Equity
€409,261 ▼ 16.9%
CREDIT ROYAL paid out €83,333 in dividends. That is 26,107% of the 2025 profit.
CREDIT ROYAL
Lifetime
18 annual accounts with figures on one time axispeak €148,863 (2021)
€70,546▲ 3.2%
lowest -€16,930 (2012)
€319▼ 30.6%
peak €492,275 (2024)
€409,261▼ 16.9%
€154,930▲ 128%
peak 1.4 FTE (2011)
-not published
Board2 names since 2018
1 director
Documentsfilings and deeds
13-10-202674 days late
2025micro format
Result from €460 to €319Dividend €83,333Equity from €492,275 to €409,261Debts from €67,925 to €154,930
Key points
from the 2025 annual accountsTurnover
≈ €210,000 estimated
The accounts state no turnover.
Debts
€154,930 ▲ 128%
Debts rose by €87,005 in 2025.
Liquidity
4.55 was 21.64 in 2024
Short-term debts rose from €23,589 to €118,046.
Filings
18 annual accounts 19 filings, 74 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€319
Lower net result than 81% of companies in auxiliary financial services. Sector median €31,615 · 3,344 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447327475
Appointment: (director)
General meeting of 30-11-2023 · Gazette deed
Resignation: (manager)
Partner: (associé non actif non rémunéré) · General meeting of 20-02-2018 · Gazette deed
First establishment
Koninklijke Sinte-Mariastraat 144, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREDIT ROYAL Schaerbeek | €564,191 | €70,546 | 72.5% | - |
| PHOENIX Kortrijk | €534,315 | €74,544 | -22.7% | - |
| POTVIN ASSURFINANCE Bernissart | €577,254 | €73,352 | 77.0% | - |
| PREFIMMA Beauraing | €512,705 | €71,817 | 10.4% | - |
| Assurances MPD Neupré | €471,611 | €72,397 | -22.3% | - |
| SB BEYLEMANS Beringen | €488,210 | €60,977 | 11.7% | - |
| R. et J.-P. FRANCOIS Koekelberg | €521,216 | €56,131 | 65.5% | - |
These companies have the same main activity as CREDIT ROYAL: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €472,000 and €577,000, founded between 1988 and 1994.
Official details
Source: KBO- Status
- Active since 11-05-1992Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment unit
- 2.057.459.7731030 Schaerbeek, since 15-05-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on CREDIT ROYAL
CREDIT ROYAL files the micro format. That format states no turnover. The gross margin fell from €129,758 in 2006 to €70,546 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREDIT ROYAL
- What is the company number of CREDIT ROYAL?
- The company number of CREDIT ROYAL is 0447.327.475. The VAT number is the same number with BE in front: BE 0447.327.475.
- Where is CREDIT ROYAL based?
- The registered office is at Koninklijke Sinte-Mariastraat 142, 1030 Schaerbeek.Company details
- What does CREDIT ROYAL do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of CREDIT ROYAL?
- CREDIT ROYAL is a private limited company (BV).
- When was CREDIT ROYAL founded?
- CREDIT ROYAL was founded on 11-05-1992.
- Is CREDIT ROYAL still active?
- Yes, CREDIT ROYAL is an active enterprise in the KBO register.
- What is the turnover of CREDIT ROYAL?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €70,546 and 2,666 comparable companies of the same size. It probably lies between €140,000 and €370,000. It is a rough estimate.Financials
- Is CREDIT ROYAL profitable?
- In financial year 2025, CREDIT ROYAL made a profit of €319.
- Where can I find the annual accounts of CREDIT ROYAL?
- CREDIT ROYAL filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREDIT ROYAL due?
- CREDIT ROYAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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