Equity
Equity fell by 41% in 11 years.
Equity fell by 41% in 11 years.
The accounts state no turnover.
Seven of the last ten came late. The 2017 accounts came latest: 27 days after the end of the period.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| POCO Ternat | €143,880 | €926 | 61.3% | - |
| JOWIMO Kapellen | €154,848 | -€4,879 | 99.2% | - |
| ASIAN INTERNATIONAL ENTREPRISE Waterloo | €135,351 | -€583 | -18.1% | - |
| D.W. Grimbergen | €97,344 | -€24,433 | -55.7% | - |
| Hergot CJC Sprl Wellin | €131,608 | -€6,172 | 99.9% | - |
| JCM ELECTRO Sint-Gillis (bij-Brussel) | €114,144 | -€16,351 | 60.1% | - |
| COMFORT FOR LIFE Ypres | €189,524 | -€4,691 | 52.1% | - |
These companies have the same main activity as POCO: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €97,300 and €190,000, founded between 1998 and 2007.
POCO files the abbreviated format. That format states no turnover. The gross margin rose from -€2,778 in 2007 to €926 in 2025.
In August 2024, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €5,500. Estimated: probably between €3,000 and €17,000.
Higher than 68% of 9,901 companies in 2025.
Higher than 27% of 9,779 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
143,880 | 143,879 | 143,778 | 143,382 | 143,247 | 143,467 | 146,099 | 154,712 | 156,576 | 166,994 | 183,449 | 161,212 | 143,236 | 138,864 | 138,884 | 138,909 | 140,242 | 142,035 | 142,119 | |
21/28 |
125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 130,625 | 136,251 | 142,105 | 148,498 | 126,076 | 125,000 | 125,372 | 125,372 | 125,372 | 125,372 | 125,372 | 125,372 | |
22/27 |
- | - | - | - | - | - | - | 5,625 | 11,251 | 17,105 | 23,498 | 1,076 | - | - | - | - | - | - | - | |
23 |
- | - | - | - | - | - | - | - | - | 229 | 996 | 1,076 | - | - | - | - | - | - | - | |
24 |
- | - | - | - | - | - | - | 5,625 | 11,251 | 16,876 | 22,502 | - | - | - | - | - | - | - | - | |
28 |
125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,000 | 125,372 | 125,372 | 125,372 | 125,372 | 125,372 | 125,372 | |
29/58 |
18,880 | 18,879 | 18,778 | 18,382 | 18,247 | 18,467 | 21,099 | 24,086 | 20,326 | 24,889 | 34,951 | 35,136 | 18,236 | 13,492 | 13,512 | 13,537 | 14,870 | 16,663 | 16,747 | |
3 |
- | - | - | - | - | - | - | 4,300 | 4,300 | 4,300 | - | - | - | - | - | - | - | - | - | |
30/36 |
- | - | - | - | - | - | - | 4,300 | 4,300 | 4,300 | - | - | - | - | - | - | - | - | - | |
40/41 |
17,505 | 17,831 | 17,957 | 17,572 | 17,577 | 17,322 | 17,200 | 18,280 | 15,544 | 18,410 | 32,999 | 28,940 | 18,156 | 13,200 | 13,200 | 13,200 | 14,500 | 16,500 | 16,500 | |
40 |
- | 379 | 508 | - | 75 | - | - | - | 1,500 | - | 14,797 | 15,740 | 4,956 | - | - | - | - | - | - | |
41 |
17,505 | 17,452 | 17,449 | 17,572 | 17,502 | 17,322 | 17,200 | 18,280 | 14,044 | 18,410 | 18,202 | 13,200 | 13,200 | 13,200 | 13,200 | 13,200 | 14,500 | 16,500 | 16,500 | |
54/58 |
615 | 506 | 233 | 294 | 106 | 490 | 3,190 | 897 | 482 | 2,180 | 1,952 | 6,197 | 80 | 292 | 312 | 337 | 370 | 163 | 247 | |
490/1 |
760 | 541 | 589 | 515 | 564 | 655 | 709 | 610 | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
143,880 | 143,879 | 143,778 | 143,382 | 143,247 | 143,467 | 146,099 | 154,712 | 156,576 | 166,994 | 183,449 | 161,212 | 143,236 | 138,864 | 138,884 | 138,909 | 140,242 | 142,035 | 142,119 | |
10/15 |
88,219 | 88,200 | 89,256 | 89,270 | 90,298 | 92,321 | 94,145 | 104,767 | 113,479 | 121,077 | 142,384 | 148,748 | 126,540 | 123,333 | 124,202 | 124,727 | 125,250 | 127,945 | 130,882 | |
