RAMOTOP
ActiveSummary
RAMOTOP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €-44k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 11.97 in 2024; short-term debt: 16% and cash: 51.9% of total assets), and 16% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
-20.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-44k
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
47 d early
2023
34 d early
2022
1 d early
2021
5 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2019 · €0
2019: €0
2019 → 2020
Total assets
€212k▼ 10.3%
2024 · €236k
2019: €95k
2020: €122k
2021: €161k
2022: €231k
2023: €276k
2024: €236k
2019 → 2025
Net result
€-44k▼ 136%
2024 · €-19k
2019: €8k
2020: €21k
2021: €30k
2022: €34k
2023: €79k
2024: €-19k
2019 → 2025
Working capital
€114k▼ 25.5%
2024 · €153k
2019: €56k
2020: €82k
2021: €103k
2022: €96k
2023: €196k
2024: €153k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€162k▲ 26.6%€241k▲ 49.1%€222k▼ 7.8%€178k▼ 19.9%
Operating result€39k-€46k▲ 19.6%€102k▲ 121%€-18k€-44k▼ 143%
Net result€30k-€34k▲ 13.8%€79k▲ 134%€-19k€-44k▼ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €18k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€64k ▼ 7.5%
Current assets
€148k ▼ 11.4%
Equity and liabilities €212k
Equity
€178k ▼ 19.9%
Debt
€34k ▲ 143%
Debt's share of the balance-sheet total rises from 5.9% to 16.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-18k▼
2024 · €3k
Cash flow
€-18k▼
2024 · €2k
Current ratio
4.36▼
2024 · 11.97
Quick ratio
4.15▼
2024 · 10.87
Debt to equity
0.19▲
2024 · 0.06
ROE
-24.9%▼
2024 · -8.5%
ROA
-20.9%▼
2024 · -8.0%
Interest coverage
-26.12▼
2024 · 3.53
Debt ≤ 1 year
€34k▲
2024 · €14k
Staff costs
€162k▼
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€236k€212k▼
Fixed assets21/28€69k€64k▼
Tangible fixed assets22/27€68k€63k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€48k€46k▼
Other tangible fixed assets26€18k€16k▼
Financial fixed assets28€730€730=
Current assets29/58€167k€148k▼
Stocks and contracts in progress3€15k€7k▼
Stocks30/36€15k€7k▼
Amounts receivable within one year40/41€24k€30k▲
Trade receivables40€1k€9k▲
Other amounts receivable41€23k€21k▼
Cash at bank and in hand54/58€126k€110k▼
Deferred charges and accrued income490/1€2k€626▼
Equity and liabilities
Total equity and liabilities10/49€236k€212k▼
Equity10/15€222k€178k▼
Contributions10/11€6k€6k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Profit (loss) carried forward14€199k€155k▼
Amounts payable17/49€14k€34k▲
Amounts payable within one year42/48€14k€34k▲
Trade debts44€394€3k▲
Suppliers440/4€394€3k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€11k€24k▲
Other amounts payable47/48€637€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€163k€162k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€27k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€0€3k▲
Gross operating margin9900€170k€152k▼
Operating profit (loss)9901€-18k€-44k▼
Financial income75/76B€294€858▲
Recurring financial income75€11€11▲
Non-recurring financial income76B€283€847▲
Financial charges65/66B€792€684▼
Recurring financial charges65€792€684▼
Profit (loss) for the period before taxes9903€-19k€-44k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-19k€-44k▼
Profit (loss) for the period to be appropriated9905€-19k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€199k€155k▼
Profit (loss) brought forward from the previous period14P€218k€199k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Resignation: SLENTER Benoît (director)Appointment: SLENTER Hélène (director) · Share transfer4 facts ▸
State Gazette act
Resignation: SLENTER Benoît (director)
Appointment: SLENTER Hélène (director) · Share transfer4 facts ▸
- General meeting, 03/03/2026
- Director resignation, SLENTER Benoît (director)
- Director appointment, SLENTER Hélène (director)
- Share transfer, SLENTER Benoît → SLENTER Hélène
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
2024
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €79k ▲134%
Operating result €102k, net result €79k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 6.68
Current ratio from 2.39 to 6.68; short-term debt falls from €69k to €35k.
30-06
Financial
Equity above €200kEq €241k ▲49.1%
5 profitable years in a row build equity to €241k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €162k ▲26.6%
4 profitable years in a row build equity to €162k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €128k ▲30.5%
3 profitable years in a row build equity to €128k.
Show earlier events
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
SLENTER Hélène
CurrentDirector · since 25-03-2026
25-03-2026
SLENTER Hélène: Appointed as Director
25-03-2026
SLENTER Benoît: Resigned as Director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2015
Ground area
490 m²
Building footprint
103 m²
Volume, LiDAR
886 m³
Parcel 62017C0108/00R000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RAMOTOP
since 20152.240.318.037
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62017C0108/00R000 | Wallonia | 490 m² | 1 · 103 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 25-03-2026 ↗
- SLENTER Benoît to SLENTER Hélène “la totalité de ses actions”
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 495 companies in sector 43223 we hold annual accounts for 114. 94 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2015
Fiscal year end30-06
Activities, NACEBEL 2025
43223Specialised construction activities
47529Retail trade
33110Repair and maintenance of fabricated metal products
42219Civil engineering
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43990Other specialised construction activities
47521Retail sale of hardware, building materials, paint and glass (general range)
47559Retail sale of other household articles
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.