Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PHARE is 0.4% (very low). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 31-08-2025 | 31 d late | 2025-00457219 |
| 31-12-2023 | 31-07-2024 | 06-09-2024 | 37 d late | 2024-00454984 |
| 31-12-2022 | 31-07-2023 | 29-09-2023 | 60 d late | 2023-00461088 |
| 31-12-2021 | 31-07-2022 | 09-08-2022 | 9 d late | 2022-20278047 |
| 31-12-2020 | 31-07-2021 | 30-08-2021 | 30 d late | 2021-60400123 |
| 31-12-2019 | 31-07-2020 | 31-08-2020 | 31 d late | 2020-49000499 |
| 31-12-2018 | 31-07-2019 | 29-08-2019 | 29 d late | 2019-54900331 |
| 31-12-2017 | 31-07-2018 | 26-09-2018 | 57 d late | 2018-66400430 |
| 31-12-2016 | 31-07-2017 | 18-08-2017 | 18 d late | 2017-45300416 |
| 31-12-2015 | 31-07-2016 | 24-08-2016 | 24 d late | 2016-45400515 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 31-08-2025 | 2025-00457219 |
| 31-12-2023 | micro | 06-09-2024 | 2024-00454984 |
| 31-12-2022 | micro | 29-09-2023 | 2023-00461088 |
| 31-12-2021 | micro | 09-08-2022 | 2022-20278047 |
| 31-12-2020 | micro | 30-08-2021 | 2021-60400123 |
| 31-12-2019 | micro | 31-08-2020 | 2020-49000499 |
| 31-12-2018 | micro | 29-08-2019 | 2019-54900331 |
| 31-12-2017 | micro | 26-09-2018 | 2018-66400430 |
| 31-12-2016 | micro | 18-08-2017 | 2017-45300416 |
| 31-12-2015 | verkort | 24-08-2016 | 2016-45400515 |
Directors
Directors & mandates
1 director-
VANLUCHENE Henny Magdalena DeniseDirectorState Gazette act 24358428 (12-02-2024)Current12-02-2024 → present
Insolvency mandates
Legal Structure
| NACE primary | Handelsbemiddeling in de groothandel in andere specifieke goederen(46180) |
| Legal form | Private limited company(610) |
| Incorporation | 30-10-1990 |
| Status | Active |
| Postal code | 2547 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0120/00G002 | Flanders | 98 m² | 1 · 73 m² | 11.9 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 act12-02-2024 Publication in the Belgian Official Gazette, Minor change
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | PHARE |