PRO +
ActiveSummary
PRO + has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €125k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.32 against 15.69 in 2024; short-term debt: 12% and cash: 0.8% of total assets), and 12.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
34.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
138 d late
2022
42 d late
2021
226 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€125k▲ 48.9%
2024 · €84k
2019: €21k
2020: €4k▼ -80.2% vs 2019lowest in 7 years
2021: €32k▲ +657% vs 2020
2022: €6k▼ -80.2% vs 2021
2023: €7k▲ +12.6% vs 2022
2024: €84k▲ +1080% vs 2023
2025: €125k▲ +48.9% vs 2024highest in 7 years
2019 → 2025
Working capital
€317k▲ 62.8%
2024 · €195k
2019: €42klowest in 7 years
2020: €57k▲ +36.5% vs 2019
2021: €61k▲ +7.7% vs 2020
2022: €111k▲ +81.1% vs 2021
2023: €113k▲ +1.6% vs 2022
2024: €195k▲ +72.8% vs 2023
2025: €317k▲ +62.8% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€100k▲ 6.7%€107k▲ 7.1%€191k▲ 78.1%€315k▲ 65.3%
2021: €94klowest in 5 years
2022: €100k▲ +6.7% vs 2021
2023: €107k▲ +7.1% vs 2022
2024: €191k▲ +78.1% vs 2023
2025: €315k▲ +65.3% vs 2024highest in 5 years
Operating result€39k-€9k▼ 75.6%€28k▲ 200%€93k▲ 229%€139k▲ 49.4%
2021: €39k
2022: €9k▼ -75.6% vs 2021lowest in 5 years
2023: €28k▲ +200% vs 2022
2024: €93k▲ +229% vs 2023
2025: €139k▲ +49.4% vs 2024highest in 5 years
Net result€32k-€6k▼ 80.2%€7k▲ 12.6%€84k▲ 1,080%€125k▲ 48.9%
2021: €32k
2022: €6k▼ -80.2% vs 2021lowest in 5 years
2023: €7k▲ +12.6% vs 2022
2024: €84k▲ +1080% vs 2023
2025: €125k▲ +48.9% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €360k
Equity
€315k ▲ 65.3%
Provisions
€1k ▼ 56.5%
Debt
€43k ▲ 218%
Debt's share of the balance-sheet total rises from 6.6% to 12.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
8.32▼
2024 · 15.69
Quick ratio
6.11▼
2024 · 8.47
Debt to equity
0.14▲
2024 · 0.07
ROE
39.5%▼
2024 · 43.8%
ROA
34.6%▼
2024 · 40.3%
Debt ≤ 1 year
€43k▲
2024 · €13k
Income taxes
€12k▲
2024 · €8k
Staff costs
€141k▲
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€208k€360k▲
Current assets29/58€208k€360k▲
Stocks and contracts in progress3€96k€96k=
Stocks30/36€96k€96k=
Amounts receivable within one year40/41€104k€259k▲
Trade receivables40€87k€241k▲
Other amounts receivable41€17k€18k▲
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€208k€360k▲
Equity10/15€191k€315k▲
Contributions10/11€80k€80k=
Outside capital11€80k€80k=
Other1109/19€80k€80k=
Reserves13€99k€223k▲
Distributable reserves133€99k€223k▲
Profit (loss) carried forward14€12k€12k▲
Provisions and deferred taxes16€3k€1k▼
Provisions for liabilities and charges160/5€3k€1k▼
Environmental obligations163€3k€1k▼
Amounts payable17/49€14k€43k▲
Amounts payable within one year42/48€13k€43k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€11k€34k▲
Taxes450/3€9k€22k▲
Remuneration and social security454/9€2k€12k▲
Other amounts payable47/48€330-
Accrued charges and deferred income492/3€387€6▼
Income statement
Code20242025
Remuneration, social security and pensions62€136k€141k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-2k€-2k▲
Other operating charges640/8-€150
Non-recurring operating charges66A€18k-
Gross operating margin9900€246k€278k▲
Operating profit (loss)9901€93k€139k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€92k€137k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€84k€125k▲
Profit (loss) for the period to be appropriated9905€84k€125k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€137k▲
Profit (loss) brought forward from the previous period14P€12k€12k▲
Transfer to equity691/2€84k€125k▲
To other reserves6921€84k€125k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €94k | €123k | €135k | €136k | €141k | ▲ 3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €411 | €0 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-22k | €-5k | €-16k | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €-6k | €-5k | €-2k | €-2k | ▲ 9.6% |
| Other operating charges640/8 | €17k | €8k | €19k | - | €150 | - |
| Non-recurring operating charges66A | - | - | - | €18k | - | - |
| Gross operating margin9900 | €128k | €129k | €161k | €246k | €278k | ▲ 13.3% |
| Operating profit (loss)9901 | €39k | €9k | €28k | €93k | €139k | ▲ 49.4% |
| Financial income75/76B | €0 | €0 | - | €0 | €0 | ▼ 83.3% |
| Recurring financial income75 | €0 | €0 | - | €0 | €0 | ▼ 83.3% |
| Financial charges65/66B | €7k | €3k | €4k | €1k | €2k | ▲ 87.1% |
| Recurring financial charges65 | €7k | €3k | €4k | €1k | €2k | ▲ 87.1% |
| Profit (loss) for the period before taxes9903 | €32k | €6k | €25k | €92k | €137k | ▲ 48.9% |
| Income taxes67/77 | - | - | €18k | €8k | €12k | ▲ 49.1% |
