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PointerLogic

Active
Private limited company·Ontwerpen van computerprogramma’s· 2 yrs active
Lindestraat 93 ·3545 Halen, Belgium
KBO/BCE: BE 1004.722.535
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Belgian State Gazette acts: 0 of 2 read
Age2 yrs
Real estate2 parcels · 2,817 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PointerLogic is 0.6% (low). The 2025 annual accounts show equity of €4k and a net result of €1k. Its solvency ranks better than 30% of 2768 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 19-12-2025 43 d early 2025-00585618

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€1k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.9% 62.1%
better than 30% of 2768 sector peers
Net result €1k €39k
better than 14% of 2770 sector peers
Equity €4k €62k
better than 14% of 2769 sector peers
Gross operating margin €2k €62k
better than 9% of 2770 sector peers
Total assets €13k €121k
better than 5% of 2770 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€2k
Net profit€1k
Cash flow€1k
Staff costs-
Income taxes€245
Dividends-
Total assets€13k
Equity€4k
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capital€1k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.13
Quick ratio1.13
Working capital ratio9.0%
Solvency28.9%
Debt / equity2.46
Long-term debt ratio-
Interest coverage18.74
Gross margin-
Net margin-
ROA8.9%
ROE30.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€13k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€10k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€13k
Equity 10/15€4k
Contributions / capital 10/11€3k
Reserves 13€1k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€2k
Operating result 9901€1k
Financial charges 65€95
Result before taxes 9903€1k
Income taxes 67/77€245
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
PointerLogic
Lindestraat 93, 3545 HalenOntwerpen en programmeren van computerprogramma's
since 20242.354.650.749
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,817 m²
Buildings2
Building footprint264 m²
Volume (LiDAR)1,671 m³
Tallest building9.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71422B0129/00B003 Flanders 1,989 m² 1 · 147 m² 9.9 m · 2 fl.
72018C0239/00D002 Flanders 828 m² 1 · 117 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health78Profitability100Solvency48Growth-Stability67
73 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 48
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,811 of the 16,780 companies in this sector. 974 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
Legal nameNL PointerLogic
Registered office
Lindestraat 93
3545 Halen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.