PHIALE
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Profitability weakNet result: -1.3% of total assets; operating cash result covers interest charges -31.6 times.
- Liquidity weakDebts due within a year: 46.5% of total assets; cash: 0%.
- Solvency strongEquity is 53.2% of total assets.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for the year to 31 October 2026 are due before 31 May 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Filed more than 90 days lateThe financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 24-09-2026, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
- Administrative warnings in the KBO publications1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your accounts for the year to 31 October 2026 before 31 May 2027
For 2025, your accounts arrived 116 days after the deadline. A punctual filing shows as such under Signals.
See it in your dossier -
Keep your short-term debts in hand
Your current assets cover 0.22 times your debts due within a year (2025). Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.
See it in your dossier -
Bring your UBO register up to date
The KBO records a strike-off over the UBO register (28 November 2025). Whoever looks you up sees it under Signals. A complete UBO registration with the FPS Finance lifts the strike-off.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.