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COLFONTAINE

Active
Private limited companyfounded 1981active for 45 yearsHoogboomsteenweg 22, 2950 Kapellen, BelgiumKBO/BCE: BE 0421.696.018
Summary

COLFONTAINE has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,548 and a net result of -€858. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 82% of 9,679 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180
#7 oldest company in Kapellen, Wholesale and retail trade sector1 site
Size
€10,920total assets 2025
Equity
€8,548
Loss
-€858
Turnover not published (abbreviated or micro format)
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 61 days late0 of 3 deeds read
Why 81raises riskLatest accounts 61 days late; 2 of the last 3 lateLoss of €858, the second in a row (financial year 2025)lowers riskFounded in 1981Size: total assets €10,920Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency 100+12
equity 78.3% of total assets
Liquidity 50+17
short-term debt 21.7% · cash 6.2%
Profitability 18+18
return on assets -7.9%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 0.8%▼ -0.3 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026highest value 10-2026: 0.5%▼ -1.0 percentage point vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.84, compared with 1.09 in 2024; short-term debt: 21.7% and cash: 6.2% of total assets), and 21.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 54% on liquidity, 21% on profitability and 27% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1981
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Loss of €858, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €10,920
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€858
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
31 days late
2023
30 days late
2022
30 days late
2021
31 days late
2020
30 days late
2019
213 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€858 View
  • Caution: Among the weakest 14% on equitysector median €366,907 · 9,674 companies €8,548 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Active since 1981founded 09-06-1981 45 years View

By topic

Financials

Financial year
2025
Total assets
€10,920
Loss
-€858
Solvency
78.3%
Go to Financials

Timeline

Events
45
Since
1982
Next accounts
by 31-07-2027
  1. 30-08-2023Annual accounts filed
  2. 31-08-2022Annual accounts filed
  3. 30-08-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
09-06-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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