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LUDIMA

Active
Private limited companyfounded 2003active for 23 yearsHerentalseweg 4A, 2440 Geel, BelgiumKBO/BCE: BE 0480.219.581
Summary

LUDIMA has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €611,595 and a net result of -€7,182. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 74% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
LUDIMAActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€883,424total assets 2025
Equity
€611,595
Loss
-€7,182
Turnover not published (abbreviated or micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Holdings
1
2025 accounts 31 days early1 of 5 deeds summarised
Why 84raises riskLiquidity: current ratio 1.81, cash €2,877, halvedSector: Specialised construction activities (NACE 43)lowers riskFounded in 2003Size: total assets €883,424Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 94+3
equity 69.2% of total assets
Liquidity 50-1
short-term debt 8.3% · cash 0.3%
Profitability 40-30
return on assets -0.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.81, compared with 2.54 in 2024, above the usual 1.5; short-term debt: 8.3% and cash: 0.3% of total assets), and 30.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 44% on liquidity, 20% on profitability and 32% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.81, cash €2,877, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €883,424
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
43 days early
2023
42 days early
2022
47 days early
2021
61 days early
2020
57 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€7,182
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 14% on net resultsector median €10,238 · 34,715 companies -€7,182 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€883,424
Loss
-€7,182
Solvency
69.2%
Total assets▼ 5.1%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • VAN PEER Nick Kamiel EmerentiaDirector
  • VAN TENDELOO AnnDirector
Go to Board & ownership

Timeline

Events
26
Since
2005
Next accounts
by 31-07-2027
  1. 19-06-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2025
  3. 14-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
13-05-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about LUDIMA

What is the company number of LUDIMA?
0480.219.581. In Belgium the VAT number is the company number with BE in front: BE 0480.219.581.
Where is LUDIMA based?
The registered office is at Herentalseweg 4A, 2440 Geel.Company details
What does LUDIMA do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of LUDIMA?
Private limited company (BV).
When was LUDIMA founded?
On 13-05-2003.
Is LUDIMA still active?
Yes, LUDIMA is an active enterprise in the KBO register.
What is the turnover of LUDIMA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LUDIMA profitable?
In financial year 2025, LUDIMA made a loss of €7,182.
Where can I find the annual accounts of LUDIMA?
LUDIMA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUDIMA due?
By 31-07-2027, for financial year 2026.Timeline

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