PRO DETAIL
ActivePRO DETAIL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-37
Solvency35▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.68 in 2024; short-term debt: 44% and cash: 5.6% of total assets), and 89.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.2%
Return on assets
-0.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1037 sector peers (2025).
NBB · sector comparisonPosition among 1037 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
31 d late
2021
1 d early
2020
on the day
2018
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€58k▼ 4.1%
2024 · €61k
2018: €-12k
2020: €-19k
2021: €-21k
2022: €11k
2023: €18k
2024: €61k
2018 → 2025
Total assets
€571k▲ 9.6%
2024 · €520k
2018: €81k
2020: €49k
2021: €14k
2022: €51k
2023: €143k
2024: €520k
2018 → 2025
Net result
€-3k
2024 · €43k
2018: €-12k
2020: €4k
2021: €-2k
2022: €32k
2023: €7k
2024: €43k
2018 → 2025
Working capital
€-91k▼ 36.5%
2024 · €-67k
2018: €-20k
2020: €-30k
2021: €-28k
2022: €2k
2023: €8k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€11k€18k▲ 59.6%€61k▲ 236%€58k▼ 4.1%
Operating result€-1k-€39k€12k▼ 68.7%€68k▲ 462%€11k▼ 84.1%
Net result€-2k-€32k€7k▼ 78.8%€43k▲ 533%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €571k
Fixed assets
€410k▲ 8.7%
Current assets
€160k▲ 12.0%
Equity and liabilities €571k
Equity
€58k▼ 4.1%
Debt
€512k▲ 11.5%
The debt ratio rises from 88.3% to 89.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €78k
Cash flow
€22k▼
2024 · €53k
Solvency
10.2%▼
2024 · 11.7%
Current ratio
0.64▼
2024 · 0.68
Quick ratio
0.44▲
2024 · 0.18
Debt / equity
8.76▲
2024 · 7.54
ROE
-4.3%▼
2024 · 70.3%
ROA
-0.4%▼
2024 · 8.2%
Interest coverage
2.85▼
2024 · 12.04
Debt
€512k▲
2024 · €460k
Debt ≤ 1 year
€251k▲
2024 · €210k
Debt > 1 year
€258k▲
2024 · €250k
Income taxes
€956▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€520k€571k▲
Fixed assets21/28€377k€410k▲
Tangible fixed assets22/27€368k€401k▲
Land and buildings22€346k€336k▼
Plant, machinery and equipment23€12k€24k▲
Furniture and vehicles24€10k€12k▲
Assets under construction and advance payments27-€29k
Financial fixed assets28€9k€9k=
Current assets29/58€143k€160k▲
Stocks and contracts in progress3€106k€50k▼
Stocks30/36€106k€50k▼
Amounts receivable within one year40/41€25k€76k▲
Trade receivables40€9k€66k▲
Other amounts receivable41€15k€10k▼
Current investments50/53€5€5▼
Cash at bank and in hand54/58€9k€32k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€520k€571k▲
Equity10/15€61k€58k▼
Contributions10/11€19k€19k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14-€-3k
Amounts payable17/49€460k€512k▲
Amounts payable after more than one year17€250k€258k▲
Financial debts170/4€250k€258k▲
Amounts payable within one year42/48€210k€251k▲
Current portion of amounts payable after more than one year42€14k€26k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€31k€13k▼
Suppliers440/4€31k€13k▼
Taxes, remuneration and social security45€17k€45k▲
Taxes450/3€4k€13k▲
Remuneration and social security454/9€13k€32k▲
Other amounts payable47/48€148k€166k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€25k▲
Other operating charges640/8€155€507▲
Non-recurring operating charges66A€9k-
Gross operating margin9900€87k€36k▼
Operating profit (loss)9901€68k€11k▼
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€6k€12k▲
Recurring financial charges65€6k€12k▲
Profit (loss) for the period before taxes9903€62k€-2k▼
Income taxes67/77€19k€956▼
Profit (loss) for the period9904€43k€-3k▼
Profit (loss) for the period to be appropriated9905€43k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€-3k▼
Profit (loss) brought forward from the previous period14P€-477-
Transfer to equity691/2€42k-
To other reserves6921€42k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €43k ▲533%
Operating result €68k, net result €43k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
30-09
Financial
Liquidity times 8current ratio 1.05
Current ratio from 0.14 to 1.05.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Het Zand(HIN) 72880 BornemGround area
834 m²
Building footprint
150 m²
Volume, LiDAR
788 m³
Parcel 12015A0723/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro Detail
since 20112.203.036.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015A0723/00F000 | Flanders | 834 m² | 1 · 150 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2011
Fiscal year end30-09
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.