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POLDERS

Active Private limited companyfounded 2000active for 26 yearsSpalbeekstraat 123, 3510 HasseltKBO/BCE: BE 0473.055.934

Lifetime

18 annual accounts with figures on one time axis, 23 filings since 2001
Gross marginpeak €97,278 (2025)
€97,278▲ 2.4%
Resultlowest -€27,699 (2009)
€50,376▲ 1.2%
Equitypeak €217,400 (2025)
€217,400▲ 30.2%
Debts
€218,619▲ 10.6%
Staffpeak 10 FTE (2007)
-not published
Board1 name since 2000
1 directorPOLDERS Christiane Irma
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Equity from €167,024 to €217,400Investments €84,457Cash from €28,095 to €15,090

Key points

from the 2025 annual accounts

Equity

€217,400 ▲ 30.2%
€167,0002024€217,0002025

Equity rose in 2025 from €167,024 to €217,400.

Turnover

≈ €270,000 estimated

The micro format states no turnover.

Investments

€94,510 6.0 × depreciation
2022202320242025

Green is investment, beige is depreciation. Machinery stands 79.9% higher than in 2024.

Staff

1.3 FTE from 10 in 2007

Between 2007 and 2025, 87% of the full-time equivalents disappeared.

Filings

23 annual accounts since 2001
deadline20102020

Six of the last ten came late. The 2018 accounts came latest: 728 days after the end of the period.

Position in the sector

€217,400

More equity than 87% of companies in building services and landscaping. Sector median €44,781 · 5,705 companies.

Checked score

71
Healthy
Financially stronger than 56% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 7.7%highest value 01-2025: 3.2%▼ -4.5 percentage points vs 12-2024 02-2025: 3.7%▲ +0.5 percentage points vs 01-2025 03-2025: 0.8%▼ -2.9 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▼ -0.3 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026lowest value 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026

Financial strength
Strong

Solvency
75+4equity 49.9% of total assets
Liquidity
38-5short-term debt 36.4% · cash 3.5%
Profitability
83-3return on assets 11.6%

Score breakdown

raises risk
Sector: Services to buildings and landscape activities (NACE 81)
1 of the last 3 accounts late
Liquidity: current ratio 0.26, cash €15,090
lowers risk
Founded in 2000
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 59% of them on solvency, 29% on liquidity, 64% on profitability and 72% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as POLDERS has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of POLDERS itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for POLDERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.26 (0.29 in 2024), below 1. Short-term debt is 36.4% and cash 3.5% of total assets. 50.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.26, cash €15,090
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
28 days late
2023
312 days late
2022
677 days late
2020
28 days late
2019
363 days late
2018
728 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 305 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 February (4 of the last 5 accounts filed within 284 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PC
Director, since 04-07-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0473055934
Resignation: POLDERS Christiane Irma (manager) Reappointment: POLDERS Christiane Irma (director) · “De bedeling van reclamedrukwerken en publiciteitsbladen; Het uitvoeren van allerhande klusdiensten, onder…” (deed in Dutch) · Director discharge: POLDERS Christiane Irma · General meeting of 25-06-2024 · Gazette deed
First establishment Spalbeekstraat 123, Hasselt
Incorporation published on 25-10-2000 · Gazette deed
All 34 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
POLDERS Hasselt €436,020 €97,278 49.9% -
ANTHONISSEN - ANDRADE Genk €436,424 €79,361 91.1% -
AYNET Uccle €410,988 €95,126 87.2% -
JOVI CLEAN Bastogne €382,551 €100,547 30.0% -
V.E.K.O. Knokke-Heist €381,126 €76,883 46.7% -
CLECOB Ghent €339,980 €92,118 78.8% -
NEWPRO CLEANING & SERVICES Ramillies €458,669 €131,534 63.1% -

These companies have the same main activity as POLDERS: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €340,000 and €459,000, founded between 1998 and 2002.

Official details

Source: KBO
Status
Active since 17-10-2000Normal situation
Activity
General cleaning of buildingsNACE 81210and 3 others
Joint committees
100Auxiliary committee for blue-collar workers
200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
Establishment unit
2.101.216.6713510 Hasselt, since 16-02-2001
Financial year end
30 June
Peppol
Reachable since 15-09-2025
Company details

Annual accounts to 30-06-2025

Total assets
€436,020▲ 19.6%
Employeeson 30-06-2025
1
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on POLDERS

POLDERS files the micro format. That format states no turnover. The gross margin rose from €86,960 in 2007 to €97,278 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about POLDERS

What is the company number of POLDERS?
The company number of POLDERS is 0473.055.934. The VAT number is the same number with BE in front: BE 0473.055.934.
Where is POLDERS based?
The registered office is at Spalbeekstraat 123, 3510 Hasselt.Company details
What does POLDERS do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of POLDERS?
POLDERS is a private limited company (BV).
When was POLDERS founded?
POLDERS was founded on 17-10-2000.
Is POLDERS still active?
Yes, POLDERS is an active enterprise in the KBO register.
How many employees does POLDERS have?
POLDERS had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does POLDERS fall under?
In its 30-06-2025 annual accounts, POLDERS states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of POLDERS?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €97,278 and 33 comparable companies (NACE 81210). It probably lies between €190,000 and €450,000.
Is POLDERS profitable?
In financial year 2025, POLDERS made a profit of €50,376.
Where can I find the annual accounts of POLDERS?
POLDERS filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POLDERS due?
POLDERS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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