STUDIO-LM
ActiveSummary
STUDIO-LM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €223,141 and a net result of €35,316. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 144 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability80▼-12
Solvency83▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 3.15 in 2025; short-term debt: 10.1% and cash: 9.1% of total assets), and 41.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
58.3%
Return on assets
9.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 17-09-2026, 44 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
44 d early
2025
25 d early
2024
7 d early
2023
6 d early
2022
13 d early
2021
4 d early
2020
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 18 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
Equity
€223,141▲ 18.8%
2025 · €187,824
Total assets
€382,996▲ 72.8%
2025 · €221,692
Net result
€35,316▼ 13.7%
2025 · €40,917
Working capital
-€1,181
2025 · €63,311
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€72,695▲ 418%€45,767▼ 37.0%€53,738▲ 17.4%€58,811▲ 9.4%€52,863▼ 10.1%
Net result€53,054within the sector's middle half▲ 496%€35,262within the sector's middle half▼ 33.5%€37,326within the sector's middle half▲ 5.9%€40,917within the sector's middle half▲ 9.6%€35,316▼ 13.7%
Equity€74,319within the sector's middle half▲ 249%€109,581within the sector's middle half▲ 47.4%€146,907within the sector's middle half▲ 34.1%€187,824within the sector's middle half▲ 27.9%€223,141▲ 18.8%
Total assets€123,797within the sector's middle half▲ 86.3%€144,971within the sector's middle half▲ 17.1%€178,505within the sector's middle half▲ 23.1%€221,692below the sector's middle half▲ 24.2%€382,996▲ 72.8%
Debt€49,479▲ 9.5%€35,390▼ 28.5%€31,598▼ 10.7%€33,868▲ 7.2%€159,855▲ 372%
Working capital€51,456within the sector's middle half▲ 533%€79,546within the sector's middle half▲ 54.6%€27,667within the sector's middle half▼ 65.2%€63,311within the sector's middle half▲ 129%-€1,181
Solvency60.0%within the sector's middle half▲ 28.0pp75.6%within the sector's middle half▲ 15.6pp82.3%above the sector's middle half▲ 6.7pp84.7%above the sector's middle half▲ 2.4pp58.3%▼ 26.5pp
Current ratio2.87within the sector's middle half▲ 1.415.15above the sector's middle half▲ 2.282.30within the sector's middle half▼ 2.843.15within the sector's middle half▲ 0.850.97▼ 2.18
Return on assets (ROA)42.9%above the sector's middle half▲ 29.5pp24.3%within the sector's middle half▼ 18.5pp20.9%within the sector's middle half▼ 3.4pp18.5%above the sector's middle half▼ 2.5pp9.2%▼ 9.2pp
Staff (FTE)0within the sector's middle half0
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 10% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €382,996
Fixed assets
€345,395 ▲ 168%
Current assets
€37,601 ▼ 59.4%
Equity and liabilities €382,996
Equity
€223,141 ▲ 18.8%
Debt
€159,855 ▲ 372%
Debt's share of the balance-sheet total rises from 15.3% to 41.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55,437▼
2025 · €60,452
Cash flow
€37,890▼
2025 · €42,558
Debt to equity
0.72▲
2025 · 0.18
ROE
15.8%▼
2025 · 21.8%
Interest coverage
12.05▼
2025 · 33.01
Debt ≤ 1 year
€38,782▲
2025 · €29,385
Debt > 1 year
€121,073▲
2025 · €4,483
Income taxes
€13,007▼
2025 · €16,063
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,513 | €910 | €1,246 | €1,641 | €2,574 | ▲ 56.8% |
| Other operating charges640/8 | €1,571 | €1,139 | €848 | €1,091 | €1,676 | ▲ 53.6% |
| Non-recurring operating charges66A | - | - | €193 | €0 | - | - |
| Gross operating margin9900 | €76,778 | €47,816 | €56,025 | €61,543 | €57,113 | ▼ 7.2% |
| Operating profit (loss)9901 | €72,695 | €45,767 | €53,738 | €58,811 | €52,863 | ▼ 10.1% |
| Financial income75/76B | - | €390 | €314 | €0 | €60 | ▲ 19,171% |
| Recurring financial income75 | - | €390 | €314 | €0 | €60 | ▲ 19,171% |
| Financial charges65/66B | €885 | €1,869 | €2,894 | €1,831 | €4,599 | ▲ 151% |
| Recurring financial charges65 | €885 | €1,869 | €2,894 | €1,831 | €4,599 | ▲ 151% |
| Profit (loss) for the period before taxes9903 | €71,809 | €44,288 | €51,159 | €56,980 | €48,324 | ▼ 15.2% |
| Income taxes67/77 | €18,755 | €9,025 | €13,832 | €16,063 | €13,007 | ▼ 19.0% |
| Profit (loss) for the period9904 | €53,054 | €35,262 | €37,326 | €40,917 | €35,316 | ▼ 13.7% |
| Profit (loss) for the period to be appropriated9905 | €53,054 | €35,262 | €37,326 | €40,917 | €35,316 | ▼ 13.7% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,797 | €144,971 | €178,505 | €221,692 | €382,996 | ▲ 72.8% |
