PIF
ActivePIF has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-2k. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-5
Solvency59▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.53 against 1.58 in 2024; short-term debt: 64.4% and cash: 2.7% of total assets), but 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
-3.7%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-03-2026, 136 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
136 d late
2024
on the day
2023
18 d late
2022
21 d late
2021
30 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 9.9%
2024 · €18k
2019: €48k
2020: €43k
2021: €22k
2022: €19k
2023: €19k
2024: €18k
2019 → 2025
Total assets
€48k▼ 3.6%
2024 · €50k
2019: €78k
2020: €72k
2021: €49k
2022: €51k
2023: €48k
2024: €50k
2019 → 2025
Net result
€-2k▼ 202%
2024 · €-594
2019: €269
2020: €-5k
2021: €-21k
2022: €-4k
2023: €107
2024: €-594
2019 → 2025
Working capital
€16k▼ 8.9%
2024 · €18k
2019: €43k
2020: €42k
2021: €21k
2022: €18k
2023: €18k
2024: €18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€19k▼ 16.7%€19k▲ 0.6%€18k▼ 3.2%€16k▼ 9.9%
Operating result€-18k-€-895▲ 95.1%€3k€3k▲ 2.7%€2k▼ 27.2%
Net result€-21k-€-4k▲ 81.9%€107€-594€-2k▼ 202%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€800▼ 20.0%
Current assets
€47k▼ 3.3%
Equity and liabilities €48k
Equity
€16k▼ 9.9%
Debt
€32k▼ 0.1%
The debt ratio rises from 63.5% to 65.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €3k
Cash flow
€-2k▼
2024 · €-584
Solvency
34.2%▼
2024 · 36.5%
Current ratio
1.53▼
2024 · 1.58
Quick ratio
0.69▼
2024 · 0.74
Debt / equity
1.93▲
2024 · 1.74
ROE
-10.9%▼
2024 · -3.3%
ROA
-3.7%▼
2024 · -1.2%
Interest coverage
0.62▼
2024 · 0.85
Debt
€32k▼
2024 · €32k
Debt ≤ 1 year
€31k▼
2024 · €31k
Debt > 1 year
€690=
2024 · €690
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€48k▼
Fixed assets21/28€1k€800▼
Tangible fixed assets22/27€201-
Furniture and vehicles24€201-
Financial fixed assets28€800€800=
Current assets29/58€49k€47k▼
Stocks and contracts in progress3€26k€26k=
Stocks30/36€26k€26k=
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€2k€681▼
Cash at bank and in hand54/58€569€1k▲
Deferred charges and accrued income490/1€1k€159▼
Equity and liabilities
Total equity and liabilities10/49€50k€48k▼
Equity10/15€18k€16k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€10k€8k▼
Amounts payable17/49€32k€32k▼
Amounts payable after more than one year17€690€690=
Financial debts170/4€690€690=
Amounts payable within one year42/48€31k€31k▼
Financial debts43€26k€26k▼
Credit institutions430/8€26k€26k▼
Trade debts44€381€545▲
Suppliers440/4€381€545▲
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€2k€2k▼
Remuneration and social security454/9€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10€201▲
Other operating charges640/8€1k€330▼
Gross operating margin9900€5k€3k▼
Operating profit (loss)9901€3k€2k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-594€-2k▼
Profit (loss) for the period9904€-594€-2k▼
Profit (loss) for the period to be appropriated9905€-594€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Profit (loss) brought forward from the previous period14P€11k€10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 136 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
31-03
Financial
Back to profitnet €107
Net result €107 after 3 loss-making years.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lammerendries 29-311160 OudergemGround area
276 m²
Building footprint
91 m²
Volume, LiDAR
756 m³
Parcel 21332D0014/00P002, Brussels · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PIF
since 20082.175.246.675
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332D0014/00P002 | Brussels | 276 m² | 1 · 91 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TOMALEK
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BikeServicepunt
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Of 2,544 companies in sector 95290 we hold annual accounts for 417. 275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-12-2008
Fiscal year end31-03
Activities, NACEBEL
95290Repair and maintenance of other personal and household goods
81220Other building cleaning and industrial cleaning
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:christine.coenen@skynet.be