AYNET
ActiveSummary
AYNET has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358,556 and a net result of €41,795. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 9.32 against 5.06 in 2024; short-term debt: 10.3% and cash: 7.7% of total assets), and 12.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
72 d early
2023
41 d early
2022
55 d early
2021
38 d early
2020
36 d early
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€256,388
EBIT margin
33.5%
Net result
€41,795▼ 64.5%
2024 · €117,817
Working capital
€350,955▲ 5.2%
2024 · €333,638
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€256,388
Operating result€66,197▲ 37.4%€28,405▼ 57.1%€228,305▲ 704%€117,817▼ 48.4%€85,816▼ 27.2%
Net result€59,683within the sector's middle half▲ 43.5%€14,437within the sector's middle half▼ 75.8%€149,097above the sector's middle half▲ 933%€117,817above the sector's middle half▼ 21.0%€41,795within the sector's middle half▼ 64.5%
EBIT margin33.5%
Equity€145,410within the sector's middle half▲ 15.7%€159,847within the sector's middle half▲ 9.9%€253,944within the sector's middle half▲ 58.9%€316,761above the sector's middle half▲ 24.7%€358,556within the sector's middle half▲ 13.2%
Total assets€145,489below the sector's middle half▼ 14.5%€242,254below the sector's middle half▲ 66.5%€380,503below the sector's middle half▲ 57.1%€426,813above the sector's middle half▲ 12.2%€410,988within the sector's middle half▼ 3.7%
Debt€79▼ 99.8%€82,407▲ 104,319%€126,559▲ 53.6%€110,052▼ 13.0%€52,432▼ 52.4%
Working capital€131,205▲ 31.5%€139,287▲ 6.2%€291,082▲ 109%€333,638▲ 14.6%€350,955▲ 5.2%
Solvency99.9%above the sector's middle half▲ 26.1pp66.0%above the sector's middle half▼ 34.0pp66.7%above the sector's middle half▲ 0.8pp74.2%above the sector's middle half▲ 7.5pp87.2%above the sector's middle half▲ 13.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410,988
Fixed assets
€17,841 ▲ 63.2%
Current assets
€393,148 ▼ 5.5%
Equity and liabilities €410,988
Equity
€358,556 ▲ 13.2%
Debt
€52,432 ▼ 52.4%
Debt's share of the balance-sheet total falls from 25.8% to 12.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91,398▼
2024 · €121,420
Cash flow
€47,377▼
2024 · €121,420
Current ratio
9.32▲
2024 · 5.06
Quick ratio
9.25▲
2024 · 5.02
Debt to equity
0.15▼
2024 · 0.35
ROE
11.7%▼
2024 · 37.2%
ROA
10.2%▼
2024 · 27.6%
Interest coverage
115.75
Debt ≤ 1 year
€42,192▼
2024 · €82,245
Debt > 1 year
€10,240▼
2024 · €27,808
Income taxes
€43,237
Staff costs
€397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €256,388 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €161,262 | - |
| Remuneration, social security and pensions62 | - | €215 | - | - | €397 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,865 | €27,747 | €9,410 | €3,603 | €5,582 | ▲ 54.9% |
| Other operating charges640/8 | €872 | €6,722 | €512 | €863 | €3,330 | ▲ 286% |
| Gross operating margin9900 | €82,935 | €63,090 | €238,226 | €122,283 | €95,126 | ▼ 22.2% |
| Operating profit (loss)9901 | €66,197 | €28,405 | €228,305 | €117,817 | €85,816 | ▼ 27.2% |
| Financial income75/76B | - | - | - | - | €5 | - |
| Recurring financial income75 | - | - | - | - | €5 | - |
| Financial charges65/66B | - | €876 | €79,207 | - | €790 | - |
| Recurring financial charges65 | - | €876 | €79,207 | - | €790 | - |
| Non-recurring financial charges66B | - | - | €79,207 | - | - | - |
| Profit (loss) for the period before taxes9903 | €66,197 | €27,529 | €149,097 | €117,817 | €85,032 | ▼ 27.8% |
| Income taxes67/77 | €6,514 | €13,093 | - | - | €43,237 | - |
| Profit (loss) for the period9904 | €59,683 | €14,437 | €149,097 | €117,817 | €41,795 | ▼ 64.5% |
| Profit (loss) for the period to be appropriated9905 | €59,683 | €14,437 | €149,097 | €117,817 | €41,795 | ▼ 64.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €145,489 | €242,254 | €380,503 | €426,813 | €410,988 | ▼ 3.7% |
| Fixed assets21/28 | €14,205 | €85,137 | €10,220 | €10,931 | €17,841 | ▲ 63.2% |
| Tangible fixed assets22/27 | €12,205 | €83,137 | €8,220 | €8,931 | €11,641 | ▲ 30.3% |
| Plant, machinery and equipment23 | €2,065 | €1,033 | - | €3,451 | €3,451 | = |
| Furniture and vehicles24 | €10,140 | €82,104 | €8,220 | €5,480 | €8,190 | ▲ 49.5% |
