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PHARE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHARE

BE 0442.072.946
NACE 46.180, Agents specialised in the wholesale of other particular products
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,433
2024 · -€3,093+€660
Equity
-€19,881
2024 · -€17,448-€2,433
Cash
€457
2024 · €1,143-€687
Balance sheet total
€4,012
2024 · €5,657-€1,645

Largest movements

2024 to 2025
Assets
  • Cash -€687

    down €687 (-60.1%), from €1,143 to €457

    mainly Net result for the year (-€2,433) and Trade debts (-€1,119)

  • Receivables within one year -€577

    down €577 (-18.1%), from €3,190 to €2,613

    of which Trade receivables: -€658

  • Tangible fixed assets -€382

    down €382 (-28.8%), from €1,324 to €942

    of which Land and buildings: -€280

Equity and liabilities
  • Profit (loss) carried forward -€2,433

    down €2,433 (-6.2%), from -€38,965 to -€41,398

  • Other debts +€1,882

    up €1,882 (+8.7%), from €21,574 to €23,457

  • Trade debts -€1,119

    down €1,119 (-94.9%), from €1,179 to €60

Income statement
  • Turnover +€2,136

    up €2,136 (+32.1%), from €6,651 to €8,787

  • Purchases and services +€1,647

    up €1,647 (+17.2%), from €9,595 to €11,242

  • Gross operating margin +€488

    up €488 (+16.6%), from -€2,944 to -€2,455

  • Other operating charges -€255

    down €255 (-20.8%), from €1,223 to €968

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,093
Gross operating margin +€488
Other operating charges +€255
Financial charges -€1
Taxes -€82
Result 2025 -€2,433

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€687
Investment €0
Financing €0
Cash 2024 €1,143
Net result for the year -€2,433
Depreciation +€382
Receivables within one year +€577
Trade debts -€1,119
Tax, wage and social debts +€24
Other debts +€1,882
Cash 2025 €457
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,657 €4,012 -€1,645 -29.1%
Fixed assets 21/28 €1,324 €942 -€382 -28.8%
Intangible fixed assets 21 - €0 =
Tangible fixed assets 22/27 €1,324 €942 -€382 -28.8%
Land and buildings 22 €1,120 €840 -€280 -25.0%
Plant, machinery and equipment 23 €204 €102 -€102 -50.0%
Financial fixed assets 28 - €0 =
Current assets 29/58 €4,333 €3,070 -€1,263 -29.2%
Amounts receivable within one year 40/41 €3,190 €2,613 -€577 -18.1%
Trade receivables 40 €3,135 €2,477 -€658 -21.0%
Other amounts receivable 41 €55 €136 +€81 +147.7%
Cash at bank and in hand 54/58 €1,143 €457 -€687 -60.1%
Total equity and liabilities 10/49 €5,657 €4,012 -€1,645 -29.1%
Equity 10/15 -€17,448 -€19,881 -€2,433 -13.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €2,917 €2,917 = 0.0%
Distributable reserves 133 €2,917 €2,917 = 0.0%
Profit (loss) carried forward 14 -€38,965 -€41,398 -€2,433 -6.2%
Amounts payable 17/49 €23,105 €23,892 +€788 +3.4%
Amounts payable within one year 42/48 €23,105 €23,892 +€788 +3.4%
Current portion of amounts payable after more than one year 42 €0 - =
Trade debts 44 €1,179 €60 -€1,119 -94.9%
Suppliers 440/4 €1,179 €60 -€1,119 -94.9%
Taxes, remuneration and social security 45 €351 €376 +€24 +6.9%
Taxes 450/3 €351 €376 +€24 +6.9%
Other amounts payable 47/48 €21,574 €23,457 +€1,882 +8.7%
Turnover 70 €6,651 €8,787 +€2,136 +32.1%
Goods, raw materials, services and sundry goods 60/61 €9,595 €11,242 +€1,647 +17.2%
Remuneration, social security and pensions 62 - €0 =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €382 €382 = 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €0 =
Provisions for liabilities and charges: additions (uses and reversals) 635/8 - €0 =
Other operating charges 640/8 €1,223 €968 -€255 -20.8%
Gross operating margin 9900 -€2,944 -€2,455 +€488 +16.6%
Operating profit (loss) 9901 -€4,549 -€3,806 +€743 +16.3%
Financial income 75/76B €1,556 €1,556 = 0.0%
Recurring financial income 75 €1,556 €1,556 = 0.0%
Non-recurring financial income 76B - €1,556 +€1,556
Financial charges 65/66B €40 €40 +€1 +1.6%
Recurring financial charges 65 €40 €40 +€1 +1.6%
Profit (loss) for the period before taxes 9903 -€3,033 -€2,290 +€743 +24.5%
Income taxes 67/77 €61 €143 +€82 +135.3%
Profit (loss) for the period 9904 -€3,093 -€2,433 +€660 +21.3%
Profit (loss) for the period to be appropriated 9905 -€3,093 -€2,433 +€660 +21.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.