PRO ELY
ActiveSummary
The computed 12-month bankruptcy probability of PRO ELY is 2.0% (moderate). The 2025 annual accounts show equity of €73,625 and a net result of €5,390. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 7598 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-1
Solvency37▼-15
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.21 in 2024; short-term debt: 87.6% and cash: 2.8% of total assets), and 88.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
0.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7598 sector peers (2025).
NBB · sector comparisonPosition among 7598 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
22 d early
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€73,625▲ 7.9%
2024 · €68,235
Total assets
€618,452▲ 143%
2024 · €254,697
Net result
€5,390▼ 31.0%
2024 · €7,810
Working capital
€40,543▲ 13.0%
2024 · €35,871
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€87,994-€12,555▼ 85.7%€26,799▲ 113%€29,954▲ 11.8%
Net result€69,505above the sector's middle half-€8,420within the sector's middle half▼ 87.9%€7,810within the sector's middle half▼ 7.2%€5,390within the sector's middle half▼ 31.0%
Equity€59,505within the sector's middle half-€67,924within the sector's middle half▲ 14.1%€68,235within the sector's middle half▲ 0.5%€73,625within the sector's middle half▲ 7.9%
Total assets€469,238above the sector's middle half-€160,394within the sector's middle half▼ 65.8%€254,697within the sector's middle half▲ 58.8%€618,452above the sector's middle half▲ 143%
Debt€409,733-€92,470▼ 77.4%€186,462▲ 102%€544,827▲ 192%
Working capital€21,353within the sector's middle half-€33,647within the sector's middle half▲ 57.6%€35,871within the sector's middle half▲ 6.6%€40,543within the sector's middle half▲ 13.0%
Solvency12.7%below the sector's middle half-42.3%within the sector's middle half▲ 29.7pp26.8%within the sector's middle half▼ 15.6pp11.9%below the sector's middle half▼ 14.9pp
Current ratio1.05within the sector's middle half-1.36within the sector's middle half▲ 0.311.21within the sector's middle half▼ 0.161.07within the sector's middle half▼ 0.13
Return on assets (ROA)14.8%within the sector's middle half-5.2%within the sector's middle half▼ 9.6pp3.1%within the sector's middle half▼ 2.2pp0.9%within the sector's middle half▼ 2.2pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618,452
Fixed assets
€35,870 ▼ 21.6%
Current assets
€582,582 ▲ 179%
Equity and liabilities €618,452
Equity
€73,625 ▲ 7.9%
Debt
€544,827 ▲ 192%
Debt's share of the balance-sheet total rises from 73.2% to 88.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50,779▲
2024 · €43,970
Cash flow
€26,215▲
2024 · €24,981
Debt to equity
7.40▲
2024 · 2.73
ROE
7.3%▼
2024 · 11.4%
Interest coverage
5.11▲
2024 · 4.88
Debt ≤ 1 year
€542,039▲
2024 · €173,070
Debt > 1 year
€2,788▼
2024 · €13,392
Income taxes
€14,705▲
2024 · €12,059
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,524 | €18,231 | €17,171 | €20,825 | ▲ 21.3% |
| Other operating charges640/8 | €8,757 | €6,089 | €11,452 | €12,803 | ▲ 11.8% |
| Gross operating margin9900 | €104,274 | €36,875 | €55,422 | €63,581 | ▲ 14.7% |
| Operating profit (loss)9901 | €87,994 | €12,555 | €26,799 | €29,954 | ▲ 11.8% |
| Financial income75/76B | €586 | €2,993 | €2,076 | €71 | ▼ 96.6% |
| Recurring financial income75 | €586 | €2,993 | €2,076 | €71 | ▼ 96.6% |
| Financial charges65/66B | €767 | €2,422 | €9,006 | €9,929 | ▲ 10.3% |
| Recurring financial charges65 | €767 | €2,422 | €9,006 | €9,929 | ▲ 10.3% |
| Profit (loss) for the period before taxes9903 | €87,813 | €13,126 | €19,869 | €20,096 | ▲ 1.1% |