| Fixed assets21/28 | €44,795 | €46,235 | €129,624 | €128,996 | €345,395 | ▲ 168% |
| Tangible fixed assets22/27 | €4,795 | €6,235 | €9,624 | €8,996 | €12,912 | ▲ 43.5% |
| Plant, machinery and equipment23 | €450 | €3,789 | €3,302 | €2,815 | €2,328 | ▼ 17.3% |
| Furniture and vehicles24 | €2,775 | €1,040 | €1,384 | €1,807 | €6,775 | ▲ 275% |
| Other tangible fixed assets26 | €1,571 | €1,406 | €4,938 | €4,373 | €3,809 | ▼ 12.9% |
| Financial fixed assets28 | €40,000 | €40,000 | €120,000 | €120,000 | €332,483 | ▲ 177% |
| Current assets29/58 | €79,002 | €98,736 | €48,881 | €92,696 | €37,601 | ▼ 59.4% |
| Amounts receivable within one year40/41 | €26,620 | €12,878 | €25,713 | €19,979 | €807 | ▼ 96.0% |
| Trade receivables40 | €26,620 | - | €25,007 | €19,979 | €807 | ▼ 96.0% |
| Other amounts receivable41 | - | €12,878 | €706 | €0 | - | - |
| Cash at bank and in hand54/58 | €52,114 | €84,209 | €21,232 | €71,269 | €34,950 | ▼ 51.0% |
| Deferred charges and accrued income490/1 | €268 | €1,649 | €1,936 | €1,448 | €1,844 | ▲ 27.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,797 | €144,971 | €178,505 | €221,692 | €382,996 | ▲ 72.8% |
| Equity10/15 | €74,319 | €109,581 | €146,907 | €187,824 | €223,141 | ▲ 18.8% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Reserves13 | €67,819 | €103,081 | €140,250 | €181,250 | €216,625 | ▲ 19.5% |
| Distributable reserves133 | €67,819 | €103,081 | €140,250 | €181,250 | €216,625 | ▲ 19.5% |
| Profit (loss) carried forward14 | - | €0 | €157 | €74 | €16 | ▼ 78.9% |
| Amounts payable17/49 | €49,479 | €35,390 | €31,598 | €33,868 | €159,855 | ▲ 372% |
| Amounts payable after more than one year17 | €21,933 | €16,200 | €10,384 | €4,483 | €121,073 | ▲ 2,601% |
| Financial debts170/4 | €21,933 | €16,200 | €10,384 | €4,483 | €121,073 | ▲ 2,601% |
| Amounts payable within one year42/48 | €27,546 | €19,190 | €21,214 | €29,385 | €38,782 | ▲ 32.0% |
| Current portion of amounts payable after more than one year42 | €5,650 | €5,733 | €5,816 | €5,901 | €26,733 | ▲ 353% |
| Trade debts44 | €2,636 | €910 | €1,728 | €2,145 | €3,494 | ▲ 62.9% |
| Suppliers440/4 | €2,636 | €910 | €1,728 | €2,145 | €3,494 | ▲ 62.9% |
| Taxes, remuneration and social security45 | €12,270 | €5,289 | €9,639 | €18,411 | €7,005 | ▼ 62.0% |
| Taxes450/3 | €12,270 | €5,289 | €7,347 | €18,411 | €7,005 | ▼ 62.0% |
| Remuneration and social security454/9 | - | - | €2,292 | €0 | - | - |
| Other amounts payable47/48 | €6,990 | €7,258 | €4,030 | €2,929 | €1,550 | ▼ 47.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,054 | €35,262 | €37,326 | €40,917 | €35,316 | ▼ 13.7% |
| + Depreciation and write-downs630 | €2,513 | €910 | €1,246 | €1,641 | €2,574 | ▲ 56.8% |
| Operating cash flow (approximation) | €55,567 | €36,172 | €38,572 | €42,558 | €37,890 | ▼ 11.0% |
| Investment in fixed assets (approximation) | - | -€2,350 | -€84,634 | -€1,013 | -€218,973 | ▼ 21,509% |
| Change in cash | - | €32,095 | -€62,976 | €50,037 | -€36,318 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Equity above €200,000Eq €223,141 ▲18.8%
7 profitable years in a row build equity to €223,141.
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Equity above €150,000Eq €187,824 ▲27.9%
6 profitable years in a row build equity to €187,824.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100,000Eq €109,581 ▲47.4%
4 profitable years in a row build equity to €109,581.
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2020net €53,054 ▲496%
Operating result €72,695, net result €53,054, both a record.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Ground area
517 m²
Building footprint
131 m²
Volume, LiDAR
932 m³
Parcel 12392C0448/00Y004, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Studio-LM
since 20192.292.021.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392C0448/00Y004 | Flanders | 517 m² | 1 · 131 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2026 list no shareholders, and no other source names one.
Holdings 1
-
33.3%
According to the annual accounts to 31-03-2026 of STUDIO-LM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 39,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
46474Wholesale trade
68110Buying and selling of own real estate
70100Activities of head offices
74130Interior design
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0729787814
Also
9925:BE0729787814
Registered
24-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.