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Philotus

Active Private limited companyfounded 2019active for 7 yearsTulpenlaan 10, 2620 HemiksemKBO/BCE: BE 0736.897.419

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €239,188 (2022)
€61,891▼ 35.3%
peak €158,376 (2022)
€37,372▼ 44.1%
peak €385,353 (2025)
€385,353▲ 10.7%
€12,218▼ 75.2%
Board1 name since 2019
1 directorHelsen Werner
Documentsfilings and deeds
12-10-202673 days late
2025micro format
Gross margin from €95,646 to €61,891Result from €66,807 to €37,372Debts from €49,342 to €12,218

Key points

from the 2025 annual accounts

Equity

€385,353 ▲ 10.7%

Philotus has made a profit in every financial year since 2020.

Turnover

≈ €130,000 estimated

The accounts state no turnover.

Liquidity

31.83 was 7.81 in 2024

Short-term debts fell from €49,342 to €12,218.

Filings

6 annual accounts 73 days
AprilJune31 JulyOctober202020222024

Latest accounts filed late: after the legal deadline.

Position in the sector

96.9%

Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.

Checked score

97
Excellent
Financially stronger than 72% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 96.9% of total assets
100+2short-term debt 3.1% · cash 78.9%
81-9return on assets 9.4%

Score breakdown

raises risk
Last filed accounts filed 73 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 31.83, cash €313,711
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €385,353 (96.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 47% on profitability and 58% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as Philotus has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Philotus itself is lower: 0.1% within 12 months. It rests on far more data about Philotus than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for Philotus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 31.83 (7.81 in 2024), above the usual 1.5. Short-term debt is 3.1% and cash 78.9% of total assets. 3.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 73 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 31.83, cash €313,711
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €385,353 (96.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
73 days late
2024
28 days late
2023
71 days late
2022
11 days early
2021
19 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 35 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

HW
Director, since 29-10-2019
  • HELSEN Werner Karel Maria 100 sharesdeed of 31-10-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0736897419
Incorporation Founding capital of €3,000, 100 shares · Founder: HELSEN Werner Karel Maria · Appointment: HELSEN Werner Karel Maria (director) · published on 31-10-2019 · Gazette deed
First establishment Tulpenlaan 10, Hemiksem
All 15 events

Comparable companies

same main activity, similar in size and age
Company
Philotus Hemiksem €397,572 €61,891 96.9% -
TOA Lier €383,191 €65,077 18.1% -
CVH INVEST Putte €377,387 €60,669 47.8% -
SALUS Duffel €405,155 €67,740 32.2% -
STUDIO-LM Lier €382,996 €57,113 58.3% 0
JFCO Antwerp €392,926 €59,796 92.2% -
De Dreef Hoogstraten €402,403 €61,871 35.0% -

These companies have the same main activity as Philotus: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €377,000 and €405,000, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 29-10-2019Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.297.877.8372620 Hemiksem, since 29-10-2019
Financial year end
31 December
Peppol
Reachable since 29-07-2025
Company details

Annual accounts 2025

€61,891▼ 35.3%
€37,372▼ 44.1%
€385,353▲ 10.7%
€397,572▲ 0.1%
Filing
Filed on 12-10-2026
Financials

Insights on Philotus

Philotus files the micro format. That format states no turnover. The gross margin rose from €23,475 in 2020 to €61,891 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-10-2026, 73 days late
€61,891
▼ 35.3%
€54,361
▼ 41.9%
€37,372
▼ 44.1%
€376,665
▲ 12.1%
96.9%
▲ 9.3 percentage points
31.83
▲ 24.02

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €95,000 and €160,000.

Balance sheet

balance sheet total €397,572 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

96.9%

Higher than 95% of 39,376 companies in 2025.

31.83

Higher than 95% of 38,058 companies in 2025.

9.4%

Higher than 41% of 38,530 companies in 2025.

