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Pleisterwerken Kurt

Active
Private limited companyfounded 1989active for 37 yearsKapelstraat 17, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0438.716.647
Summary

The computed 12-month bankruptcy probability of Pleisterwerken Kurt is 4.5% (elevated). The 2025 annual accounts show negative equity (-€100,275) and a net result of -€78,677. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 34,972 sector peers (NACE 43, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-10-1989 Normal situation
Activity
Plastering work NACE 43310
Establishment unit
2.045.461.863 2260 Westerlo, since 31-10-1989
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders
  • Halyna Tretiakdeed of 22-05-2026
  • Kurt Haepersdeed of 22-05-2026

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Annual accounts 2025
Gross margin
-€68,167
▼ 226%
Loss
€78,677
▲ 120%
Equity
-€100,275
▼ 364%
Total assets
€47,080
▼ 52.9%
  • Negative equity on 31-12-2025
Turnover not published (micro format)
Score breakdownraises riskLoss of €78,677, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)Negative equity -€100,275lowers riskSize: total assets €47,080Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 3% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 0-3
equity -213.0% of total assets
Liquidity 7+6
short-term debt 277.8% · cash 5.6%
Profitability 0=
return on assets -167.1%
Bankruptcy probability within 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024lowest value 02-2025: 1.4%● unchanged vs 01-2025lowest value 03-2025: 1.4%● unchanged vs 02-2025lowest value 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 2.2%▲ +0.7 percentage points vs 06-2025 08-2025: 2.2%● unchanged vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.1%▼ -0.1 percentage points vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.5%▲ +0.4 percentage points vs 04-2026 06-2026: 4.5%▲ +2.0 percentage points vs 05-2026highest value 07-2026: 4.5%● unchanged vs 06-2026highest value 08-2026: 4.5%● unchanged vs 07-2026highest value 09-2026: 4.5%● unchanged vs 08-2026highest value 10-2026: 4.5%● unchanged vs 09-2026highest value 11-2026: 4.5%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.28 (0.78 in 2024), below 1. Short-term debt is 277.8% and cash 5.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 5% on liquidity, 4% on profitability and 1% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €78,677, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €47,080
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€100,275
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€100,275
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
113 days early
2024
42 days early
2023
44 days early
2022
32 days early
2021
24 days early
2020
31 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€100,275 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€78,677 View
  • Caution: Equity fell in 2025from -€21,598 to -€100,275 ▼ 364% View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 46.7% · 34,972 companies -213.0% View
  • Caution: Board changedlatest change 15-02-2026 · 1 in office 1 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Westerlo to Heusden-ZolderTransfer of 100 shares from Kurt Haepers to Halyna Tretiak · New registered office: Kapelstraat 17, 3550 Heusden-Zolder · Previous registered office: Ottersweier 6, 2260 Westerlo
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Pleisterwerken Kurt: plastering work (NACE 43310). They are comparable in size and age: total assets between €33,700 and €74,800, founded between 1984 and 2001.

CompanyTotal assetsGross margin
Pleisterwerken Kurt Heusden-Zolder€47,080-€68,167
BRAGGION Bruno Andenne€33,668-€5,761
D.VAN HOVE BEZETTINGSWERKEN Heist-op-den-Berg€71,036-€15,328
STEIJVERS Kinrooi€36,828-€3,168
ETABLISSEMENTS PIRSON Ham-sur-Heure-Nalinnes€67,310-€37,250
RUDY VERSTAPPEN Heist-op-den-Berg€41,813-€3,055
PLAKWERKEN REGDY SINNAEVE Ostend€74,806€195
Full comparison

Key facts about Pleisterwerken Kurt

What is the company number of Pleisterwerken Kurt?
The company number of Pleisterwerken Kurt is 0438.716.647. The VAT number is the same number with BE in front: BE 0438.716.647.
Where is Pleisterwerken Kurt based?
The registered office is at Kapelstraat 17, 3550 Heusden-Zolder.Company details
What does Pleisterwerken Kurt do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of Pleisterwerken Kurt?
Pleisterwerken Kurt is a private limited company (BV).
When was Pleisterwerken Kurt founded?
Pleisterwerken Kurt was founded on 19-10-1989.
Is Pleisterwerken Kurt still active?
Yes, Pleisterwerken Kurt is an active enterprise in the KBO register.
How many employees does Pleisterwerken Kurt have?
Pleisterwerken Kurt had an average of 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Pleisterwerken Kurt?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is Pleisterwerken Kurt profitable?
In financial year 2025, Pleisterwerken Kurt made a loss of €78,677.
Where can I find the annual accounts of Pleisterwerken Kurt?
Pleisterwerken Kurt filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pleisterwerken Kurt due?
Pleisterwerken Kurt must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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