DOUR IMMO
ActiveSummary
DOUR IMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,421 and a net result of -€24,654. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 34% of 2220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability9▼-22
Solvency49▼-12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.48 in 2024; short-term debt: 74.1% and cash: 22.8% of total assets), and 76.4% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
-7.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€24,654
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
12 d late
2022
141 d late
2021
184 d late
2020
138 d late
2019
171 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 92 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (4 of the last 5 filed years within 128 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 oldest company in Boussu, Construction sector#8 company by total assets in Boussu, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€24,654▼ 185%
2024 · -€8,650
Working capital
-€121,684▼ 38.2%
2024 · -€88,018
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,235€29,902▲ 224%€12,076▼ 59.6%€4,320▼ 64.2%-€11,095
Net result-€2,589below the sector's middle half▲ 70.5%€10,846within the sector's middle half€1,098within the sector's middle half▼ 89.9%-€8,650below the sector's middle half-€24,654below the sector's middle half▼ 185%
Equity€98,781within the sector's middle half▼ 2.6%€109,627above the sector's middle half▲ 11.0%€110,725above the sector's middle half▲ 1.0%€102,075within the sector's middle half▼ 7.8%€77,421within the sector's middle half▼ 24.2%
Total assets€255,101within the sector's middle half▼ 2.0%€311,674above the sector's middle half▲ 22.2%€258,596within the sector's middle half▼ 17.0%€286,903within the sector's middle half▲ 10.9%€327,697within the sector's middle half▲ 14.2%
Debt€156,320▼ 1.6%€202,047▲ 29.3%€147,871▼ 26.8%€184,828▲ 25.0%€250,276▲ 35.4%
Working capital-€70,723below the sector's middle half▼ 50.6%-€67,725below the sector's middle half▲ 4.2%-€66,710below the sector's middle half▲ 1.5%-€88,018below the sector's middle half▼ 31.9%-€121,684below the sector's middle half▼ 38.2%
Solvency38.7%within the sector's middle half▼ 0.2pp35.2%within the sector's middle half▼ 3.5pp42.8%within the sector's middle half▲ 7.6pp35.6%within the sector's middle half▼ 7.2pp23.6%within the sector's middle half▼ 12.0pp
Current ratio0.44below the sector's middle half▼ 0.170.62below the sector's middle half▲ 0.190.50below the sector's middle half▼ 0.120.48below the sector's middle half▼ 0.030.50below the sector's middle half▲ 0.02
Return on assets (ROA)-1.0%below the sector's middle half▲ 2.4pp3.5%within the sector's middle half▲ 4.5pp0.4%within the sector's middle half▼ 3.1pp-3.0%below the sector's middle half▼ 3.4pp-7.5%below the sector's middle half▼ 4.5pp
Staff (FTE)10.2▲ 10.9%10.3▲ 1.0%6.7
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11,095 after €4,320 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327,697
Fixed assets
€206,506 ▼ 0.3%
Current assets
€121,191 ▲ 52.1%
Equity and liabilities €327,697
Equity
€77,421 ▼ 24.2%
Debt
€250,276 ▲ 35.4%
Debt's share of the balance-sheet total rises from 64.4% to 76.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,231▼
2024 · €11,865
Cash flow
-€14,790▼
2024 · -€1,105
Debt to equity
3.23▲
2024 · 1.81
ROE
-31.8%▼
2024 · -8.5%
Interest coverage
-0.18▼
2024 · 1.88
Debt ≤ 1 year
€242,874▲
2024 · €167,694
Debt > 1 year
€4,674▼
2024 · €17,134
Income taxes
€6,958▼
2024 · €7,127
Staff costs
€208,392▲
2024 · €192,307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.5%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,534 | - | - |
| Remuneration, social security and pensions62 | €150,448 | €215,739 | €212,821 | €192,307 | €208,392 | ▲ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,505 | €7,556 | €8,735 | €7,545 | €9,864 | ▲ 30.7% |
| Other operating charges640/8 | €12,418 | €4,611 | €4,070 | €2,302 | €35,880 | ▲ 1,459% |
| Gross operating margin9900 | €179,606 | €257,808 | €237,702 | €206,474 | €243,040 | ▲ 17.7% |
| Operating profit (loss)9901 | €9,235 | €29,902 | €12,076 | €4,320 | -€11,095 | ▼ 357% |
| Financial income75/76B | - | €56 | €34 | €481 | €67 | ▼ 86.2% |
| Recurring financial income75 | - | €56 | €34 | €481 | €67 | ▼ 86.2% |
| Non-recurring financial income76B | - | - | - | - | €0 | - |
| Financial charges65/66B | €5,654 | €8,464 | €6,794 | €6,324 | €6,667 | ▲ 5.4% |
| Recurring financial charges65 | €5,654 | €8,464 | €5,780 | €6,324 | €6,667 | ▲ 5.4% |
| Non-recurring financial charges66B | - | - | €1,014 | - | - | - |
| Profit (loss) for the period before taxes9903 | €3,581 | €21,494 | €5,316 | -€1,523 | -€17,696 | ▼ 1,062% |
