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PointerLogic

Active
Private limited companyfounded 20242 yrs activeLindestraat 93, 3545 Halen, BelgiumKBO/BCE: BE 1004.722.535
Summary

PointerLogic has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,615 and a net result of €1,115. Its solvency ranks better than 26% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · fiscal year 2025, micro schema

Equity
€3,615
Total assets
€12,507
Net result
€1,115
Working capital
€1,121

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €12,507
Fixed assets €2,494
Current assets €10,013
Equity and liabilities €12,507
Equity €3,615
Debt €8,892
Debt finances 71.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1,778
Cash flow
€1,438
Current ratio
1.13
Debt to equity
2.46
ROE
30.8%
ROA
8.9%
Interest coverage
18.74
Debt ≤ 1 year
€8,892
Income taxes
€245

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€12,507
Fixed assets21/28€2,494
Tangible fixed assets22/27€2,494
Plant, machinery and equipment23€2,494
Current assets29/58€10,013
Amounts receivable within one year40/41€1,475
Trade receivables40€1,475
Cash at bank and in hand54/58€8,538
Equity and liabilities
Total equity and liabilities10/49€12,507
Equity10/15€3,615
Contributions10/11€2,500
Reserves13€1,115
Distributable reserves133€1,115
Amounts payable17/49€8,892
Amounts payable within one year42/48€8,892
Trade debts44€1,589
Suppliers440/4€1,589
Taxes, remuneration and social security45€7,303
Taxes450/3€5,303
Remuneration and social security454/9€2,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€50
Gross operating margin9900€1,828
Operating profit (loss)9901€1,455
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€1,360
Income taxes67/77€245
Profit (loss) for the period9904€1,115
Profit (loss) for the period to be appropriated9905€1,115
Appropriation of the result
Profit (loss) to be appropriated9906€1,115
Transfer to equity691/2€1,115
To the legal reserve6920€1,115

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€50
Gross operating margin9900€1,828
Operating profit (loss)9901€1,455
Financial charges65/66B€95
Recurring financial charges65€95
Profit (loss) for the period before taxes9903€1,360
Income taxes67/77€245
Profit (loss) for the period9904€1,115
Profit (loss) for the period to be appropriated9905€1,115
Line2025
Assets
Total assets20/58€12,507
Fixed assets21/28€2,494
Tangible fixed assets22/27€2,494
Plant, machinery and equipment23€2,494
Current assets29/58€10,013
Amounts receivable within one year40/41€1,475
Trade receivables40€1,475
Cash at bank and in hand54/58€8,538
Equity and liabilities
Total equity and liabilities10/49€12,507
Equity10/15€3,615
Contributions10/11€2,500
Reserves13€1,115
Distributable reserves133€1,115
Amounts payable17/49€8,892
Amounts payable within one year42/48€8,892
Trade debts44€1,589
Suppliers440/4€1,589
Taxes, remuneration and social security45€7,303
Taxes450/3€5,303
Remuneration and social security454/9€2,000
Line2025
Profit (loss) for the period9904€1,115
+ Depreciation and write-downs630€323
Operating cash flow (approximation)€1,438

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 16,972 companies in this sector we hold annual accounts for 8,999. 2,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector