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PHIALE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHIALE

BE 0457.523.957
NACE 70.200, Business and other management consultancy
fiscal year 2023 against 2025not consecutivefiled annual accounts (NBB)
Net result for the year
-€43,454
2023 · €105,639-€149,093
Equity
€1.8m
2023 · €1.9m-€122,319
Cash
€350
2023 · €72,510-€72,160
Balance sheet total
€3.3m
2023 · €3.4m-€116,650

Largest movements

2023 to 2025
Assets
  • Cash -€72,160

    down €72,160 (-99.5%), from €72,510 to €350

Equity and liabilities
  • Reserves -€141,637

    down €141,637 (-75.3%), from €188,013 to €46,376

    of which Tax-exempt reserves: -€141,637

Income statement
  • Financial income -€154,263

    down €154,263 (-98.8%), from €156,133 to €1,870

    of which Non-recurring financial income: -€156,133

  • Gross operating margin +€2,622

    up €2,622 (+9.4%), from -€27,831 to -€25,209

  • Other operating charges -€1,699

    down €1,699 (-25.8%), from €6,578 to €4,879

  • Financial charges -€451

    down €451 (-32.1%), from €1,404 to €953

  • Depreciation -€380

    down €380 (-2.6%), from €14,681 to €14,301

From the 2023 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €105,639
Gross operating margin +€2,622
Depreciation +€380
Other operating charges +€1,699
Financial income -€154,263
Financial charges +€451
Taxes +€18
Result 2025 -€43,454

Cash bridge derived

cash 2023 to 2025

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 43 lines
Line Code 2023 2025 Change %
Total assets 20/58 €3,404,844 €3,288,194 -€116,650 -3.4%
Fixed assets 21/28 €2,974,727 €2,948,375 -€26,352 -0.9%
Tangible fixed assets 22/27 €53,885 €27,532 -€26,353 -48.9%
Plant, machinery and equipment 23 €30,274 €14,036 -€16,238 -53.6%
Furniture and vehicles 24 €23,611 €13,496 -€10,115 -42.8%
Financial fixed assets 28 €2,920,842 €2,920,843 +€1 0.0%
Current assets 29/58 €430,117 €339,819 -€90,298 -21.0%
Amounts receivable within one year 40/41 €346,421 €328,283 -€18,138 -5.2%
Trade receivables 40 €17,389 €49,692 +€32,303 +185.8%
Other amounts receivable 41 €329,032 €278,591 -€50,441 -15.3%
Current investments 50/53 €11,186 €11,186 = 0.0%
Cash at bank and in hand 54/58 €72,510 €350 -€72,160 -99.5%
Total equity and liabilities 10/49 €3,404,844 €3,288,194 -€116,650 -3.4%
Equity 10/15 €1,872,324 €1,750,005 -€122,319 -6.5%
Contributions 10/11 €2,067,000 €2,067,000 = 0.0%
Reserves 13 €188,013 €46,376 -€141,637 -75.3%
Non-distributable reserves 130/1 €25,000 €25,000 = 0.0%
Reserves not available under the articles 1311 €25,000 €25,000 = 0.0%
Tax-exempt reserves 132 €160,387 €18,750 -€141,637 -88.3%
Distributable reserves 133 €2,626 €2,626 = 0.0%
Profit (loss) carried forward 14 -€382,689 -€363,371 +€19,318 +5.0%
Amounts payable 17/49 €1,532,520 €1,538,189 +€5,669 +0.4%
Amounts payable after more than one year 17 €15,813 €8,867 -€6,946 -43.9%
Financial debts 170/4 €15,813 €8,867 -€6,946 -43.9%
Amounts payable within one year 42/48 €1,516,707 €1,529,322 +€12,615 +0.8%
Trade debts 44 €15,783 €20,995 +€5,212 +33.0%
Suppliers 440/4 €15,783 €20,995 +€5,212 +33.0%
Other amounts payable 47/48 €1,500,924 €1,508,327 +€7,403 +0.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €14,681 €14,301 -€380 -2.6%
Other operating charges 640/8 €6,578 €4,879 -€1,699 -25.8%
Gross operating margin 9900 -€27,831 -€25,209 +€2,622 +9.4%
Operating profit (loss) 9901 -€49,090 -€44,389 +€4,701 +9.6%
Financial income 75/76B €156,133 €1,870 -€154,263 -98.8%
Recurring financial income 75 €156,133 €1,870 -€154,263 -98.8%
Non-recurring financial income 76B €156,133 - -€156,133
Financial charges 65/66B €1,404 €953 -€451 -32.1%
Recurring financial charges 65 €1,404 €953 -€451 -32.1%
Profit (loss) for the period before taxes 9903 €105,639 -€43,472 -€149,111
Income taxes 67/77 - -€18 -€18
Profit (loss) for the period 9904 €105,639 -€43,454 -€149,093
Transfer from tax-exempt reserves 789 €5,963 €135,674 +€129,711 +2175.3%
Transfer to tax-exempt reserves 689 €147,600 - -€147,600
Profit (loss) for the period to be appropriated 9905 -€35,998 €92,220 +€128,218

Source: filed annual accounts (NBB), fiscal years ended 31 October 2023 and 31 October 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.