Equity
-€121,120
Debts exceed assets in financial year 2025.
PHOENIX
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €113,674 (2024)
€74,544▼ 34.4%
lowest -€64,263 (2011)
-€18,850▼ €14,642
peak €217,973 (2008)
-€121,120▼ €18,850
€634,344▼ 4.7%
Board4 names since 2008
2 directors and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €113,674 to €74,544Loss of €18,850Equity from -€102,271 to -€121,120
Key points
from the 2025 annual accountsLosses
-€340,643 in 17 years
Every financial year from 2009 to 2025 closed with a loss. 2011 was the heaviest.
Turnover
≈ €220,000 estimated
The accounts state no turnover.
Debts
€634,344 119% of the balance sheet
Financial debts 0%Suppliers 1%Taxes and wages 0%Other 99%
Of this, €595,215 falls due within a year.
Filings
36 annual accounts since 1990
Eight of the last ten came late. The 2019 accounts came latest: 56 days after the end of the period.
Position in the sector
-22.7%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 50.6% · 3,343 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Managing director
Director, since 06-12-2022
- all the sharesdeed of 13-12-2022
Recent changes
Registered office moved within Kortrijk
New registered office: Roterijstraat 7, 8500 Kortrijk · Previous registered office: Gladiatorenstraat 4, 8510 Kortrijk · Board meeting of 16-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0440504912
Amendment of the articles · Resignations & appointments
Change of role: , from director to sole director · Resignation: (director) · Director discharge: · Gazette deed
Environmental permit granted
Functiewijziging · Kortrijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PHOENIX Kortrijk | €534,315 | €74,544 | -22.7% | - |
| PREFIMMA Beauraing | €512,705 | €71,817 | 10.4% | - |
| POTVIN ASSURFINANCE Bernissart | €577,254 | €73,352 | 77.0% | - |
| CREDIT ROYAL Schaerbeek | €564,191 | €70,546 | 72.5% | - |
| Assurances MPD Neupré | €471,611 | €72,397 | -22.3% | - |
| Verzekeringen Verschuere bvba Waregem | €521,389 | €66,395 | 57.5% | 1 |
| Zakenkantoor Leenknegt Hooglede | €487,356 | €80,420 | 77.0% | - |
These companies have the same main activity as PHOENIX: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €472,000 and €577,000, founded between 1981 and 1994.
Official details
Source: KBO- Status
- Active since 28-03-1990Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 3 others
- Establishment unit
- 2.047.936.8488500 Kortrijk, since 26-07-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Annual accounts 2025
- €534,315▼ 8.8%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on PHOENIX
PHOENIX files the micro format. That format states no turnover. The gross margin rose from €30,502 in 2006 to €74,544 in 2025.
The balance sheet grew most in 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PHOENIX
- What is the company number of PHOENIX?
- The company number of PHOENIX is 0440.504.912. The VAT number is the same number with BE in front: BE 0440.504.912.
- Where is PHOENIX based?
- The registered office is at Roterijstraat 7, 8500 Kortrijk.Company details
- What does PHOENIX do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of PHOENIX?
- PHOENIX is a public limited company (NV).
- When was PHOENIX founded?
- PHOENIX was founded on 28-03-1990.
- Is PHOENIX still active?
- Yes, PHOENIX is an active enterprise in the KBO register.
- What is the turnover of PHOENIX?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €74,544 and 2,666 comparable companies of the same size. It probably lies between €150,000 and €390,000. It is a rough estimate.Financials
- Is PHOENIX profitable?
- In financial year 2025, PHOENIX made a loss of €18,850.
- Where can I find the annual accounts of PHOENIX?
- PHOENIX filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHOENIX due?
- PHOENIX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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