10/11 |
150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | |
10 |
150,000 | 150,000 | 150,000 | 150,000 | 150,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | |
14 |
-61,781 | -61,800 | -60,744 | -60,730 | -59,702 | -57,679 | -55,855 | -45,233 | -36,521 | -28,923 | -7,616 | -1,252 | -23,460 | -26,667 | -25,798 | -25,273 | -24,750 | -22,055 | -19,118 | |
17/49 |
55,661 | 55,679 | 54,522 | 54,111 | 52,949 | 51,146 | 51,954 | 49,945 | 43,097 | 45,917 | 41,065 | 12,464 | 16,696 | 15,531 | 14,683 | 14,183 | 14,992 | 14,090 | 11,236 | |
17 |
46,937 | 48,884 | 50,686 | 50,686 | 49,418 | - | - | - | - | 4,363 | 13,090 | - | - | - | - | - | - | - | - | |
170/4 |
46,937 | 48,884 | 50,686 | 50,686 | 49,418 | - | - | - | - | 4,363 | 13,090 | - | - | - | - | - | - | - | - | |
42/48 |
8,723 | 6,795 | 3,836 | 3,426 | 3,531 | 51,146 | 51,954 | 49,945 | 43,097 | 41,554 | 27,975 | 12,464 | 16,696 | 15,531 | 14,683 | 14,183 | 14,992 | 14,090 | 11,236 | |
42 |
- | - | - | - | - | - | - | - | 4,363 | 8,727 | 8,727 | - | - | - | - | - | - | - | - | |
44 |
413 | 709 | 83 | 91 | 214 | 123 | 313 | 75 | 75 | 600 | 1,545 | 227 | 378 | 149 | - | - | 2,009 | 2,307 | 1,504 | |
440/4 |
413 | 709 | 83 | 91 | 214 | 123 | 313 | 75 | 75 | 600 | 1,545 | 227 | 378 | 149 | - | - | 2,009 | 2,307 | 1,504 | |
46 |
- | - | - | - | - | - | - | - | 1,500 | - | - | - | - | - | - | - | - | - | - | |
45 |
404 | 380 | 347 | 310 | 291 | 315 | 420 | 250 | - | - | 1,222 | 3,537 | 808 | - | - | - | - | - | - | |
450/3 |
404 | 380 | 347 | 310 | 291 | 315 | 420 | 250 | - | - | 1,222 | 3,537 | 808 | - | - | - | - | - | - | |
47/48 |
7,906 | 5,706 | 3,406 | 3,025 | 3,025 | 50,707 | 51,221 | 49,620 | 37,159 | 32,227 | 16,481 | 8,700 | 15,511 | 15,383 | 14,683 | 14,183 | 12,983 | 11,783 | 9,733 | |
| Income statement | ||||||||||||||||||||
9900 |
926 | -193 | 915 | -269 | -1,081 | -891 | -4,268 | -2,242 | -1,107 | -14,291 | 776 | 26,442 | 3,618 | -487 | -144 | - | -1,863 | -2,807 | -2,778 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 487 | 144 | - | - | - | - | |
630 |
- | - | - | - | - | - | 5,625 | 5,625 | 5,854 | 6,392 | 6,392 | 538 | - | - | - | - | - | - | - | |
640/8 |
592 | 667 | 684 | 527 | 727 | 720 | 487 | 538 | 579 | 574 | 671 | 348 | 348 | 348 | 348 | 487 | 793 | 89 | 348 | |
9901 |
333 | -860 | 231 | -796 | -1,808 | -1,611 | -10,380 | -8,405 | -7,540 | -21,256 | -6,287 | 25,557 | 3,271 | -835 | -491 | -487 | -2,656 | -2,896 | -3,126 | |
75/76B |
- | - | - | - | - | - | - | - | 0 | - | - | - | 1 | - | - | - | - | - | - | |
75 |
- | - | - | - | - | - | - | - | 0 | - | - | - | 1 | - | - | - | - | - | - | |
65/66B |
106 | - | 62 | 69 | 68 | 68 | 71 | 58 | 58 | 51 | 77 | 103 | 65 | 34 | 34 | 37 | 39 | 41 | 42 | |
65 |
106 | - | 62 | 69 | 68 | 68 | 71 | 58 | 58 | 51 | 77 | 103 | 65 | 34 | 34 | 37 | 39 | 41 | 42 | |
9903 |
227 | -860 | 169 | -864 | -1,876 | -1,679 | -10,451 | -8,463 | -7,597 | -21,307 | -6,364 | 25,454 | 3,207 | -869 | -525 | -524 | -2,695 | -2,937 | -3,168 | |
67/77 |
208 | 196 | 183 | 164 | 146 | 145 | 170 | 250 | - | - | - | 3,246 | - | - | - | - | - | - | - | |
9904 |
19 | -1,056 | -14 | -1,028 | -2,023 | -1,824 | -10,622 | -8,712 | -7,597 | -21,307 | -6,364 | 22,208 | 3,207 | -869 | -525 | -524 | -2,695 | -2,937 | -3,168 | |
9905 |
19 | -1,056 | -14 | -1,028 | -2,023 | -1,824 | -10,622 | -8,712 | -7,597 | -21,307 | -6,364 | 22,208 | 3,207 | -869 | -525 | -524 | -2,695 | -2,937 | -3,168 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
