Equity
€114,857 ▲ 11.8%
JOVI CLEAN has made a profit without a break since 2013.
JOVI CLEAN
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003Gross marginpeak €105,825 (2023)
€100,547▲ 11.7%
Resultlowest -€2,050 (2012)
€16,860▲ 11.7%
Equitypeak €114,857 (2025)
€114,857▲ 11.8%
Debts
€267,694▼ 6.3%
Staffpeak 0.9 FTE (2019)
-not published
Board1 name since 2002
1 directorJoris VERHAERT
Owners
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Dividend €3,869Cash from €51,328 to €80,865
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 52% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Liquidity: current ratio 1.73, cash €80,865
Founded in 2002
Size: total assets €382,551
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 37% of them on solvency, 75% on liquidity, 42% on profitability and 55% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as JOVI CLEAN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOVI CLEAN itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for JOVI CLEAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (1.33 in 2024), above the usual 1.5. Short-term debt is 16.1% and cash 21.1% of total assets. However, 70% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
5 days late
2023
8 days early
2022
38 days early
2021
52 days early
2020
26 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0478502978
Change of role: Joris VERHAERT, from manager to director
Director discharge: Joris VERHAERT · Legal-form conversion: from private limited company (pre-2019) to private limited company · Name clause: JOVI CLEAN · General meeting of 27-12-2023 · Gazette deed
First establishment
Rue de la Strée (Withimont) 6, Bastogne
Incorporation
published on 14-10-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| JOVI CLEAN Bastogne | €382,551 | €100,547 | 30.0% | - |
| VAN GUCHT DAVID Merchtem | €340,551 | €94,966 | 79.8% | - |
| Insectira Hannut | €348,698 | €108,465 | 67.5% | - |
| M.C.S. PARTNERS Watermael-Boitsfort | €349,545 | €120,147 | 89.1% | - |
| Laru Aalter | €378,782 | €124,828 | -5.0% | - |
| CLECOB Ghent | €339,980 | €92,118 | 78.8% | - |
| S.W.CLEAN Boutersem | €318,347 | €118,907 | 88.0% | - |
These companies have the same main activity as JOVI CLEAN: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €318,000 and €379,000, founded between 1998 and 2003.
Official details
Source: KBO- Status
- Active since 07-10-2002Normal situation
- Activity
- Other building cleaning and industrial cleaningNACE 81220and 3 others
- Joint committees
- 121Cleaning
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.115.189.5226687 Bastogne, since 09-12-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 31-08-2025
Annual accounts 2025
- Total assets
- €382,551▼ 1.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 20-08-2026
Insights on JOVI CLEAN
JOVI CLEAN files the micro format. That format states no turnover. The gross margin rose from €9,445 in 2006 to €100,547 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOVI CLEAN
- What is the company number of JOVI CLEAN?
- The company number of JOVI CLEAN is 0478.502.978. The VAT number is the same number with BE in front: BE 0478.502.978.
- Where is JOVI CLEAN based?
- The registered office is at Rue de la Strée (Withimont) 6, 6687 Bastogne.Company details
- What does JOVI CLEAN do?
- According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
- What is the legal form of JOVI CLEAN?
- JOVI CLEAN is a private limited company (BV).
- When was JOVI CLEAN founded?
- JOVI CLEAN was founded on 07-10-2002.
- Is JOVI CLEAN still active?
- Yes, JOVI CLEAN is an active enterprise in the KBO register.
- How many employees does JOVI CLEAN have?
- JOVI CLEAN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JOVI CLEAN fall under?
- In its 2025 annual accounts, JOVI CLEAN states joint committees 121 (Cleaning) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of JOVI CLEAN?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €100,547 and 36 comparable companies (NACE 812). It probably lies between €200,000 and €580,000.
- Is JOVI CLEAN profitable?
- In financial year 2025, JOVI CLEAN made a profit of €16,860.
- Where can I find the annual accounts of JOVI CLEAN?
- JOVI CLEAN filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOVI CLEAN due?
- JOVI CLEAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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