Philotus Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 397,572397,323348,326308,310184,858167,859
21/28 8,68911,8972,67211,81921,69833,323
21 3,4174,304----
22/27 5,2727,5942,67211,81921,69833,323
24 5,2727,5942,67211,81921,69833,323
29/58 388,883385,426345,654296,491163,160134,535
40/41 40,937104,21695,53689,59574,64273,840
40 086,96685,75480,75471,17571,175
41 40,93717,2509,7828,8413,4672,665
54/58 313,711247,758214,534168,84350,57523,498
490/1 34,23533,45135,58338,05337,94337,197
Balance sheet: equity and liabilities
10/49 397,572397,323348,326308,310184,858167,859
10/15 385,353347,981281,174183,63025,2549,142
10/11 3,0003,0003,0003,0003,0003,000
10 ---3,0003,000-
100 ---3,0003,0003,000
13 382,353344,981278,174180,63022,2546,142
130/1 300300300300300300
130 ---300300300
1311 300300300---
133 382,053344,681277,874180,33021,9545,842
17/49 12,21849,34267,151124,680159,604158,716
42/48 12,21849,34267,151124,680159,604158,716
43 56915313---
430/8 56915313---
44 3,3712,8422,9924,7571,8471,052
440/4 3,3712,8422,9924,7571,8471,052
45 036,84659,74672,92310,75710,665
450/3 036,84659,74672,92310,75710,665
47/48 8,2799,5014,40047,000147,000147,000
Income statement
76A -028,090---
9900 61,89195,646142,972239,18832,46423,475
630 3,2091,9412,16112,06411,62513,178
640/8 4,3211901397144891,809
9901 54,36193,515140,672226,41020,3508,488
75/76B 01011010-
75 01011010-
65/66B 284224501905011
65 284224501905011
9903 54,07793,302140,633226,22120,3118,477
67/77 16,70526,49543,08967,8454,1982,335
9904 37,37266,80797,544158,37616,1126,142
9905 37,37266,80797,544158,37616,1126,142
Appropriation of the result
9906 37,37266,80797,544158,37616,1126,142
691/2 37,37266,80797,544158,37616,1126,142
6920 -----300
6921 37,37266,80797,544158,37616,1125,842
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 12-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 12-10-2026 2026-00556162 PDF
31-12-2024 micro format 28-08-2025 2025-00441927 PDF
31-12-2023 micro format 10-10-2024 2024-00506619 PDF
31-12-2022 abbreviated format 20-07-2023 2023-00296068 PDF
31-12-2021 abbreviated format 19-08-2022 2022-20296621 PDF
31-12-2020 abbreviated format 31-08-2021 2021-60800178 PDF

Subsidies and aid

Flemish government 2024, 1 entry, €468 awarded, €468 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
57,57095,456142,833238,47431,97521,666
40,58168,74899,705170,44027,73819,320
011,1661,2872,185046,501
65,95333,22445,691118,26827,077-
376,665336,084278,502171,8113,556-24,181
96.9%87.6%80.7%59.6%13.7%5.4%
31.837.815.152.381.020.85
0.030.140.240.686.3217.36
9.7%19.2%34.7%86.2%63.8%67.2%
9.4%16.8%28.0%51.4%8.7%3.7%
over 100over 100over 100over 100over 100-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€6,731€1,287€2,185-
Intangible fixed assets-€4,435---
€3,209€1,941€2,161€12,064€11,625

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Philotus

The operating result for 2025 is 42% lower than in 2024 and the lowest since 2021. It is the third fall in a row.

Debt's share of the balance-sheet total falls from 12.4% to 3.1%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 29-10-2019 term without a fixed end
listed in the 2025 annual accounts
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
deed of 31-10-2019

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Helsen Werner
Director (not named in the articles)
Board
Mandates as a list
  • Helsen Werner
    • Director (not named in the articles), from 29-10-2019 to date

See the board, name and registered office on a given date →

Control

Founder
HELSEN Werner Karel Maria
This company
Philotus
Equity €385,353
Profit €37,372 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€3,854 in 2025
Source
deed of 31-10-2019

Articles of association

deed of 31-10-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 14:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 31-10-2019 ↗
  • HELSEN Werner Karel Maria 100 shares (100%) · in cash

Network & group

No group

Philotus has no parent and no holdings in its annual accounts. Helsen Werner is the only director.

