PP HAARD & PARKET

Active

Private limited companyfounded 2015active for 11 yearsHerentalseweg 4, 2440 Geel, BelgiumKBO/BCE: BE 0638.857.143

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PP HAARD & PARKET has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,394) and a net result of €2,735. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 9% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

PP HAARD & PARKETActiveChecked score 54/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 25-09-2015 Normal situation
Legal form: Private limited company
Registered office: Herentalseweg 4, 2440 Geel
Activity: Specialised construction activities NACE 43223and 2 others
Establishment unit: 2.247.611.942 2440 Geel, since 25-09-2015
Financial year end: 31 December
Peppol: Reachable since 22-10-2025

Company details

Board and ownership

Board

LUDIMADirector · permanent representative VAN PEER Nick Kamiel Emerentia

Shareholders

LUDIMA100%annual accounts 2025

Board & ownership

Financial position

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Annual accounts 2025

Gross margin: €210,843; ▼ 12.7%
Turnover: ≈ €650,000; estimated
Profit: €2,735; ▼ 78.2%
Equity: -€12,394; ▲ 18.1%
Total assets: €332,772; ▲ 4.0%
Staff: 2.6 FTE; ▼ 13.3%

2025 accounts filed 36 days before the deadline

Filed on 25-06-2026at the National Bank

Financials

Score breakdownraises riskCapped at 59: negative equityNegative equity -€12,394Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €332,772Liquidity: current ratio 0.81, cash €78,639Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially stronger than 29% of micro companies in specialised construction (NACE 43)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Weak

Solvency 21+1

equity -3.7% of total assets

Liquidity 30+1

short-term debt 103.7% · cash 23.6%

Profitability 49-11

return on assets 0.8%

Bankruptcy probability within 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▼ -0.7 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 1.1%▲ +0.2 percentage points vs 08-2026 10-2026: 0.6%▼ -0.5 percentage points vs 09-2026lowest value

No credit on open account

Liquidity is insufficient, with a current ratio of 0.81 (0.79 in 2024), below 1. Short-term debt is 103.7% and cash 23.6% of total assets. Equity is negative.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 8% of them on solvency, 18% on liquidity, 23% on profitability and 65% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€12,394

NBB · annual accounts

Size: total assets €332,772

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Liquidity: current ratio 0.81, cash €78,639

NBB · annual accounts

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 34902 sector peers (2025).

NBB · sector comparison

Position among 34902 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

36 days early

2024

43 days early

2023

42 days early

2022

47 days early

2021

61 days early

2020

65 days early

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Risk: Negative equitydebts exceed assets in financial year 2025 -€12,394 View
Caution: Less equity than 94% of companies in specialised constructionsector median €57,811 · 34,914 companies -€12,394 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Documents

Key facts about PP HAARD & PARKET

What is the company number of PP HAARD & PARKET?: The company number of PP HAARD & PARKET is 0638.857.143. The VAT number is the same number with BE in front: BE 0638.857.143.
Where is PP HAARD & PARKET based?: The registered office is at Herentalseweg 4, 2440 Geel.Company details
What does PP HAARD & PARKET do?: According to the KBO register, the main activity is specialised construction activities (NACE 43223).
What is the legal form of PP HAARD & PARKET?: The legal form of PP HAARD & PARKET is Private limited company (BV).
When was PP HAARD & PARKET founded?: PP HAARD & PARKET was founded on 25-09-2015.
Is PP HAARD & PARKET still active?: Yes, PP HAARD & PARKET is an active enterprise in the KBO register.
How many employees does PP HAARD & PARKET have?: PP HAARD & PARKET had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PP HAARD & PARKET?: The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €210,843 and 87 comparable companies (NACE 432). It probably lies between €520,000 and €790,000.
Is PP HAARD & PARKET profitable?: In financial year 2025, PP HAARD & PARKET made a profit of €2,735.
Where can I find the annual accounts of PP HAARD & PARKET?: PP HAARD & PARKET filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PP HAARD & PARKET due?: PP HAARD & PARKET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to PP HAARD & PARKET

Parent and group

LUDIMA100%

Comparable companies

These companies have the same main activity as PP HAARD & PARKET: specialised construction activities (NACE 43223). They are comparable in size and age: total assets between €212,000 and €406,000, founded between 2011 and 2019.

Company	Total assets	Gross margin
PP HAARD & PARKET Geel	€332,772	€210,843
DDM INTERIEUR Profondeville	€364,984	€248,936
Hansvanopdorp Buggenhout	€328,302	€133,700
ECOFLAMES Wuustwezel	€244,128	€124,904
GL Technieken Antwerpen	€406,396	€352,730
HAARDEN DE VOS Ingelmunster	€304,304	€125,343
RAMOTOP Bassenge	€212,059	€151,555