Financials
- Fiscal year
- 2024
- Total assets
- €33,668
- Loss
- -€11,223
- Solvency
- -26.2%
Total assets▼ 15.3%
Net result
20192024
BRAGGION Bruno
ActiveSummary
The computed 12-month bankruptcy probability of BRAGGION Bruno is 4.3% (elevated). The 2024 annual accounts show negative equity (-€8,834) and a net result of -€11,223. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 36397 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Plastering work
NACE 43310NACE 45410
#8 oldest company in Andenne, Construction sector1 site
Size
€33,668total assets 2024
- Equity
- -€8,834
- Loss
- -€11,223
Turnover not published (abridged schema)
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 45- Liquidity: current ratio 0.67, cash €90, halved- Sector Specialised construction activities (NACE 43)+ Size: total assets €33,668+ Founded in 1991Show the evidence
Checked score
Score 2024
45
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 2% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0-31
equity -26.2% of total assets
Liquidity
0-7
short-term debt 122.2% · cash 0.3%
Profitability
0=
return on assets -33.3%
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%lowest value
12-2024: 3.0%▲ +38.6% vs 11-2024
01-2025: 5.3%▲ +76.7% vs 12-2024highest value
02-2025: 3.2%▼ -39.8% vs 01-2025
03-2025: 3.2%▲ +1.2% vs 02-2025
04-2025: 3.2%▼ -1.9% vs 03-2025
05-2025: 3.2%● 0.0% vs 04-2025
06-2025: 3.0%▼ -5.2% vs 05-2025
07-2025: 3.4%▲ +14.5% vs 06-2025
08-2025: 3.7%▲ +8.2% vs 07-2025
09-2025: 3.6%▼ -2.8% vs 08-2025
10-2025: 3.8%▲ +6.5% vs 09-2025
11-2025: 4.0%▲ +5.5% vs 10-2025
12-2025: 4.0%● 0.0% vs 11-2025
01-2026: 4.0%● 0.0% vs 12-2025
02-2026: 4.1%▲ +1.2% vs 01-2026
03-2026: 4.1%▲ +0.7% vs 02-2026
04-2026: 4.1%▼ -0.4% vs 03-2026
05-2026: 4.1%▼ -0.8% vs 04-2026
06-2026: 4.0%▼ -2.3% vs 05-2026
07-2026: 4.2%▲ +5.9% vs 06-2026
08-2026: 4.8%▲ +13.3% vs 07-2026
09-2026: 4.5%▼ -6.1% vs 08-2026
10-2026: 4.3%▼ -3.1% vs 09-2026
- Liquidity: current ratio 0.67, cash €90, halved raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €33,668 lowers the probability for this profile
- Founded in 1991 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.67 against 0.91 in 2023; short-term debt: 122.2% and cash: 0.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 2%, profitability 4%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€8,834
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
153 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
62 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2015
- 30-09-2025Annual accounts filed
- 31-12-2024Annual accounts filed
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plastering workNACE 43310
- Founded
- 18-12-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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