JOVI CLEAN
ActiveJOVI CLEAN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €17k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency55▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.33 in 2024; short-term debt: 16.1% and cash: 21.1% of total assets), but 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
5 d late
2023
8 d early
2022
38 d early
2021
52 d early
2020
26 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 11.8%
2024 · €103k
2018: €53k
2019: €70k
2020: €74k
2021: €85k
2022: €93k
2023: €104k
2024: €103k
2018 → 2025
Total assets
€383k▼ 1.5%
2024 · €389k
2018: €179k
2019: €185k
2020: €174k
2021: €189k
2022: €191k
2023: €193k
2024: €389k
2018 → 2025
Net result
€17k▲ 11.7%
2024 · €15k
2018: €14k
2019: €17k
2020: €4k
2021: €12k
2022: €9k
2023: €19k
2024: €15k
2018 → 2025
Working capital
€45k▲ 99.9%
2024 · €23k
2018: €35k
2019: €36k
2020: €50k
2021: €68k
2022: €89k
2023: €94k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€93k▲ 9.7%€104k▲ 12.5%€103k▼ 1.7%€115k▲ 11.8%
Operating result€20k-€17k▼ 14.9%€25k▲ 51.1%€27k▲ 7.7%€31k▲ 14.7%
Net result€12k-€9k▼ 24.0%€19k▲ 107%€15k▼ 19.5%€17k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €383k
Fixed assets
€276k▼ 7.5%
Current assets
€106k▲ 18.1%
Equity and liabilities €383k
Equity
€115k▲ 11.8%
Debt
€268k▼ 6.3%
The debt ratio falls from 73.6% to 70.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €43k
Cash flow
€39k▲
2024 · €31k
Solvency
30.0%▲
2024 · 26.4%
Current ratio
1.73▲
2024 · 1.33
Quick ratio
1.73▲
2024 · 1.33
Debt / equity
2.33▼
2024 · 2.78
ROE
14.7%▼
2024 · 14.7%
ROA
4.4%▲
2024 · 3.9%
Interest coverage
5.79▼
2024 · 6.64
Debt
€268k▼
2024 · €286k
Debt ≤ 1 year
€61k▼
2024 · €68k
Debt > 1 year
€206k▼
2024 · €218k
Income taxes
€5k▼
2024 · €6k
Staff costs
€45k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€383k▼
Fixed assets21/28€298k€276k▼
Tangible fixed assets22/27€298k€276k▼
Land and buildings22€247k€234k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€47k€41k▼
Current assets29/58€90k€106k▲
Amounts receivable within one year40/41€27k€21k▼
Trade receivables40€27k€21k▼
Other amounts receivable41€403€20▼
Current investments50/53€5k€0▼
Cash at bank and in hand54/58€51k€81k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€389k€383k▼
Equity10/15€103k€115k▲
Contributions10/11€15k€15k=
Reserves13€59k€72k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€59k€72k▲
Profit (loss) carried forward14€29k€28k▼
Amounts payable17/49€286k€268k▼
Amounts payable after more than one year17€218k€206k▼
Financial debts170/4€218k€206k▼
Amounts payable within one year42/48€68k€61k▼
Current portion of amounts payable after more than one year42€14k€12k▼
Financial debts43€693€1k▲
Other loans439€693€1k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€6k€6k▼
Other amounts payable47/48€32k€30k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€45k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€22k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€600
Gross operating margin9900€90k€101k▲
Operating profit (loss)9901€27k€31k▲
Financial income75/76B€685€389▼
Recurring financial income75€685€389▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€21k€22k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€15k€17k▲
Profit (loss) for the period to be appropriated9905€15k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€45k▲
Profit (loss) brought forward from the previous period14P€29k€28k▼
Transfer from equity791/2€19k€4k▼
Transfer to equity691/2€17k€17k▼
To contributions691€2k-
To other reserves6921€15k€17k▲
Profit to be distributed694/7€17k€4k▼
Return on contributions (dividend)694€17k€4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲107%
Net result €19k, the highest in the series.
31-12
Financial
Equity above €100kEq €104k ▲12.5%
6 profitable years in a row build equity to €104k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼77%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Strée(Withimont) 66687 BastogneGround area
475 m²
Building footprint
84 m²
Volume, LiDAR
474 m³
Parcel 82016A2221/00K000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Strée(Withimont) 6, 6687 Bastogne
since 20022.115.189.522
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82016A2221/00K000 | Wallonia | 475 m² | 1 · 83 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GISO.SERVICES
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Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2002
Fiscal year end31-12
Activities, NACEBEL
74700
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475961752