Equity
-€42,620
Debts exceed assets in financial year 2025.
CFD
Lifetime
7 annual accounts with figures on one time axispeak €768,315 (2021)
€143,737unchanged
lowest -€31,576 (2024)
-€31,575unchanged
peak €32,943 (2020)
-€42,620unchanged
€256,993▲ 0.1%
Board1 name since 2019
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Loss of €31,575
Key points
from the 2025 annual accountsLosses
-€94,779 in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€256,993 120% of the balance sheet
Financial debts 43%Suppliers 25%Taxes and wages 0%Other 32%
Of this, €163,073 falls due within a year.
Filings
7 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Starting capital
€18,600 186 shares
Position in the sector
-€42,620
Less equity than 95% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,007 companies had the same profile as CFD has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,007 companies, not a prediction for CFD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0721984757
Company renamed from CF DESIGN to CFD
Change of role: , from manager to director · “Fabrication d'appareils d'éclairage électrique; Fabrication de lampes-réclames,d'enseignes lumineuses,de…” (deed in French) · General meeting of 24-03-2021 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares, €12,400 paid up · Founder: (comparant fondateur) · Appointment: (statutory manager) · published on 11-03-2019 · Gazette deed
First establishment
CF Design, Rue Géry Naveau 3, Erquelinnes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CFD Erquelinnes | €143,737 | -24.5% | -19.9% | - |
| MD BATIMENT Lessines | - | - | 16.7% | - |
| DIMAT Bornem | - | - | 20.6% | - |
| VIKABI Affligem | €307,059 | 0.4% | 66.6% | - |
| HAIDUC Construct Laarne | €290,819 | -43.6% | -25.3% | - |
| Plano-Logic Soignies | - | - | 0.1% | - |
| BERTRAND - IASSOGNA Charleroi | - | - | -16.5% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CFD: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €192,000 and €246,000, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 07-03-2019Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 11 others
- Establishment unit
- 2.288.689.8586560 Erquelinnes, since 07-03-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 06-05-2026
Insights on CFD
CFD has existed since 2019. Turnover fell from €768,315 in 2022 to €300,224 in 2023.
Turnover has fallen every year since 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CFD
- What is the company number of CFD?
- The company number of CFD is 0721.984.757. The VAT number is the same number with BE in front: BE 0721.984.757.
- Where is CFD based?
- The registered office is at De Bersillies 12, 6560 Erquelinnes.Company details
- What does CFD do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CFD?
- CFD is a private limited company (BV).
- When was CFD founded?
- CFD was founded on 07-03-2019.
- Is CFD still active?
- Yes, CFD is an active enterprise in the KBO register.
- How many employees does CFD have?
- CFD had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of CFD?
- The turnover of CFD was €143,737 in financial year 2025, according to the filed annual accounts.
- Is CFD profitable?
- In financial year 2025, CFD made a loss of €31,575.
- Where can I find the annual accounts of CFD?
- CFD filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CFD due?
- CFD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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