Summary
POCO has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €88,219 and a net result of €19. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 67% of 8160 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d early
2023
22 d late
2022
25 d late
2021
24 d late
2020
23 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€88,219=
2024 · €88,200
Total assets
€143,880=
2024 · €143,879
Net result
€19
2024 · -€1,056
Working capital
€10,157▼ 15.9%
2024 · €12,084
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,808▼ 12.2%-€796▲ 56.0%€231-€860€333
Net result-€2,023within the sector's middle half▼ 10.9%-€1,028within the sector's middle half▲ 49.2%-€14within the sector's middle half▲ 98.6%-€1,056within the sector's middle half▼ 7,387%€19within the sector's middle half
Equity€90,298within the sector's middle half▼ 2.2%€89,270within the sector's middle half▼ 1.1%€89,256within the sector's middle half=€88,200within the sector's middle half▼ 1.2%€88,219below the sector's middle half=
Total assets€143,247within the sector's middle half▼ 0.2%€143,382within the sector's middle half▲ 0.1%€143,778within the sector's middle half▲ 0.3%€143,879within the sector's middle half▲ 0.1%€143,880below the sector's middle half=
Debt€52,949▲ 3.5%€54,111▲ 2.2%€54,522▲ 0.8%€55,679▲ 2.1%€55,661=
Working capital€14,717within the sector's middle half€14,956within the sector's middle half▲ 1.6%€14,942within the sector's middle half▼ 0.1%€12,084within the sector's middle half▼ 19.1%€10,157below the sector's middle half▼ 15.9%
Solvency63.0%within the sector's middle half▼ 1.3pp62.3%within the sector's middle half▼ 0.8pp62.1%within the sector's middle half▼ 0.2pp61.3%within the sector's middle half▼ 0.8pp61.3%within the sector's middle half=
Current ratio5.17above the sector's middle half▲ 4.815.37above the sector's middle half▲ 0.204.90above the sector's middle half▼ 0.472.78within the sector's middle half▼ 2.122.16within the sector's middle half▼ 0.61
Return on assets (ROA)-1.4%within the sector's middle half▼ 0.1pp-0.7%within the sector's middle half▲ 0.7pp0.0%within the sector's middle half▲ 0.7pp-0.7%within the sector's middle half▼ 0.7pp0.0%within the sector's middle half▲ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €333 after a loss of €860 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143,880
Fixed assets
€125,000 =
Current assets
€18,880 =
Equity and liabilities €143,880
Equity
€88,219 =
Debt
€55,661 =
Debt's share of the balance-sheet total stays at 38.7%.
Key figures and ratios
ROE
0.0%▲
2024 · -1.2%
Debt ≤ 1 year
€8,723▲
2024 · €6,795
Debt > 1 year
€46,937▼
2024 · €48,884
Income taxes
€208▲
2024 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €727 | €527 | €684 | €667 | €592 | ▼ 11.2% |
| Gross operating margin9900 | -€1,081 | -€269 | €915 | -€193 | €926 | ▲ 579% |
| Operating profit (loss)9901 | -€1,808 | -€796 | €231 | -€860 | €333 | ▲ 139% |
| Financial charges65/66B | €68 | €69 | €62 | - | €106 | - |
| Recurring financial charges65 | €68 | €69 | €62 | - | €106 | - |
| Profit (loss) for the period before taxes9903 | -€1,876 | -€864 | €169 | -€860 | €227 | ▲ 126% |
| Income taxes67/77 | €146 | €164 | €183 | €196 | €208 | ▲ 5.8% |
| Profit (loss) for the period9904 | -€2,023 | -€1,028 | -€14 | -€1,056 | €19 | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | -€2,023 | -€1,028 | -€14 | -€1,056 | €19 | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143,247 | €143,382 | €143,778 | €143,879 | €143,880 | = |
| Fixed assets21/28 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Financial fixed assets28 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Current assets29/58 | €18,247 | €18,382 | €18,778 | €18,879 | €18,880 | = |
| Amounts receivable within one year40/41 | €17,577 | €17,572 | €17,957 | €17,831 | €17,505 | ▼ 1.8% |
| Trade receivables40 | €75 | - | €508 | €379 | - | - |
| Other amounts receivable41 | €17,502 | €17,572 | €17,449 | €17,452 | €17,505 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €106 | €294 | €233 | €506 | €615 | ▲ 21.5% |
| Deferred charges and accrued income490/1 | €564 | €515 | €589 | €541 | €760 | ▲ 40.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143,247 | €143,382 | €143,778 | €143,879 | €143,880 | = |
| Equity10/15 | €90,298 | €89,270 | €89,256 | €88,200 | €88,219 | = |
| Contributions10/11 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Capital10 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Issued capital100 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Profit (loss) carried forward14 | -€59,702 | -€60,730 | -€60,744 | -€61,800 | -€61,781 | = |
| Amounts payable17/49 | €52,949 | €54,111 | €54,522 | €55,679 | €55,661 | = |
| Amounts payable after more than one year17 | €49,418 | €50,686 | €50,686 | €48,884 | €46,937 | ▼ 4.0% |
| Financial debts170/4 | €49,418 | €50,686 | €50,686 | €48,884 | €46,937 | ▼ 4.0% |
| Amounts payable within one year42/48 | €3,531 | €3,426 | €3,836 | €6,795 | €8,723 | ▲ 28.4% |
| Trade debts44 | €214 | €91 | €83 | €709 | €413 | ▼ 41.7% |
| Suppliers440/4 | €214 | €91 | €83 | €709 | €413 | ▼ 41.7% |
| Taxes, remuneration and social security45 | €291 | €310 | €347 | €380 | €404 | ▲ 6.4% |
| Taxes450/3 | €291 | €310 | €347 | €380 | €404 | ▲ 6.4% |
| Other amounts payable47/48 | €3,025 | €3,025 | €3,406 | €5,706 | €7,906 | ▲ 38.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,023 | -€1,028 | -€14 | -€1,056 | €19 | ▲ 102% |
| Operating cash flow (approximation) | -€2,023 | -€1,028 | -€14 | -€1,056 | €19 | ▲ 102% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €188 | -€61 | €274 | €109 | ▼ 60.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €19
Net result €19 after 7 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Liquidity times 14current ratio 5.17
Current ratio from 0.36 to 5.17; short-term debt falls from €51,146 to €3,531.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€10,622
Net result drops to -€10,622, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2002
Ground area
702 m²
Building footprint
182 m²
Volume, LiDAR
1,589 m³
Parcel 23086A0395/00V002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
POCO
since 20022.095.985.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0395/00V002 | Flanders | 702 m² | 1 · 182 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,743 companies in sector 46150 we hold annual accounts for 758. 597 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
46499Wholesale of other household goods
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476825571
Also
9925:BE0476825571
Registered
21-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.