PHIALE
ActiveFor the legal form of PHIALE, Checked does not compute a bankruptcy probability. For PHIALE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €1.87M and a net result of €106k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 48% of 34217 sector peers (fiscal year 2023). The company has been active since 1996 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability23▼-46
Solvency80▼-2
Growth78▲+20
Track record92
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-10-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-10-2024 close31-05-2025 deadline20-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2023 was due by 31-05-2024 and was filed on 21-05-2024, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
10 d early
2022
118 d early
2021
6 d late
2020
29 d late
2019
41 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Financials · fiscal year 2023, micro schema
Equity
€1.87M▲ 6.0%
2022 · €1.77M
2019: €1.82M
2020: €1.78M
2021: €1.76M
2022: €1.77M
2019 → 2023
Total assets
€3.40M▲ 9.5%
2022 · €3.11M
2019: €3.36M
2020: €3.40M
2021: €3.44M
2022: €3.11M
2019 → 2023
Net result
€106k▲ 1,080%
2022 · €9k
2019: €-35k
2020: €-38k
2021: €-24k
2022: €9k
2019 → 2023
Working capital
€-1.09M▲ 17.0%
2022 · €-1.31M
2019: €-1.26M
2020: €-1.30M
2021: €-1.31M
2022: €-1.31M
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€1.82M-€1.78M▼ 2.1%€1.76M▼ 1.3%€1.77M▲ 0.5%€1.87M▲ 6.0%
Operating result€-37k-€-37k▲ 0.2%€-24k▲ 36.5%€9k€-49k
Net result€-35k-€-38k▼ 11.2%€-24k▲ 38.4%€9k€106k▲ 1,080%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €49k after €9k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €3.40M
Fixed assets
€2.97M▼ 3.3%
Current assets
€430k▲ 1,163%
Equity and liabilities €3.40M
Equity
€1.87M▲ 6.0%
Debt
€1.53M▲ 14.1%
The debt ratio rises from 43.2% to 45.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-34k▼
2022 · €12k
Cash flow
€120k▲
2022 · €12k
Solvency
55.0%▼
2022 · 56.8%
Current ratio
0.28▲
2022 · 0.03
Quick ratio
0.28▲
2022 · 0.03
Debt / equity
0.82▲
2022 · 0.76
ROE
5.6%▲
2022 · 0.5%
ROA
3.1%▲
2022 · 0.3%
Interest coverage
-24.51▼
2022 · 173.15
Debt
€1.53M▲
2022 · €1.34M
Debt ≤ 1 year
€1.52M▲
2022 · €1.34M
Debt > 1 year
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€3.11M€3.40M▲
Fixed assets21/28€3.08M€2.97M▼
Tangible fixed assets22/27€155k€54k▼
Land and buildings22€147k-
Plant, machinery and equipment23€7k€30k▲
Furniture and vehicles24€975€24k▲
Financial fixed assets28€2.92M€2.92M=
Current assets29/58€34k€430k▲
Amounts receivable within one year40/41€23k€346k▲
Trade receivables40€19k€17k▼
Other amounts receivable41€4k€329k▲
Current investments50/53€11k€11k=
Cash at bank and in hand54/58€168€73k▲
Equity and liabilities
Total equity and liabilities10/49€3.11M€3.40M▲
Equity10/15€1.77M€1.87M▲
Contributions10/11€2.07M€2.07M=
Capital10€2.07M-
Issued capital100€2.07M-
Reserves13€46k€188k▲
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k-
Reserves not available under the articles1311-€25k
Tax-exempt reserves132€19k€160k▲
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-347k€-383k▼
Amounts payable17/49€1.34M€1.53M▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€1.34M€1.52M▲
Trade debts44€18k€16k▼
Suppliers440/4€18k€16k▼
Other amounts payable47/48€1.33M€1.50M▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€15k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€17k€-28k▼
Operating profit (loss)9901€9k€-49k▼
Financial income75/76B-€156k
Recurring financial income75-€156k
Non-recurring financial income76B-€156k
Financial charges65/66B€67€1k▲
Recurring financial charges65€67€1k▲
Profit (loss) for the period before taxes9903€9k€106k▲
Profit (loss) for the period9904€9k€106k▲
Transfer from tax-exempt reserves789-€6k
Transfer to tax-exempt reserves689-€148k
Profit (loss) for the period to be appropriated9905€9k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-347k€-383k▼
Profit (loss) brought forward from the previous period14P€-356k€-347k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-11
KBO administration
UBO non-compliance
event 15-11-2025
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Highest result since 2019net €106k ▲1080%
Net result €106k, the highest in the series.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 6 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
31-10
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
04-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 4 days late
2013
29-11
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 121 days late
2011
30-09
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 61 days late
2010
28-07
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat(S) 538554 ZwevegemGround area
6,908 m²
Building footprint
357 m²
Volume, LiDAR
2,665 m³
Parcel 34034F0135/00M000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PHIALE NV
since 19962.076.592.034
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34034F0135/00M000 | Flanders | 6,908 m² | 1 · 357 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900N4I25LT5L12K39
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 20,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPartnership limited by shares
Founded19-03-1996
Fiscal year end31-10
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.