PHILOBEL
ActivePHILOBEL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €249k and a net result of €-226k. Its solvency ranks better than 27% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes
Profitability0
Solvency4
Growth-
Stability79
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33), and 93.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.5%
Return on assets
-5.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€249k
Total assets
€3.83M
Net result
€-226k
Working capital
€-223k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €3.83M
Fixed assets
€3.72M
Current assets
€108k
Equity and liabilities €3.83M
Equity
€249k
Debt
€3.58M
Debt finances 93.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k
Cash flow
€-50k
Solvency
6.5%
Current ratio
0.33
Quick ratio
0.33
Debt / equity
14.35
ROE
-90.4%
ROA
-5.9%
Interest coverage
0.48
Debt
€3.58M
Debt ≤ 1 year
€331k
Debt > 1 year
€3.25M
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€3.83M
Formation expenses20€2k
Fixed assets21/28€3.72M
Tangible fixed assets22/27€3.72M
Land and buildings22€3.72M
Current assets29/58€108k
Amounts receivable within one year40/41€58k
Other amounts receivable41€58k
Cash at bank and in hand54/58€21k
Deferred charges and accrued income490/1€29k
Equity and liabilities
Total equity and liabilities10/49€3.83M
Equity10/15€249k
Contributions10/11€475k
Capital10€475k
Issued capital100€475k
Profit (loss) carried forward14€-226k
Amounts payable17/49€3.58M
Amounts payable after more than one year17€3.25M
Financial debts170/4€3.25M
Amounts payable within one year42/48€331k
Trade debts44€270k
Suppliers440/4€270k
Other amounts payable47/48€61k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k
Other operating charges640/8€3k
Gross operating margin9900€49k
Operating profit (loss)9901€-129k
Financial charges65/66B€96k
Recurring financial charges65€96k
Profit (loss) for the period before taxes9903€-226k
Profit (loss) for the period9904€-226k
Profit (loss) for the period to be appropriated9905€-226k
Appropriation of the result
Profit (loss) to be appropriated9906€-226k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lippenslaan 3158300 Knokke-HeistGround area
341 m²
Building footprint
341 m²
Volume, LiDAR
3,666 m³
Parcel 31013A0821/00B000, Flanders · tallest building 23.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lippenslaan 315, 8300 Knokke-Heist
since 20232.375.439.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0821/00B000 | Flanders | 341 m² | 1 · 341 m² | 23.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Soete
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BIOINVEST
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KASTEEL CONINXDONCK
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Mardis Consultancy
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-06-2023
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.