-61,781 | -61,800 | -60,744 | -60,730 | -59,702 | -57,679 | -55,855 | -45,233 | -36,521 | -28,923 | -7,616 | -1,252 | -23,460 | -26,667 | -25,798 | -25,273 | -24,750 | -22,055 | -19,118 | |
14P |
-61,800 | -60,744 | -60,730 | -59,702 | -57,679 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||||||
The accounts for 4 older financial years (2003-2006) were filed as documents without figures as data, scans for example.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00436072.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 27-08-2026 | 2026-00436072 | |
| 31-12-2024 | micro format | 02-07-2025 | 2025-00218381 | |
| 31-12-2023 | micro format | 22-08-2024 | 2024-00365598 | |
| 31-12-2022 | micro format | 25-08-2023 | 2023-00357427 | |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20312197 | |
| 31-12-2020 | micro format | 23-08-2021 | 2021-54600360 | |
| 31-12-2019 | micro format | 22-07-2020 | 2020-33300499 | |
| 31-12-2018 | micro format | 23-07-2019 | 2019-36300259 | |
| 31-12-2017 | micro format | 27-08-2018 | 2018-55600138 | |
| 31-12-2016 | micro format | 16-08-2017 | 2017-45800021 | |
| 31-12-2015 | abbreviated format | 24-08-2016 | 2016-47300510 | |
| 31-12-2014 | abbreviated format | 20-08-2015 | 2015-45700357 | |
| 31-12-2013 | abbreviated format | 16-07-2014 | 2014-32200193 | |
| 31-12-2012 | abbreviated format | 20-08-2013 | 2013-43900099 | |
| 31-12-2011 | abbreviated format | 17-08-2012 | 2012-41500419 | |
| 31-12-2010 | abbreviated format | 08-06-2011 | 2011-15300403 | |
| 31-12-2009 | abbreviated format | 15-06-2010 | 2010-18200142 | |
| 31-12-2008 | abbreviated format | 08-06-2009 | 2009-20400178 | |
| 31-12-2007 | abbreviated format | 29-08-2008 | 2008-69800130 | |
| 31-12-2006 | abbreviated format | 25-06-2007 | 2007-26700245 | |
| 31-12-2005 | abbreviated format | 22-06-2006 | 2006-28300063 | |
| 31-12-2004 | abbreviated format | 13-07-2005 | 2005-45700289 | |
| 31-12-2003 | abbreviated format | 15-07-2004 | 2004-44600263 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | 0 | 0 | 0 | -0 | 28,814 | 1,614 | - | - | - | - | - | - | - | ||
| 109 | 274 | -61 | 188 | -384 | -2,700 | 2,293 | 415 | -1,698 | 228 | -4,245 | 6,117 | -213 | -20 | -25 | -33 | 207 | -84 | - | ||
| 61.3% | 61.3% | 62.1% | 62.3% | 63.0% | 64.3% | 64.4% | 67.7% | 72.5% | 72.5% | 77.6% | 92.3% | 88.3% | 88.8% | 89.4% | 89.8% | 89.3% | 90.1% | 92.1% | ||
| 0.0% | -1.2% | 0.0% | -1.2% | -2.2% | -2.0% | -11.3% | -8.3% | -6.7% | -17.6% | -4.5% | 14.9% | 2.5% | -0.7% | -0.4% | -0.4% | -2.2% | -2.3% | -2.4% | ||
| 0.0% | -0.7% | 0.0% | -0.7% | -1.4% | -1.3% | -7.3% | -5.6% | -4.9% | -12.8% | -3.5% | 13.8% | 2.2% | -0.6% | -0.4% | -0.4% | -1.9% | -2.1% | -2.2% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a profit of €333, after a loss of €860 in 2024. It is the highest result since 2014.
Debt's share of the balance-sheet total stays at 38.7%.
POCO has no parent and no holdings in its annual accounts. David PONNET is the only director. POCO shares no director with another company.
| B.S.P.
registered office since 17-10-1988 · founded in 1988 |
total assets €205,860 (2025) 0435.019.561 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Van Overstraetenlaan 2A registered office 1740 Ternat | 21-05-2002 | 2.095.985.304 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23086A0395/00V002 | 702 m² | 1 · 182 m² | 11.2 m · 3 |
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