PHILOBEL
The computed 12-month bankruptcy probability of PHILOBEL is 0.8% (low). The 2024 annual accounts show equity of €249k and a net result of €-226k. Its solvency ranks better than 39% of 4919 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €249k |
| Net result | €-226k |
| Better than sector | 39% |
| Active | 3 yrs |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.5% | 16.7% | |
| Net result | €-226k | €2k | |
| Equity | €249k | €27k | |
| Gross operating margin | €49k | €27k | |
| Total assets | €3.83M | €302k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €47k |
| Net profit | €-226k |
| Cash flow | €-50k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €3.83M |
| Equity | €249k |
| Debt | €3.58M |
| of which ≤ 1y | €331k |
| of which > 1y | €3.25M |
| Working capital | €-223k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.33 |
| Quick ratio | 0.33 |
| Working capital ratio | -5.8% |
| Solvency | 6.5% |
| Debt / equity | 14.35 |
| Long-term debt ratio | 13.02 |
| Interest coverage | 0.48 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.9% |
| ROE | -90.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.83M |
| Fixed assets | 21/28 | €3.72M |
| Formation expenses | 20 | €2k |
| Tangible fixed assets | 22/27 | €3.72M |
| Current assets | 29/58 | €108k |
| Amounts receivable within one year | 40/41 | €58k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.83M |
| Equity | 10/15 | €249k |
| Contributions / capital | 10/11 | €475k |
| Accumulated profits (losses) | 14 | €-226k |
| Amounts payable | 17/49 | €3.58M |
| Amounts payable after one year | 17 | €3.25M |
| Amounts payable within one year | 42/48 | €331k |
| Trade debts payable within one year | 44 | €270k |
| Income statement | ||
| Gross operating margin | 9900 | €49k |
| Operating result | 9901 | €-129k |
| Financial charges | 65 | €96k |
| Result before taxes | 9903 | €-226k |
| Net result for the period | 9904 | €-226k |
| Result to be appropriated | 9905 | €-226k |
| NACE primary | Real estate rental(68203) |
| Legal form | Public limited company(014) |
| Incorporation | 27-06-2023 |
| Status | Active |
| Postal code | 8300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0821/00B000 | Flanders | 341 m² | 1 · 341 m² | 23.6 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-04-2024 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": false
},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0803.248.684",
"name_full": "PHILOBEL"
},
"legal_form_change": {
"new": "Naamloze vennootschap",
"old": "Naamloze vennootschap",
"changed": false
}
}29-06-2023 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Bernard DEWITTE",
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-06-29",
"filing_date": "2023-06-27",
"act_kind_objet": "OPRICHTING"
},
"decision": {
"body": "algemene_vergadering",
"date": "2023-06-27",
"unanimous": true
},
"agm_change": null,
"detected_kind": "oprichting",
"other_address": {
"action": "added",
"purpose": "statutaire_zetel",
"address_new": "8300 Knokke, Lippenslaan, 315/bus 6",
"address_old": null,
"effective_date": "2023-06-27",
"effective_date_is_approximate": false
},
"mandate_renewal": {
"period_end": null,
"mandate_kind": "enig_aandeelhouder_schriftelijk",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": null,
"person_or_entity_kbo": null,
"person_or_entity_name": "DONNAY Philippe Andr\u00E9 Joseph Hubert"
},
"subject_company": {
"kbo": "0803.248.684",
"name_full": "PHILOBEL",
"legal_form": "NV"
},
"accounts_deposit": {
"filing_kind": null,
"fiscal_year_end": "2024-12-31",
"filing_reference": null
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": "Bernard DEWITTE",
"org_rep_person_name": null
},
"co_filed_documents": [],
"fiscal_year_change": {
"new_end_mm_dd": "12-31",
"old_end_mm_dd": null,
"new_start_mm_dd": "01-01",
"old_start_mm_dd": null,
"first_full_new_year": 2025,
"transition_period_end": "2024-12-31"
},
"liquidation_closure": null,
"officer_designation": {
"role": "secretaris_adjoint",
"organ": "raad_van_bestuur",
"person_name": "FLUCHARD Isabelle Jeanne Marie Ange Ghislaine"
},
"special_procuration": {
"grantee_kbo": null,
"grantee_name": "JORDENS",
"grantor_name": "PHILOBEL",
"scope_summary": "Volmacht voor het neerleggen en ondertekenen van aangiften tot registratie, registratie of andere wijzigingen bij de KBO, de bevoegde dienst van het ondernemingsloket, en bij de administratie van de btw, alsook met betrekking tot aanvragen van vergunningen voor de activiteit van de vennootschap.",
"monetary_cap_eur": null,
"scope_categories": [
"publication",
"tax"
],
"termination_clause": null,
"substitution_allowed": false
},
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PHILOBEL |