At the same address

Tulpenlaan 10, 2620 Hemiksem · 2 other companies
Grocon
registered office since 02-07-2007 · founded in 2007
total assets €302,204 (2025)
0890.491.474
X'Célence
registered office since 13-07-2022 · founded in 2022 · negative equity (2025)
total assets €199,763 (2025)
0788.548.632

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
PATRIKOM
via Helsen Werner · Director (not named in the articles) · deed of 20-01-2023
Founded in 2002 · total assets €4.5m (2025)
→
Grocon
via Helsen Werner · Director (not named in the articles) · deed of 31-01-2024
Founded in 2007 · total assets €302,204 (2025)
→

Timeline

Timeline

15 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 73 days late
2025
Liquidity more than quadruples current ratio 31.83 The current ratio rises from 7.81 to 31.83. Short-term debt falls from €49,342 to €12,218.
Annual accounts 2024 filed PDFmicro format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0736897419
2024
Annual accounts 2023 filed PDFmicro format · 71 days late
2023
Liquidity more than doubled current ratio 5.15 The current ratio rises from 2.38 to 5.15. Short-term debt falls from €124,680 to €67,151.
Equity above €200,000 equity €281,174 ▲53.1% With a profit in every financial year since 2020, equity grows to €281,174.
Annual accounts 2022 filed PDFabbreviated format · 11 days before the deadline
2022
Highest result from 2020 to 2025 net €158,376 ▲883% The operating result of €226,410 and the net result of €158,376 are both a record.
Liquidity more than doubled current ratio 2.38 The current ratio rises from 1.02 to 2.38. Short-term debt falls from €159,604 to €124,680.
Equity above €150,000 equity €183,630 ▲627% With a profit in every financial year since 2020, equity grows to €183,630.
Annual accounts 2021 filed PDFabbreviated format · 19 days late
2021
Annual accounts 2020 filed PDFabbreviated format · 31 days late
2019
IncorporationFounding capital of €3,000, 100 shares · Founder: HELSEN Werner Karel Maria · Appointment: HELSEN Werner Karel Maria (director) · published on 31-10-20194 points ▸
  • Founder, HELSEN Werner Karel Maria
  • Founding capital, euro 3.000, 100 shares
  • Board rule, 1
  • Director appointment, HELSEN Werner Karel Maria (director (not named in the articles))

Open the deed in the Belgian Official Gazette

First establishment Tulpenlaan 10, Hemiksem

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 29 October 2019, Philotus was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Helsen Werner has served as director since 2019.3 Total assets went from €167,859 in 2020 to €397,572 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 31-10-2019
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0736.897.419
VAT number
BE 0736.897.419
Peppol ID
0208:0736897419
Other Peppol ID
9925:BE0736897419
Legal form
Private limited company
Status
Active, normal situation
Founded
29-10-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 14:00
deed of 31-10-2019 (in Dutch)
Peppol
Reachable since 29-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Philotus in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-10-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Tulpenlaan 10, 2620 Hemiksem”
deed of 31-10-2019 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
70210 Activities of head offices; management consultancy activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“1. het verlenen van adviezen en hulp aan het bedrijfsleven op het gebied van management,planning,organisatie,efficiëntie en toezicht,het…”
3 activities
  1. 1. het verlenen van adviezen en hulp aan het bedrijfsleven op het gebied van management,planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,de analyse,de sturing en toezicht van productie processen enzovoort;
  2. 2. het opnemen van bestuursmandaten in rechtspersonen;
  3. 3. het stellen van persoonlijke en zakelijke zekerheden;
deed of 31-10-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Tulpenlaan 10 registered office 2620 Hemiksem 29-10-2019 2.297.877.837

Buildings and parcels at the address

Ground area
1,892 m²
Buildings
236 m²
Volume, LiDAR
1,156 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
236 m², 9.1 m 236 m², 9.1 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11018A0010/00N0001,892 m² 1 · 236 m² 9.1 m · 2