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RUDY VERSTAPPEN

Active
Private limited company (pre-2019)founded 2001active for 25 yearsBollostraat 5/A, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0474.214.192
Summary

RUDY VERSTAPPEN has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,789 and a net result of -€4,358. Equity has been stable since 2019 (±1.9% per year). Its solvency ranks better than 95% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-02-2001 Normal situation
Activity
Plastering work NACE 43310and 2 others
Establishment unit
2.101.266.953 2431 Laakdal, since 20-06-2002
Financial year end
30 September
Peppol
Reachable since 30-06-2026

Board and ownership

Board
  • Verstappen RudyDirector

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-09-2025
Gross margin
-€3,055
Loss
€4,358
Equity
€41,789
▼ 9.4%
Total assets
€41,813
▼ 9.6%
Turnover not published (micro format)
Score breakdownraises riskLoss of €4,358 (financial year 2025)lowers riskEquity €41,789 (99.9% of total assets)Founded in 2001Liquidity: current ratio 1454.62, cash €6,242Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 100=
equity 99.9% of total assets
Liquidity 69-8
short-term debt 0.1% · cash 14.9%
Profitability 6-63
return on assets -10.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.1%▼ -0.4 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Short-term debt is 0.1% and cash 14.9% of total assets. 0.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 67% on liquidity, 10% on profitability and 25% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €4,358 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €41,789 (99.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1454.62, cash €6,242
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
2 days early
2023
15 days early
2022
on the day
2021
2 days early
2020
30 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,954 companies 99.9% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as RUDY VERSTAPPEN: plastering work (NACE 43310). They are comparable in size and age: total assets between €28,300 and €49,000, founded between 1998 and 2007.

CompanyTotal assetsGross margin
RUDY VERSTAPPEN Heist-op-den-Berg€41,813-€3,055
STEIJVERS Kinrooi€36,828-€3,168
HUYSMANS EN ZOON Laakdal€30,353-€10,286
Pleisterwerken Aguilera Zonhoven€44,747-€7,359
DE PAS Tongeren-Borgloon€39,793-€85,315
ARTISAN BATIMENT FUTUR Blégny€49,015-€1,273
NRS chauffage-sanitaire Profondeville€28,300-€855
Full comparison

Key facts about RUDY VERSTAPPEN

What is the company number of RUDY VERSTAPPEN?
The company number of RUDY VERSTAPPEN is 0474.214.192. The VAT number is the same number with BE in front: BE 0474.214.192.
Where is RUDY VERSTAPPEN based?
The registered office is at Bollostraat 5/A, 2220 Heist-op-den-Berg.Company details
What does RUDY VERSTAPPEN do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of RUDY VERSTAPPEN?
The legal form of RUDY VERSTAPPEN is Private limited company (pre-2019) (BVBA).
When was RUDY VERSTAPPEN founded?
RUDY VERSTAPPEN was founded on 28-02-2001.
Is RUDY VERSTAPPEN still active?
Yes, RUDY VERSTAPPEN is an active enterprise in the KBO register.
How many employees does RUDY VERSTAPPEN have?
RUDY VERSTAPPEN had an average of 0.2 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of RUDY VERSTAPPEN?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is RUDY VERSTAPPEN profitable?
In financial year 2025, RUDY VERSTAPPEN made a loss of €4,358.
Where can I find the annual accounts of RUDY VERSTAPPEN?
RUDY VERSTAPPEN filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RUDY VERSTAPPEN due?
RUDY VERSTAPPEN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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