| Income taxes67/77 | €18,309 | €4,706 | €12,059 | €14,705 | ▲ 21.9% |
| Profit (loss) for the period9904 | €69,505 | €8,420 | €7,810 | €5,390 | ▼ 31.0% |
| Profit (loss) for the period to be appropriated9905 | €69,505 | €8,420 | €7,810 | €5,390 | ▼ 31.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €469,238 | €160,394 | €254,697 | €618,452 | ▲ 143% |
| Fixed assets21/28 | €38,152 | €34,277 | €45,755 | €35,870 | ▼ 21.6% |
| Tangible fixed assets22/27 | €38,152 | €33,977 | €45,455 | €35,570 | ▼ 21.7% |
| Plant, machinery and equipment23 | €4,802 | €6,751 | €4,948 | €3,821 | ▼ 22.8% |
| Furniture and vehicles24 | €33,350 | €27,226 | €40,508 | €31,749 | ▼ 21.6% |
| Financial fixed assets28 | - | €300 | €300 | €300 | = |
| Current assets29/58 | €431,086 | €126,117 | €208,941 | €582,582 | ▲ 179% |
| Amounts receivable within one year40/41 | €350,815 | €114,890 | €197,419 | €564,956 | ▲ 186% |
| Trade receivables40 | €293,587 | €49,795 | €134,084 | €547,272 | ▲ 308% |
| Other amounts receivable41 | €57,227 | €65,095 | €63,335 | €17,684 | ▼ 72.1% |
| Cash at bank and in hand54/58 | €79,964 | €11,227 | €4,798 | €17,237 | ▲ 259% |
| Deferred charges and accrued income490/1 | €307 | - | €6,724 | €388 | ▼ 94.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €469,238 | €160,394 | €254,697 | €618,452 | ▲ 143% |
| Equity10/15 | €59,505 | €67,924 | €68,235 | €73,625 | ▲ 7.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €49,505 | €57,924 | €58,235 | €63,625 | ▲ 9.3% |
| Amounts payable17/49 | €409,733 | €92,470 | €186,462 | €544,827 | ▲ 192% |
| Amounts payable after more than one year17 | - | - | €13,392 | €2,788 | ▼ 79.2% |
| Financial debts170/4 | - | - | €13,392 | €2,788 | ▼ 79.2% |
| Amounts payable within one year42/48 | €409,733 | €92,470 | €173,070 | €542,039 | ▲ 213% |
| Current portion of amounts payable after more than one year42 | - | - | €9,778 | €10,604 | ▲ 8.4% |
| Trade debts44 | €368,189 | €79,242 | €113,064 | €483,430 | ▲ 328% |
| Suppliers440/4 | €368,189 | €79,242 | €113,064 | €483,430 | ▲ 328% |
| Advances received on contracts in progress46 | - | - | €16,308 | €30,000 | ▲ 84.0% |
| Taxes, remuneration and social security45 | €21,545 | €13,227 | €26,420 | €18,005 | ▼ 31.8% |
| Taxes450/3 | €18,309 | €4,706 | €12,059 | €14,705 | ▲ 21.9% |
| Remuneration and social security454/9 | €3,236 | €8,521 | €14,361 | €3,300 | ▼ 77.0% |
| Other amounts payable47/48 | €20,000 | - | €7,500 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,505 | €8,420 | €7,810 | €5,390 | ▼ 31.0% |
| + Depreciation and write-downs630 | €7,524 | €18,231 | €17,171 | €20,825 | ▲ 21.3% |
| Operating cash flow (approximation) | €77,028 | €26,651 | €24,981 | €26,215 | ▲ 4.9% |
| Investment in fixed assets (approximation) | - | -€14,356 | -€28,649 | -€10,940 | ▲ 61.8% |
| Change in cash | - | -€68,738 | -€6,428 | €12,439 | ▲ 293% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €5,390 ▼31%
Net result drops to €5,390, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Ground area
190 m²
Building footprint
69 m²
Volume, LiDAR
47 m³
Parcel 31337C0014/00X002, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PRO ELY
since 20212.318.847.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0014/00X002 | Flanders | 190 m² | 1 · 69 m² | 7.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2021
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43350Other building finishing work
43990Other specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0769569393
Also
9925:BE0769569393
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.