| Financial fixed assets28 | €2,000 | €2,000 | €2,000 | €2,000 | €6,200 | ▲ 210% |
| Current assets29/58 | €131,284 | €157,117 | €370,283 | €415,883 | €393,148 | ▼ 5.5% |
| Stocks and contracts in progress3 | €1,926 | €2,936 | €2,936 | €2,936 | €2,936 | = |
| Stocks30/36 | €1,926 | €2,936 | €2,936 | €2,936 | €2,936 | = |
| Amounts receivable within one year40/41 | €103,465 | €102,260 | €306,956 | €259,364 | €358,625 | ▲ 38.3% |
| Trade receivables40 | €64,977 | €81,518 | €210,849 | €163,275 | €197,510 | ▲ 21.0% |
| Other amounts receivable41 | €38,488 | €20,741 | €96,107 | €96,089 | €161,115 | ▲ 67.7% |
| Current investments50/53 | - | - | €60,391 | €153,583 | - | - |
| Cash at bank and in hand54/58 | €25,894 | €51,922 | - | - | €31,587 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €145,489 | €242,254 | €380,503 | €426,813 | €410,988 | ▼ 3.7% |
| Equity10/15 | €145,410 | €159,847 | €253,944 | €316,761 | €358,556 | ▲ 13.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | €18,600 | - | €18,600 | - |
| Issued capital100 | €18,600 | - | €18,600 | - | €18,600 | - |
| Outside capital11 | - | €18,600 | - | €18,600 | - | - |
| Share premium1100/10 | - | €18,600 | - | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €124,950 | €139,387 | €233,484 | €296,301 | €338,096 | ▲ 14.1% |
| Amounts payable17/49 | €79 | €82,407 | €126,559 | €110,052 | €52,432 | ▼ 52.4% |
| Amounts payable after more than one year17 | - | €64,578 | €47,358 | €27,808 | €10,240 | ▼ 63.2% |
| Financial debts170/4 | - | €64,578 | €47,358 | €27,808 | €10,240 | ▼ 63.2% |
| Amounts payable within one year42/48 | €79 | €17,830 | €79,202 | €82,245 | €42,192 | ▼ 48.7% |
| Current portion of amounts payable after more than one year42 | - | €16,790 | €17,220 | €19,550 | €17,568 | ▼ 10.1% |
| Trade debts44 | €79 | €1,040 | €6,982 | €6,982 | €24,624 | ▲ 253% |
| Suppliers440/4 | €79 | €1,040 | €6,982 | €6,982 | €24,624 | ▲ 253% |
| Taxes, remuneration and social security45 | - | - | - | €713 | - | - |
| Taxes450/3 | - | - | - | €713 | - | - |
| Other amounts payable47/48 | - | - | €55,000 | €55,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,683 | €14,437 | €149,097 | €117,817 | €41,795 | ▼ 64.5% |
| + Depreciation and write-downs630 | €15,865 | €27,747 | €9,410 | €3,603 | €5,582 | ▲ 54.9% |
| Operating cash flow (approximation) | €75,549 | €42,184 | €158,507 | €121,420 | €47,377 | ▼ 61.0% |
| Investment in fixed assets (approximation) | - | -€98,680 | €65,507 | -€4,313 | -€12,492 | ▼ 190% |
| Change in cash | - | €26,028 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €149,097 ▲933%
Operating result €228,305, net result €149,097, both a record.
31-12
Financial
Equity above €200,000Eq €253,944 ▲58.9%
6 profitable years in a row build equity to €253,944.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €14,437 ▼75.8%
Net result drops to €14,437, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150,000Eq €159,847 ▲9.9%
5 profitable years in a row build equity to €159,847.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 513current ratio 1663.51
Current ratio from 3.24 to 1663.51; short-term debt falls from €44,500 to €79.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
31-12
Financial
Liquidity times 124current ratio 456.63
Current ratio from 3.67 to 456.63; short-term debt falls from €31,503 to €234.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2002
Ground area
236 m²
Building footprint
231 m²
Volume, LiDAR
1,192 m³
Parcel 21612D0212/00M002, Brussels · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AYNET-PEINTURE
since 20022.098.807.608
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0212/00M002 | Brussels | 236 m² | 1 · 231 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 75 companies in sector 47524 we hold annual accounts for 47. 32 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47524Retail trade
81210General cleaning of buildings
43332Laying of wooden floor and wall coverings
43350Other building finishing work
77221Rental and leasing activities
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475906942
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.