Pinpoint!
ActiveSummary
Pinpoint! has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €2k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 74% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-1
Solvency100▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 2.72 in 2024; short-term debt: 20.9% and cash: 20.4% of total assets), and 22.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
1.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
30 d early
2023
32 d early
2022
30 d early
2021
30 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 20.0%
2024 · €114k
Total assets
€118k▼ 26.5%
2024 · €161k
Net result
€2k▼ 23.8%
2024 · €3k
Working capital
€62k▼ 19.7%
2024 · €77k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€70k▼ 4.0%€50k▼ 28.5%€44k▼ 11.8%€4k▼ 90.0%€4k▼ 18.8%
Net result€54k▼ 5.7%€37k▼ 32.0%€30k▼ 18.6%€3k▼ 90.7%€2k▼ 23.8%
Equity€112k=€112k=€112k=€114k▲ 2.5%€92k▼ 20.0%
Total assets€201k▼ 11.2%€216k▲ 7.4%€176k▼ 18.4%€161k▼ 8.7%€118k▼ 26.5%
Debt€89k▼ 22.1%€104k▲ 16.6%€65k▼ 38.1%€46k▼ 28.1%€27k▼ 42.5%
Working capital€92k▼ 4.5%€89k▼ 3.8%€92k▲ 3.8%€77k▼ 16.1%€62k▼ 19.7%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€32k ▼ 18.6%
Current assets
€87k ▼ 29.0%
Equity and liabilities €118k
Equity
€92k ▼ 20.0%
Debt
€27k ▼ 42.5%
Debt's share of the balance-sheet total falls from 28.9% to 22.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €12k
Cash flow
€12k▲
2024 · €10k
Current ratio
3.51▲
2024 · 2.72
Debt to equity
0.29▼
2024 · 0.41
ROE
2.3%▼
2024 · 2.4%
ROA
1.8%▲
2024 · 1.7%
Interest coverage
5.61▼
2024 · 5.80
Debt ≤ 1 year
€25k▼
2024 · €45k
Income taxes
€972▲
2024 · €394
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €10k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €8k | €9k | €7k | €10k | ▲ 39.4% |
| Other operating charges640/8 | - | €1k | €1k | €495 | €797 | ▲ 60.9% |
| Gross operating margin9900 | €79k | €60k | €55k | €12k | €15k | ▲ 19.3% |
| Operating profit (loss)9901 | €70k | €50k | €44k | €4k | €4k | ▼ 18.8% |
| Financial income75/76B | - | - | - | €783 | €2k | ▲ 151% |
| Recurring financial income75 | €13 | - | - | €783 | €2k | ▲ 151% |
| Financial charges65/66B | - | €2k | €5k | €2k | €2k | ▲ 21.4% |
| Recurring financial charges65 | €542 | €2k | €5k | €2k | €2k | ▲ 21.4% |
| Profit (loss) for the period before taxes9903 | €70k | €48k | €40k | €3k | €3k | ▼ 2.6% |
| Income taxes67/77 | €15k | €12k | €10k | €394 | €972 | ▲ 147% |
| Profit (loss) for the period9904 | €54k | €37k | €30k | €3k | €2k | ▼ 23.8% |
| Profit (loss) for the period to be appropriated9905 | €54k | €37k | €30k | €3k | €2k | ▼ 23.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €201k | €216k | €176k | €161k | €118k | ▼ 26.5% |
| Fixed assets21/28 | €26k | €23k | €20k | €39k | €32k | ▼ 18.6% |
| Tangible fixed assets22/27 | €26k | €23k | €20k | €39k | €32k | ▼ 18.6% |
| Plant, machinery and equipment23 | - | €2k | €4k | €3k | €2k | ▼ 33.6% |
| Furniture and vehicles24 | - | €21k | €15k | €36k | €29k | ▼ 17.3% |
| Current assets29/58 | €175k | €193k | €157k | €122k | €87k | ▼ 29.0% |
| Amounts receivable within one year40/41 | €70k | €37k | €33k | €10k | €56k | ▲ 485% |
| Trade receivables40 | - | €35k | €25k | €911 | €54k | ▲ 5,818% |
| Other amounts receivable41 | - | €2k | €9k | €9k | €2k | ▼ 77.5% |
| Current investments50/53 | - | - | - | €100k | €6k | ▼ 93.8% |
| Cash at bank and in hand54/58 | €105k | €156k | €122k | €12k | €24k | ▲ 104% |
| Deferred charges and accrued income490/1 | - | €59 | €1k | €719 | €420 | ▼ 41.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €201k | €216k | €176k | €161k | €118k | ▼ 26.5% |
| Equity10/15 | €112k | €112k | €112k | €114k | €92k | ▼ 20.0% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €93k | €91k | €91k | €94k | €71k | ▼ 24.3% |
| Distributable reserves133 | - | €91k | €91k | €94k | €71k | ▼ 24.3% |
| Amounts payable17/49 | €89k | €104k | €65k | €46k | €27k | ▼ 42.5% |
| Amounts payable after more than one year17 | €7k | - | - | - | - | - |
| Amounts payable within one year42/48 | €83k | €104k | €65k | €45k | €25k | ▼ 45.0% |
| Current portion of amounts payable after more than one year42 | - | €7k | - | - | - | - |
| Financial debts43 | - | - | - | - | €34 | - |
| Credit institutions430/8 | - | - | - | - | €34 | - |
| Trade debts44 | €12k | €9k | €5k | €2k | €9k | ▲ 282% |
| Suppliers440/4 | - | €9k | €5k | €2k | €9k | ▲ 282% |
| Taxes, remuneration and social security45 | - | €7k | €7k | €3k | €14k | ▲ 429% |
| Taxes450/3 | - | €7k | €7k | €3k | €14k | ▲ 429% |
| Other amounts payable47/48 | - | €82k | €53k | €40k | €1k | ▼ 96.4% |
| Accrued charges and deferred income492/3 | - | - | - | €2k | €2k | ▲ 29.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54k | €37k | €30k | €3k | €2k | ▼ 23.8% |
| + Depreciation and write-downs630 | €7k | €8k | €9k | €7k | €10k | ▲ 39.4% |
| Operating cash flow (approximation) | €62k | €45k | €39k | €10k | €12k | ▲ 22.0% |
| Investment in fixed assets (approximation) | - | €-5k | €-6k | €-27k | €-3k | ▲ 88.7% |
| Change in cash | - | €51k | €-34k | €-110k | €12k | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2013
Ground area
1,625 m²
Building footprint
129 m²
Volume, LiDAR
869 m³
Parcel 44412B0813/00Z000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PINPOINT!
since 20132.221.820.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0813/00Z000 | Flanders | 1,624 m² | 1 · 129 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2013
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.