| Profit (loss) for the period9904 | €32k | €6k | €7k | €84k | €125k | ▲ 48.9% |
| Profit (loss) for the period to be appropriated9905 | €32k | €6k | €7k | €84k | €125k | ▲ 48.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €195k | €183k | €197k | €208k | €360k | ▲ 73.3% |
| Fixed assets21/28 | €50k | - | - | - | - | - |
| Tangible fixed assets22/27 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €0 | - | - | - | - | - |
| Financial fixed assets28 | €50k | - | - | - | - | - |
| Current assets29/58 | €145k | €183k | €197k | €208k | €360k | ▲ 73.3% |
| Stocks and contracts in progress3 | €7k | €96k | €96k | €96k | €96k | = |
| Stocks30/36 | - | €96k | €96k | €96k | €96k | = |
| Contracts in progress37 | €7k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €116k | €76k | €91k | €104k | €259k | ▲ 150% |
| Trade receivables40 | €94k | €60k | €75k | €87k | €241k | ▲ 178% |
| Other amounts receivable41 | €22k | €16k | €16k | €17k | €18k | ▲ 6.5% |
| Cash at bank and in hand54/58 | €20k | €10k | €11k | €6k | €3k | ▼ 53.4% |
| Deferred charges and accrued income490/1 | €2k | €956 | - | €3k | €2k | ▼ 4.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €195k | €183k | €197k | €208k | €360k | ▲ 73.3% |
| Equity10/15 | €94k | €100k | €107k | €191k | €315k | ▲ 65.3% |
| Contributions10/11 | €80k | €80k | €80k | €80k | €80k | = |
| Outside capital11 | €80k | €80k | €80k | €80k | €80k | = |
| Other1109/19 | €80k | €80k | €80k | €80k | €80k | = |
| Reserves13 | €8k | €8k | €15k | €99k | €223k | ▲ 126% |
| Non-distributable reserves130/1 | €8k | €8k | - | - | - | - |
| Reserves not available under the articles1311 | €8k | €8k | - | - | - | - |
| Distributable reserves133 | - | - | €15k | €99k | €223k | ▲ 126% |
| Profit (loss) carried forward14 | €6k | €12k | €12k | €12k | €12k | ▲ 0.1% |
| Provisions and deferred taxes16 | €17k | €11k | €5k | €3k | €1k | ▼ 56.5% |
| Provisions for liabilities and charges160/5 | €17k | €11k | €5k | €3k | €1k | ▼ 56.5% |
| Environmental obligations163 | €17k | €11k | €5k | €3k | €1k | ▼ 56.5% |
| Amounts payable17/49 | €85k | €72k | €85k | €14k | €43k | ▲ 218% |
| Amounts payable within one year42/48 | €84k | €72k | €85k | €13k | €43k | ▲ 227% |
| Current portion of amounts payable after more than one year42 | €9k | - | - | - | - | - |
| Trade debts44 | €54k | €6k | €22k | €2k | €9k | ▲ 421% |
| Suppliers440/4 | €54k | €6k | €22k | €2k | €9k | ▲ 421% |
| Taxes, remuneration and social security45 | €17k | €12k | €9k | €11k | €34k | ▲ 207% |
| Taxes450/3 | €6k | €397 | €700 | €9k | €22k | ▲ 145% |
| Remuneration and social security454/9 | €11k | €12k | €9k | €2k | €12k | ▲ 467% |
| Other amounts payable47/48 | €4k | €53k | €54k | €330 | - | - |
| Accrued charges and deferred income492/3 | €583 | - | - | €387 | €6 | ▼ 98.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €6k | €7k | €84k | €125k | ▲ 48.9% |
| + Depreciation and write-downs630 | €411 | €0 | - | - | - | - |
| Operating cash flow (approximation) | €32k | €6k | €7k | €84k | €125k | ▲ 48.9% |
| Change in cash | - | €-10k | €593 | €-5k | €-3k | ▲ 34.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2019net €125k ▲48.9%
Operating result €139k, net result €125k, both a record.
31-12
Financial
Equity above €200kEq €315k ▲65.3%
7 profitable years in a row build equity to €315k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 7current ratio 15.69
Current ratio from 2.33 to 15.69; short-term debt falls from €85k to €13k.
31-12
Financial
Equity above €150kEq €191k ▲78.1%
6 profitable years in a row build equity to €191k.
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 226 days late
2022
31-12
Financial
Equity above €100kEq €100k ▲6.7%
4 profitable years in a row build equity to €100k.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €4k ▼80.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
Show earlier events
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1992
Ground area
1,458 m²
Building footprint
226 m²
Volume, LiDAR
592 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PRO +
since 19922.058.694.544
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0064/00P000 | Wallonia | 743 m² | 1 · 129 m² | - |
| 25050F0027/00L015 | Wallonia | 715 m² | 1 · 97 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIBBENS THIJS
BE 0725.818.930
Wuustwezel · Eq €315,325
BOUWWERKEN VERTHRIEST HERWIG
BE 0434.728.660
Deinze · Eq €315,389
MOMMAERS CONSTRUCT
BE 0780.755.968
Zandhoven · Eq €315,496
IMMO - SARAZINS
BE 0473.889.540
Namur · Eq €315,075
JLP IMMO
BE 0467.047.476
Beloeil · Eq €315,524
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 10,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.