NICK GEVERS
ActiveNICK GEVERS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €15k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 51% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+10
Solvency64▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.05 in 2024; short-term debt: 45.7% and cash: 1.4% of total assets), and 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
4.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
57 d early
2023
37 d early
2022
32 d early
2021
38 d early
2020
46 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 12.8%
2024 · €115k
2018: €29k
2019: €23k
2020: €66k
2021: €90k
2022: €102k
2023: €106k
2024: €115k
2018 → 2025
Total assets
€331k▼ 2.0%
2024 · €338k
2018: €663k
2019: €602k
2020: €569k
2021: €425k
2022: €390k
2023: €355k
2024: €338k
2018 → 2025
Net result
€15k▲ 65.6%
2024 · €9k
2018: €-12k
2019: €-6k
2020: €44k
2021: €24k
2022: €12k
2023: €4k
2024: €9k
2018 → 2025
Working capital
€-142k▼ 13.4%
2024 · €-125k
2018: €-66k
2019: €-93k
2020: €-70k
2021: €-74k
2022: €-86k
2023: €-107k
2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€102k▲ 13.4%€106k▲ 4.0%€115k▲ 8.4%€130k▲ 12.8%
Operating result€38k-€22k▼ 41.3%€12k▼ 44.4%€19k▲ 53.4%€28k▲ 47.9%
Net result€24k-€12k▼ 49.3%€4k▼ 66.0%€9k▲ 116%€15k▲ 65.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€321k▼ 3.1%
Current assets
€10k▲ 56.3%
Equity and liabilities €331k
Equity
€130k▲ 12.8%
Debt
€201k▼ 9.7%
The debt ratio falls from 65.9% to 60.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €34k
Cash flow
€31k▲
2024 · €24k
Solvency
39.3%▲
2024 · 34.1%
Current ratio
0.06▲
2024 · 0.05
Quick ratio
0.06▲
2024 · 0.05
Debt / equity
1.55▼
2024 · 1.93
ROE
11.3%▲
2024 · 7.7%
ROA
4.4%▲
2024 · 2.6%
Interest coverage
6.82▲
2024 · 5.02
Debt
€201k▼
2024 · €223k
Debt ≤ 1 year
€151k▲
2024 · €131k
Debt > 1 year
€50k▼
2024 · €92k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€331k▼
Fixed assets21/28€332k€321k▼
Tangible fixed assets22/27€331k€321k▼
Land and buildings22€200k€200k=
Plant, machinery and equipment23€131k€121k▼
Financial fixed assets28€1k€0▼
Current assets29/58€6k€10k▲
Amounts receivable within one year40/41€237€2k▲
Trade receivables40-€267
Other amounts receivable41€237€2k▲
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€338k€331k▼
Equity10/15€115k€130k▲
Contributions10/11€25k€25k=
Reserves13€3k€17k▲
Distributable reserves133€3k€17k▲
Profit (loss) carried forward14€88k€88k=
Amounts payable17/49€223k€201k▼
Amounts payable after more than one year17€92k€50k▼
Financial debts170/4€92k€50k▼
Amounts payable within one year42/48€131k€151k▲
Current portion of amounts payable after more than one year42€41k€42k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€740€2k▲
Taxes450/3€740€2k▲
Other amounts payable47/48€87k€104k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€40k€47k▲
Operating profit (loss)9901€19k€28k▲
Financial income75/76B€24€24▼
Recurring financial income75€24€24▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€12k€21k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€9k€15k▲
Profit (loss) for the period to be appropriated9905€9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€103k▲
Profit (loss) brought forward from the previous period14P€79k€88k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €102k ▲13.4%
3 profitable years in a row build equity to €102k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciebaan 562470 RetieGround area
2,150 m²
Building footprint
152 m²
Volume, LiDAR
559 m³
2 parcels, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
NICK GEVERS
since 20142.231.789.163
't Waskot
since 20182.295.979.112
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B1130/00G000 | Flanders | 1,075 m² | 1 · 97 m² | 4.5 m · 1 fl. |
| 13632H0125/00L000 | Flanders | 1,075 m² | 1 · 55 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 3,209 companies in sector 95316 we hold annual accounts for 753. 511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2014
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.