 27.3pp
2024 · 29.9%
2024: 29.9%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€78k-€389k▲ 401%
Operating result€93k-€411k▲ 342%
Net result€73k-€311k▲ 328%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 342% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681k
Fixed assets
€109k▲ 218%
Current assets
€572k▲ 153%
Equity and liabilities €681k
Equity
€389k▲ 401%
Debt
€292k▲ 60.0%
The debt ratio falls from 70.1% to 42.9%: equity grows faster than debt.
Key figures and ratios
Solvency
57.1%▲
2024 · 29.9%
ROE
80.0%▼
2024 · 93.6%
ROA
45.7%▲
2024 · 27.9%
Debt
€292k▲
2024 · €182k
Debt ≤ 1 year
€279k▲
2024 · €164k
Debt > 1 year
€13k▼
2024 · €19k
Income taxes
€99k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€260k€681k▲
Fixed assets21/28€34k€109k▲
Tangible fixed assets22/27€33k€30k▼
Plant, machinery and equipment23€4k€10k▲
Furniture and vehicles24€29k€21k▼
Financial fixed assets28€1k€79k▲
Current assets29/58€226k€572k▲
Amounts receivable within one year40/41€182k€274k▲
Trade receivables40€20k€20k▲
Other amounts receivable41€162k€255k▲
Current investments50/53€35k€150k▲
Cash at bank and in hand54/58€9k€147k▲
Equity and liabilities
Total equity and liabilities10/49€260k€681k▲
Equity10/15€78k€389k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€73k€384k▲
Amounts payable17/49€182k€292k▲
Amounts payable after more than one year17€19k€13k▼
Financial debts170/4€19k€13k▼
Amounts payable within one year42/48€164k€279k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€21k€105k▲
Taxes450/3€21k€101k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€134k€162k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€252€199▼
Gross operating margin9900€104k€423k▲
Operating profit (loss)9901€93k€411k▲
Financial income75/76B€0€871▲
Recurring financial income75€0€871▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€92k€411k▲
Income taxes67/77€19k€99k▲
Profit (loss) for the period9904€73k€311k▲
Profit (loss) for the period to be appropriated9905€73k€311k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€384k▲
Profit (loss) brought forward from the previous period14P-€73k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Equity above €200kEq €389k ▲401%
2 profitable years in a row build equity to €389k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Rames 226720 HabayGround area
754 m²
Building footprint
124 m²
Volume, LiDAR
739 m³
Parcel 85014B0789/00S003, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALMAGA
since 20232.343.133.285
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85014B0789/00S003 | Wallonia | 754 m² | 1 · 124 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONDROZ CONSULT
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Of 1,678 companies in sector 66191 we hold annual accounts for 1,227. 1,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end30-06
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.