Plano-Logic
ActiveSummary
The computed 12-month bankruptcy probability of Plano-Logic is 1.5% (moderate). The annual accounts of Plano-Logic for fiscal year 2024 show a net loss of 86% of the equity at the start of that year. The 2024 annual accounts show equity of €726 and a net result of €-5k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 9982 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability24▼-6
Solvency25▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.66 against 2.65 in 2023; short-term debt: 32.4% and cash: 1.3% of total assets), but 99.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.3%
Return on assets
-2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
31 d late
2022
29 d late
2021
16 d late
2020
22 d early
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€726▼ 86.4%
2023 · €5k
2018: €3k
2019: €2k
2020: €5k
2021: €5k
2022: €7k
2023: €5k
2018 → 2024
Total assets
€229k▼ 0.7%
2023 · €231k
2018: €3k
2019: €2k
2020: €7k
2021: €163k
2022: €200k
2023: €231k
2018 → 2024
Net result
€-5k▼ 162%
2023 · €-2k
2018: €-1k
2019: €-1k
2020: €3k
2021: €111
2022: €2k
2023: €-2k
2018 → 2024
Working capital
€123k▲ 1.5%
2023 · €122k
2018: €3k
2019: €2k
2020: €5k
2021: €5k
2022: €117k
2023: €122k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€5k▲ 2.3%€7k▲ 46.1%€5k▼ 24.8%€726▼ 86.4%
Operating result€3k-€250▼ 91.3%€4k▲ 1,648%€3k▼ 24.9%€2k▼ 52.4%
Net result€3k-€111▼ 95.9%€2k▲ 1,910%€-2k€-5k▼ 162%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 52% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €229k
Fixed assets
€32k ▼ 11.2%
Current assets
€198k ▲ 1.2%
Equity and liabilities €229k
Equity
€726 ▼ 86.4%
Debt
€229k ▲ 1.3%
Debt's share of the balance-sheet total rises from 97.7% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2023 · €7k
Cash flow
€-595▼
2023 · €2k
Current ratio
2.66▲
2023 · 2.65
Quick ratio
0.23▲
2023 · 0.22
ROA
-2.0%▼
2023 · -0.8%
Interest coverage
0.90▼
2023 · 1.45
Debt ≤ 1 year
€74k▲
2023 · €74k
Debt > 1 year
€150k=
2023 · €150k
Equity ratios withheld: equity of €726 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€231k€229k▼
Fixed assets21/28€36k€32k▼
Tangible fixed assets22/27€36k€32k▼
Other tangible fixed assets26€36k€32k▼
Current assets29/58€195k€198k▲
Stocks and contracts in progress3€179k€181k▲
Stocks30/36€179k€181k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€140€943▲
Other amounts receivable41€12k€13k▲
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€231k€229k▼
Equity10/15€5k€726▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-1k€-6k▼
Amounts payable17/49€226k€229k▲
Amounts payable after more than one year17€150k€150k=
Other amounts payable178/9€150k€150k=
Amounts payable within one year42/48€74k€74k▲
Trade debts44€18k€1k▼
Suppliers440/4€18k€1k▼
Advances received on contracts in progress46€1k€1k=
Other amounts payable47/48€54k€72k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€384€387▲
Gross operating margin9900€8k€6k▼
Operating profit (loss)9901€3k€2k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-2k€-5k▼
Profit (loss) for the period9904€-2k€-5k▼
Profit (loss) for the period to be appropriated9905€-2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-6k▼
Profit (loss) brought forward from the previous period14P€638€-1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 3.72
Current ratio from 1.03 to 3.72; short-term debt falls from €158k to €43k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2016
Ground area
284 m²
Building footprint
69 m²
Volume, LiDAR
967 m³
Parcel 55040B1016/00E000, Wallonia · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PLANO-LOGIC
since 20162.255.231.786
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55040B1016/00E000 | Wallonia | 284 m² | 1 · 69 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 1,399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68110Buying and selling of own real estate
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Raphael.debleser@hotmail.com
Phone:0478/040488