Petitgrain
ActiveSummary
Petitgrain has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-4
Solvency39▼-25
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.84 against 3.12 in 2024; short-term debt: 45.8% and cash: 27.8% of total assets), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
12.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
81 d early
2024
58 d early
2023
37 d early
2022
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 66.3%
2024 · €62k
2022: €20k
2023: €38k
2024: €62k
2022 → 2025
Total assets
€145k▼ 7.7%
2024 · €157k
2022: €31k
2023: €54k
2024: €157k
2022 → 2025
Net result
€18k▼ 24.0%
2024 · €24k
2022: €17k
2023: €18k
2024: €24k
2022 → 2025
Working capital
€-11k
2024 · €55k
2022: €18k
2023: €35k
2024: €55k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€38k▲ 90.2%€62k▲ 63.9%€21k▼ 66.3%
Operating result€24k-€25k▲ 4.5%€32k▲ 30.9%€27k▼ 16.4%
Net result€17k-€18k▲ 3.3%€24k▲ 34.8%€18k▼ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€89k ▲ 17.7%
Current assets
€56k ▼ 31.4%
Equity and liabilities €145k
Equity
€21k ▼ 66.3%
Debt
€124k ▲ 30.0%
Debt's share of the balance-sheet total rises from 60.8% to 85.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €35k
Cash flow
€26k▼
2024 · €27k
Current ratio
0.84▼
2024 · 3.12
Debt to equity
6.00▲
2024 · 1.55
ROE
87.9%▲
2024 · 39.0%
ROA
12.6%▼
2024 · 15.3%
Interest coverage
10.07▼
2024 · 12.59
Debt ≤ 1 year
€66k▲
2024 · €26k
Debt > 1 year
€57k▼
2024 · €70k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€157k€145k▼
Fixed assets21/28€76k€89k▲
Tangible fixed assets22/27€76k€89k▲
Land and buildings22€73k€80k▲
Plant, machinery and equipment23€1k€552▼
Furniture and vehicles24€2k€8k▲
Financial fixed assets28€400€400=
Current assets29/58€81k€56k▼
Amounts receivable within one year40/41€17k€15k▼
Trade receivables40€15k€13k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€65k€40k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€157k€145k▼
Equity10/15€62k€21k▼
Contributions10/11€3k€3k=
Reserves13€59k€18k▼
Distributable reserves133€59k€18k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€96k€124k▲
Amounts payable after more than one year17€70k€57k▼
Financial debts170/4€70k€57k▼
Amounts payable within one year42/48€26k€66k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€3k▼
Other amounts payable47/48-€50k
Accrued charges and deferred income492/3€0€550▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€467€638▲
Gross operating margin9900€36k€35k▼
Operating profit (loss)9901€32k€27k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€29k€23k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€24k€18k▼
Profit (loss) for the period to be appropriated9905€24k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€18k▼
Transfer from equity791/2-€59k
Transfer to equity691/2€24k€18k▼
To other reserves6921€24k€18k▼
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €24k ▲34.8%
Operating result €32k, net result €24k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biekorfstraat 152220 Heist-op-den-BergGround area
1,267 m²
Building footprint
258 m²
Volume, LiDAR
1,406 m³
Parcel 12322I0276/00P000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PETITGRAIN
since 20222.327.384.742
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0276/00P000 | Flanders | 1,266 m² | 1 · 258 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,917 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.