Skip to content

PointerLogic

Active
Private limited companyfounded 20242 yrs activeLindestraat 93, 3545 Halen, BelgiumKBO/BCE: BE 1004.722.535
Summary

PointerLogic has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,615 and a net result of €1,115. Its solvency ranks better than 26% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€12,507total assets 2025
Equity
€3,615
Profit
€1,115
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 43 d early1 of 2 deeds read
Why 88- 1 change of registered office in 24 months- Founded in 2024+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.13, cash €8,538Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 54
equity 28.9% of total assets
Liquidity 62
short-term debt 71.1% · cash 68.3%
Profitability 80
return on assets 8.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 02-2025: 0.4% 03-2025: 0.4%▲ +2.1% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%▲ +1.6% vs 04-2025 06-2025: 0.4%▲ +2.3% vs 05-2025 07-2025: 0.4%▲ +11.6% vs 06-2025 08-2025: 0.5%▲ +14.2% vs 07-2025 09-2025: 0.5%▲ +0.8% vs 08-2025 10-2025: 0.5%▲ +3.1% vs 09-2025 11-2025: 0.5%▼ -1.5% vs 10-2025 12-2025: 0.6%▲ +11.4% vs 11-2025highest value 01-2026: < 0.1%▼ -91.5% vs 12-2025lowest value 02-2026: 0.1%▲ +10.2% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -1.9% vs 06-2026 08-2026: 0.1%▲ +164% vs 07-2026 09-2026: 0.1%▲ +0.7% vs 08-2026 10-2026: 0.2%▲ +15.6% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 1.13, cash €8,538 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Founded in 2024 raises the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 28%, liquidity 45%, profitability 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.13, cash €8,538
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
43 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfiscal year 2025 · micro…

Financials · fiscal year 2025, micro schema

Equity
€3,615
Total assets
€12,507
Net result
€1,115
Working capital
€1,121

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €12,507
Fixed assets €2,494
Current assets €10,013
Equity and liabilities €12,507
Equity €3,615
Debt €8,892
Debt finances 71.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1,778
Cash flow
€1,438
Current ratio
1.13
Debt to equity
2.46
ROE
30.8%
ROA
8.9%
Interest coverage
18.74
Debt ≤ 1 year
€8,892
Income taxes
€245

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€12,507
Fixed assets21/28€2,494
Tangible fixed assets22/27€2,494
Plant, machinery and equipment23€2,494
Current assets29/58€10,013
Amounts receivable within one year40/41€1,475
Trade receivables40€1,475
Cash at bank and in hand54/58€8,538
Equity and liabilities
Total equity and liabilities10/49€12,507
Equity10/15€3,615
Contributions10/11€2,500
Reserves13€1,115
Distributable reserves133€1,115
Amounts payable17/49€8,892
Amounts payable within one year42/48€8,892
Trade debts44€1,589
Suppliers440/4€1,589
Taxes, remuneration and social security45€7,303
Taxes450/3€5,303
Remuneration and social security454/9€2,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€50
Gross operating margin9900€1,828
Operating profit (loss)9901€1,455
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€1,360
Income taxes67/77€245
Profit (loss) for the period9904€1,115
Profit (loss) for the period to be appropriated9905€1,115
Appropriation of the result
Profit (loss) to be appropriated9906€1,115
Transfer to equity691/2€1,115
To the legal reserve6920€1,115

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€50
Gross operating margin9900€1,828
Operating profit (loss)9901€1,455
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€1,360
Income taxes67/77€245
Profit (loss) for the period9904€1,115
Profit (loss) for the period to be appropriated9905€1,115
Line2025
Assets
Total assets20/58€12,507
Fixed assets21/28€2,494
Tangible fixed assets22/27€2,494
Plant, machinery and equipment23€2,494
Current assets29/58€10,013
Amounts receivable within one year40/41€1,475
Trade receivables40€1,475
Cash at bank and in hand54/58€8,538
Equity and liabilities
Total equity and liabilities10/49€12,507
Equity10/15€3,615
Contributions10/11€2,500
Reserves13€1,115
Distributable reserves133€1,115
Amounts payable17/49€8,892
Amounts payable within one year42/48€8,892
Trade debts44€1,589
Suppliers440/4€1,589
Taxes, remuneration and social security45€7,303
Taxes450/3€5,303
Remuneration and social security454/9€2,000
Line2025
Profit (loss) for the period9904€1,115
+ Depreciation and write-downs630€323
Operating cash flow (approximation)€1,438

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Similar companies · same sector, comparable size

Of 16,972 companies in this sector we hold annual accounts for 8,999. 2,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

PointerLogic was incorporated on 15 January 2024 as a Private limited company.1 The registered office was moved to Halen in 2026.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 24-07-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
24-07
State Gazette act Registered office
Registered-office move · Director in office3 facts ▸
  • Board meeting, 07-07-2026
  • Registered-office move, Lindestraat 93, 3545 Halen
  • Director in office, Swinkels Wout (director)
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004722535

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 6 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,989 m²
Building footprint
147 m²
Volume, LiDAR
900 m³
Parcel 71422B0129/00B003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PointerLogic
Lindestraat 93, 3545 HalenComputer programming, consultancy and related activities
since 2024unit no. 2.354.650.749
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71422B0129/00B003 Flanders 1,989 m² 1 · 147 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.