| Income taxes67/77 | €6,170 | €10,648 | €4,218 | €7,127 | €6,958 | ▼ 2.4% |
| Profit (loss) for the period9904 | -€2,589 | €10,846 | €1,098 | -€8,650 | -€24,654 | ▼ 185% |
| Profit (loss) for the period to be appropriated9905 | -€2,589 | €10,846 | €1,098 | -€8,650 | -€24,654 | ▼ 185% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €255,101 | €311,674 | €258,596 | €286,903 | €327,697 | ▲ 14.2% |
| Fixed assets21/28 | €200,648 | €199,973 | €191,238 | €207,227 | €206,506 | ▼ 0.3% |
| Tangible fixed assets22/27 | €198,602 | €197,927 | €189,192 | €205,181 | €204,460 | ▼ 0.4% |
| Land and buildings22 | €194,967 | €196,272 | €189,192 | €185,327 | €179,928 | ▼ 2.9% |
| Furniture and vehicles24 | €3,635 | €1,655 | - | €19,854 | €24,532 | ▲ 23.6% |
| Financial fixed assets28 | €2,046 | €2,046 | €2,046 | €2,046 | €2,046 | = |
| Current assets29/58 | €54,453 | €111,701 | €67,358 | €79,676 | €121,191 | ▲ 52.1% |
| Amounts receivable within one year40/41 | €26,850 | €53,923 | €45,342 | €64,339 | €44,535 | ▼ 30.8% |
| Trade receivables40 | €22,720 | €35,856 | €37,702 | €63,289 | €41,818 | ▼ 33.9% |
| Other amounts receivable41 | €4,130 | €18,067 | €7,640 | €1,050 | €2,717 | ▲ 159% |
| Cash at bank and in hand54/58 | €24,331 | €55,591 | €20,064 | €14,822 | €74,642 | ▲ 404% |
| Deferred charges and accrued income490/1 | €3,272 | €2,187 | €1,952 | €515 | €2,014 | ▲ 291% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €255,101 | €311,674 | €258,596 | €286,903 | €327,697 | ▲ 14.2% |
| Equity10/15 | €98,781 | €109,627 | €110,725 | €102,075 | €77,421 | ▼ 24.2% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Non-distributable reserves130/1 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Profit (loss) carried forward14 | €31,131 | €41,977 | €43,075 | €34,425 | €9,771 | ▼ 71.6% |
| Amounts payable17/49 | €156,320 | €202,047 | €147,871 | €184,828 | €250,276 | ▲ 35.4% |
| Amounts payable after more than one year17 | €31,144 | €22,621 | €13,803 | €17,134 | €4,674 | ▼ 72.7% |
| Financial debts170/4 | €31,144 | €22,621 | €13,803 | €17,134 | €4,674 | ▼ 72.7% |
| Amounts payable within one year42/48 | €125,176 | €179,426 | €134,068 | €167,694 | €242,874 | ▲ 44.8% |
| Current portion of amounts payable after more than one year42 | €11,758 | €9,029 | €8,818 | €16,624 | €12,461 | ▼ 25.0% |
| Financial debts43 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Credit institutions430/8 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Trade debts44 | €21,338 | €57,554 | €8,132 | €35,876 | €18,839 | ▼ 47.5% |
| Suppliers440/4 | €6,698 | €28,491 | €8,132 | €35,876 | - | - |
| Bills of exchange payable441 | €14,640 | €29,063 | - | - | €18,839 | - |
| Advances received on contracts in progress46 | - | - | - | - | €54,219 | - |
| Taxes, remuneration and social security45 | €19,829 | €45,184 | €29,756 | €22,853 | €60,361 | ▲ 164% |
| Taxes450/3 | €6,099 | €17,447 | €14,955 | €10,139 | €29,169 | ▲ 188% |
| Remuneration and social security454/9 | €13,730 | €27,737 | €14,801 | €12,714 | €31,192 | ▲ 145% |
| Other amounts payable47/48 | €22,251 | €17,659 | €37,362 | €42,341 | €46,996 | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,728 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,589 | €10,846 | €1,098 | -€8,650 | -€24,654 | ▼ 185% |
| + Depreciation and write-downs630 | €7,505 | €7,556 | €8,735 | €7,545 | €9,864 | ▲ 30.7% |
| Operating cash flow (approximation) | €4,916 | €18,402 | €9,833 | -€1,105 | -€14,790 | ▼ 1,238% |
| Investment in fixed assets (approximation) | - | -€6,881 | €0 | -€23,534 | -€9,143 | ▲ 61.1% |
| Change in cash | - | €31,260 | -€35,527 | -€5,242 | €59,820 | ▲ 1,241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€24,654
Net result drops to -€24,654, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 184 days late
2022
31-12
Financial
Back to profitnet €10,846
Net result €10,846 after 4 loss-making years.
31-12
Financial
Equity above €100,000Eq €109,627 ▲11%
Equity rises from €98,781 to €109,627.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 138 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 171 days late
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 132 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 1998
Ground area
1.3 ha
Building footprint
1,270 m²
Parcel 53041B0790/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DOUR IMMO
since 19982.076.017.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53041B0790/00V000 ProtectedSite or landscape |
Wallonia | 1.3 ha | 1 · 1,270 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Recognised contractor
8 categoriesDOUR IMMO SA42716
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443923171
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.