Grocon
ActiveGrocon has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €571. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0% and cash: 65.2% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
27 d early
2023
17 d late
2022
2 d early
2021
30 d late
2020
81 d late
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€302k▲ 0.2%
2024 · €302k
2018: €127k
2019: €148k
2020: €151k
2021: €146k
2022: €147k
2023: €203k
2024: €302k
2018 → 2025
Total assets
€302k▼ 23.5%
2024 · €395k
2018: €553k
2019: €576k
2020: €400k
2021: €349k
2022: €307k
2023: €336k
2024: €395k
2018 → 2025
Net result
€571▼ 99.4%
2024 · €98k
2018: €212
2019: €21k
2020: €2k
2021: €-5k
2022: €1k
2023: €56k
2024: €98k
2018 → 2025
Working capital
€302k▲ 16.6%
2024 · €259k
2018: €82k
2019: €119k
2020: €133k
2021: €131k
2022: €130k
2023: €177k
2024: €259k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€147k▲ 0.9%€203k▲ 38.3%€302k▲ 48.3%€302k▲ 0.2%
Operating result€5k-€9k▲ 83.3%€87k▲ 853%€138k▲ 58.7%€4k▼ 97.4%
Net result€-5k-€1k€56k▲ 4,101%€98k▲ 74.3%€571▼ 99.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €302k
Equity
€302k▲ 0.2%
Debt
€20▼ 100.0%
The debt ratio falls from 23.7% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €179k
Cash flow
€571▼
2024 · €139k
Solvency
100.0%▲
2024 · 76.3%
Debt / equity
0.00▼
2024 · 0.31
ROE
0.2%▼
2024 · 32.6%
ROA
0.2%▼
2024 · 24.9%
Interest coverage
111.95▲
2024 · 48.14
Debt
€20▼
2024 · €94k
Debt ≤ 1 year
€20▼
2024 · €89k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€3k▼
2024 · €36k
A ratio outside any meaningful range has been withheld (balance sheet total €302k, equity €302k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€395k€302k▼
Fixed assets21/28€47k€0▼
Tangible fixed assets22/27€47k€0▼
Leasing and similar rights25€44k€0▼
Other tangible fixed assets26€3k€0▼
Current assets29/58€348k€302k▼
Stocks and contracts in progress3€44k€66k▲
Stocks30/36€44k€66k▲
Amounts receivable within one year40/41€47k€39k▼
Trade receivables40€30k€20k▼
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€257k€197k▼
Deferred charges and accrued income490/1€146€0▼
Equity and liabilities
Total equity and liabilities10/49€395k€302k▼
Equity10/15€302k€302k▲
Contributions10/11€6k€6k=
Reserves13€295k€295k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€294k€294k=
Profit (loss) carried forward14-€571
Amounts payable17/49€94k€20▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€89k€20▼
Current portion of amounts payable after more than one year42€53k€0▼
Trade debts44€314€20▼
Suppliers440/4€314€20▼
Taxes, remuneration and social security45€36k€0▼
Taxes450/3€36k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€0▼
Other operating charges640/8€813€11k▲
Non-recurring operating charges66A-€48k
Gross operating margin9900€180k€63k▼
Operating profit (loss)9901€138k€4k▼
Financial charges65/66B€4k€32▼
Recurring financial charges65€4k€32▼
Profit (loss) for the period before taxes9903€135k€4k▼
Income taxes67/77€36k€3k▼
Profit (loss) for the period9904€98k€571▼
Profit (loss) for the period to be appropriated9905€98k€571▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€571▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€98k€0▼
To other reserves6921€98k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 3865current ratio 15110.22
Current ratio from 3.91 to 15110.22; short-term debt falls from €89k to €20.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €98k ▲74.3%
Operating result €138k, net result €98k, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
30-09
Financial
Equity above €200kEq €203k ▲38.3%
2 profitable years in a row build equity to €203k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-09
Financial
Weakest financial yearnet €-5k ▼326%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 81 days late
2020
30-09
Financial
Liquidity doublescurrent ratio 3.93
Current ratio from 1.67 to 3.93; short-term debt falls from €178k to €45k.
30-09
Financial
Equity above €150kEq €151k ▲1.4%
3 profitable years in a row build equity to €151k.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
Resigned as Director
31-01-2024
Resigned as Director
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tulpenlaan 102620 HemiksemGround area
3,295 m²
Building footprint
1,518 m²
Volume, LiDAR
6,958 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
grocon
since 20072.165.069.593
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018A0010/00N000 | Flanders | 1,892 m² | 1 · 236 m² | 9.1 m · 2 fl. |
| 11463D0423/00G002 | Flanders | 1,402 m² | 1 · 1,283 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTOMNE
BE 0443.804.494
Ukkel · Eq €302k
TRILUX
BE 0448.238.780
Antwerpen · Eq €302k
LEE & LEWIS HOME FURNITURE
BE 0861.031.485
Tessenderlo-Ham · Eq €304k
CLEAN BAKING PRODUCTS
BE 0467.068.262
Zwijndrecht · Eq €306k
ELECTRO BAUMANS
BE 0469.588.282
Tielt-Winge · Eq €307k
Of 679 companies in sector 46494 we hold annual accounts for 530. 404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2007
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
51441
46442Wholesale trade
46841Wholesale trade
51442
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.