POLDERS
ActivePOLDERS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €50k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-3
Solvency75▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.29 in 2024; short-term debt: 36.4% and cash: 3.5% of total assets), and 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
312 d late
2022
677 d late
2020
28 d late
2019
363 d late
2018
728 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 30.2%
2024 · €167k
2019: €112k
2020: €120k
2022: €117k
2023: €117k
2024: €167k
2019 → 2025
Total assets
€436k▲ 19.6%
2024 · €365k
2019: €252k
2020: €244k
2022: €327k
2023: €338k
2024: €365k
2019 → 2025
Net result
€50k▲ 1.2%
2024 · €50k
2019: €6k
2020: €8k
2022: €-8k
2023: €232
2024: €50k
2019 → 2025
Working capital
€-118k▼ 25.4%
2024 · €-94k
2019: €-26k
2020: €-13k
2022: €-115k
2023: €-124k
2024: €-94k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€120k-€117k▼ 2.8%€117k▲ 0.2%€167k▲ 42.5%€217k▲ 30.2%
Operating result€15k-€-4k€10k€69k▲ 559%€64k▼ 7.5%
Net result€8k-€-8k€232€50k▲ 21,412%€50k▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €436k
Fixed assets
€395k▲ 21.0%
Current assets
€41k▲ 7.0%
Equity and liabilities €436k
Equity
€217k▲ 30.2%
Debt
€219k▲ 10.6%
The debt ratio falls from 54.2% to 50.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €83k
Cash flow
€66k▲
2024 · €63k
Solvency
49.9%▲
2024 · 45.8%
Current ratio
0.26▼
2024 · 0.29
Quick ratio
0.26▼
2024 · 0.29
Debt / equity
1.01▼
2024 · 1.18
ROE
23.2%▼
2024 · 29.8%
ROA
11.6%▼
2024 · 13.7%
Interest coverage
25.50▲
2024 · 21.74
Debt
€219k▲
2024 · €198k
Debt ≤ 1 year
€158k▲
2024 · €132k
Debt > 1 year
€60k▼
2024 · €66k
Income taxes
€11k▼
2024 · €15k
Staff costs
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€436k▲
Fixed assets21/28€327k€395k▲
Tangible fixed assets22/27€327k€395k▲
Land and buildings22€310k€386k▲
Plant, machinery and equipment23€5k€9k▲
Furniture and vehicles24€1k€56▼
Assets under construction and advance payments27€10k-
Current assets29/58€38k€41k▲
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€1k€17k▲
Cash at bank and in hand54/58€28k€15k▼
Equity and liabilities
Total equity and liabilities10/49€365k€436k▲
Equity10/15€167k€217k▲
Contributions10/11€20k€20k=
Reserves13€32k€82k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€30k€82k▲
Profit (loss) carried forward14€115k€115k▲
Amounts payable17/49€198k€219k▲
Amounts payable after more than one year17€66k€60k▼
Financial debts170/4€66k€60k▼
Amounts payable within one year42/48€132k€158k▲
Current portion of amounts payable after more than one year42€6k€6k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€51-
Other amounts payable47/48€119k€145k▲
Income statement
Code20242025
Non-recurring operating income76A-€386
Remuneration, social security and pensions62€10k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€95k€97k▲
Operating profit (loss)9901€69k€64k▼
Financial income75/76B€15€674▲
Recurring financial income75€15€674▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€65k€61k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€50k€50k▲
Profit (loss) for the period to be appropriated9905€50k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€165k▲
Profit (loss) brought forward from the previous period14P€65k€115k▲
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €50k ▲1.2%
Net result €50k, the highest in the series.
30-06
Financial
Equity above €200kEq €217k ▲30.2%
3 profitable years in a row build equity to €217k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 312 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 677 days late
30-06
Financial
Equity above €150kEq €167k ▲42.5%
2 profitable years in a row build equity to €167k.
2023
30-06
Financial
Back to profitnet €232
Net result €232 after one loss-making year.
2022
30-06
Financial
Weakest financial yearnet €-8k ▼195%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 363 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 728 days late
2018
06-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
04-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spalbeekstraat 1233510 HasseltGround area
1,160 m²
Building footprint
122 m²
Parcel 71054A0091/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
Spalbeekstraat 123, 3510 Hasselt
since 20012.101.216.671
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71054A0091/00W000 | Flanders | 1,160 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NETTIS
BE 0788.309.595
Elsene · Eq €218k
GROUP LINDSAY CLEANING
BE 1008.579.769
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Extranet
BE 0652.601.548
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DIENSTENCHEQUES FEELGREEN
BE 0564.721.429
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MR CLEAN
BE 0793.556.010
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Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 1,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2000
Fiscal year end30-06
Activities, NACEBEL
73110Advertising agencies
81210General cleaning of buildings
73120Media representation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.