SIMAHOLD
ActiveSIMAHOLD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €287k and a net result of €12k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 5495 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€287k▲ 4.4%
2024 · €275k
2018: €210k
2019: €244k
2020: €252k
2021: €264k
2022: €311k
2023: €305k
2024: €275k
2018 → 2025
Net result
€12k
2024 · €-30k
2018: €15k
2019: €47k
2020: €15k
2021: €12k
2022: €47k
2023: €-7k
2024: €-30k
2018 → 2025
Total assets
€654k▲ 3.0%
2024 · €635k
2018: €675k
2019: €671k
2020: €650k
2021: €643k
2022: €540k
2023: €532k
2024: €635k
2018 → 2025
Solvency
43.9%▲ 0.6pp
2024 · 43.3%
2018: 31.1%
2019: 36.3%
2020: 38.8%
2021: 41.0%
2022: 57.7%
2023: 57.3%
2024: 43.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€311k▲ 18.0%€305k▼ 2.1%€275k▼ 9.9%€287k▲ 4.4%
Operating result€-6k-€62k€-5k€-21k▼ 284%€21k
Net result€12k-€47k▲ 297%€-7k€-30k▼ 357%€12k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €654k
Fixed assets
€499k▲ 0.2%
Current assets
€155k▲ 13.2%
Equity and liabilities €654k
Equity
€287k▲ 4.4%
Provisions
€93k=
Debt
€274k▲ 2.5%
The debt ratio falls from 42.1% to 41.9%: equity grows faster than debt.
Key figures and ratios
Solvency
43.9%▲
2024 · 43.3%
ROE
4.3%▲
2024 · -10.9%
ROA
1.9%▲
2024 · -4.7%
Debt
€274k▲
2024 · €267k
Debt ≤ 1 year
€270k▲
2024 · €263k
Income taxes
€2k▲
2024 · €412
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€635k€654k▲
Fixed assets21/28€498k€499k▲
Tangible fixed assets22/27€348k€349k▲
Land and buildings22€348k€347k▼
Furniture and vehicles24-€1k
Financial fixed assets28€150k€150k=
Current assets29/58€137k€155k▲
Amounts receivable after more than one year29€38k€38k=
Other amounts receivable291€38k€38k=
Amounts receivable within one year40/41€72k€87k▲
Trade receivables40€24k€12k▼
Other amounts receivable41€47k€75k▲
Cash at bank and in hand54/58€19k€18k▼
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€635k€654k▲
Equity10/15€275k€287k▲
Contributions10/11€163k€163k=
Reserves13€111k€124k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€41k€41k=
Distributable reserves133€71k€83k▲
Provisions and deferred taxes16€93k€93k=
Provisions for liabilities and charges160/5€83k€83k=
Pensions and similar obligations160€83k€83k=
Deferred taxes168€10k€10k=
Amounts payable17/49€267k€274k▲
Amounts payable within one year42/48€263k€270k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€249k€257k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€850▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€27k€23k▼
Operating profit (loss)9901€-21k€21k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€-30k€14k▲
Income taxes67/77€412€2k▲
Profit (loss) for the period9904€-30k€12k▲
Profit (loss) for the period to be appropriated9905€-30k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€12k▲
Transfer from equity791/2€30k€0▼
Transfer to equity691/2-€12k
To other reserves6921-€12k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲297%
Operating result €62k, net result €47k, both a record.
31-12
Financial
Liquidity times 12current ratio 1.15
Current ratio from 0.10 to 1.15; short-term debt falls from €159k to €129k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelsteenweg 566 B8490 JabbekeGround area
1,102 m²
Building footprint
179 m²
Volume, LiDAR
455 m³
Parcel 31041A0526/00R000, Flanders · tallest building 3.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Simahold
since 20062.159.427.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31041A0526/00R000 | Flanders | 1,102 m² | 1 · 179 m² | 3.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.